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HAGERSTOWN, Md. -- Control is one of Ron Edens's favorite words. "This is a controlled environment," he says of the blank brick building that houses his company, Electronic Banking System Inc.Inside, long lines of women sit at spartan desks, slitting envelopes, sorting contents and filling out "control cards" that record how many letters they have opened and how long it has taken them. Workers here, in "the cage," must process three envelopes a minute. Nearby, other women tap keyboards, keeping pace with a quota that demands 8,500 strokes an hour.The room is silent. Talking is forbidden. The windows are covered. Coffee mugs, religious pictures and other adornments are barred from workers' desks.In his office upstairs, Mr. Edens sits before a TV monitor that flashes images from eight cameras posted through the plant. "There's a little bit of Sneaky Pete to it," he says, using a remote control to zoom in on a document atop a worker's desk. "I can basically read that and figure out how someone's day is going."This day, like most others, is going smoothly, and Mr. Edens's business has boomed as a result. "We maintain a lot of control," he says. "Order and control are everything in this business."Mr. Edens's business belongs to a small but expanding financial service known as "lockbox processing." Many companies and charities that once did their paperwork in-house now "out-source" clerical tasks to firms like EBS, which processes donations to groups such as Mothers Against Drunk Driving, the Doris Day Animal League, Greenpeace and the National Organization for Women.More broadly, EBS reflects the explosive growth of jobs in which workers perform low-wage and limited tasks in white-collar settings. This has transformed towns like Hagerstown--a blue-collar community hit hard by industrial layoffs in the 1970s--into sites for thousands of jobs in factory-sized offices.Many of these jobs, though, are part-time and most pay far less than the manufacturing occupations they

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