ON
Risk Management in Banking Sector
Summer Training Project Report Submitted for Partial Fulfillment for the
Award of the Degree of
MASTER OF BUSINESS ADMINISTRATION
(MBA)
UNDER THE SUPERVISION OF
Prof. S.P Jain
SUBMITTED BY
Varun Sharma
0871913907
GITARATTAN INTERNATIONAL BUSINESS SCHOOL
(Affiliated to GURU GOBIND SINGH INDRAPRASTHA UNIVERSITY)
ROHINI, NEW DELHI – 110085
(2007-09)
ACKNOWLEDGEMENT
I express my heartiest gratitude to Mrs. ANITA KHANNA (CUSTOMER RELATIONSHIP OFFICER - PNB) for giving me an opportunity to prepare a report on the project assigned to me. I am also thankful to Prof. S.P Jain, faculty, Gitarattan International Business School, Rohini. Under their guidance I undertook this project, for extending the advice and direction that is required to carry on a study of this nature, and for helping me with the intricate details of the project at every step. Without her support and able guidance, it would have been very difficult to finish this work in the way I have done it.
However, I accept the sole responsibility of any possible errors of omission.
Varun Sharma
TABLE OF CONTENTS
1. INTRODUCTION - • Objectives of the study 5 • Scope of study 6 • Limitations of study 6
2. DEFINITION OF RISK – • What is Risk? 12 • What is Risk Management? Dose it eliminate Risk? 12 • Objectives of Risk Management functions 13 • Risk in Banking