saving money is huge problem for this world we are living in 2014. it very hard to save money when i on fixed income of each month and not working to making enough to get by each month. i learned what is really like to struggle to live on my owe without depended on parent or family for help. saving money it my weakness spot how to budget what it important or overspent on thing is not important and when i really broken i start to feel real guilty and i have to wait about another whole month to get pay again and play catch up however i know i need to change my bad spending habit and start come up with a goal how to save money and be more responsibly how i spend it. my goal is to save $3000.00 to buy used car to get around. so,i decide to cutback on shopping for shoe i don't need and put $150.00 each month up in a saving account and dont touch it up to 12 months. i know it won't be easy i know i have make change and live better for myself toward the future however it ever harder to family like single mother with children or elderly person to survive on income they have and can't get the things might be really important such as diaper, school uniform or medicine for health issue. my advice is that whatever bad habit you have that keeping from saving money and really tired of be broken ,ask friend or family for money knowing you can't pay it back. you need to sign up for finacial planner to balance your money yet help to monitor how you spend your money without feeling guilty.
You May Also Find These Documents Helpful
-
When one is stressed with paying monthly bills and managing debts it may seem impossible. Just remember, the change starts with you. Readjusting your spending limits and ways of life could lead to beneficial and great ways to save money. For instance, Ms.McIver shared she only buys items that are on sale. Can you image how much she saves when she goes…
- 237 Words
- 1 Page
Satisfactory Essays -
Rate is the percentage of your total income that you paid in taxes. For 2012, your Marginal Tax…
- 1580 Words
- 7 Pages
Satisfactory Essays -
Saving money is extremely important however; some people do not have healthy savings thus leading them to financial instability. Therefore, being a good steward over your finances should be consistent and begin at an early age and progress as you age. This will provide an effective growth pattern to allow future financial security.…
- 935 Words
- 4 Pages
Better Essays -
My goal is to save up $3600 by May 30th, 2018, to pay for a down payment on a used 2016 Audi A3. I will begin this goal on September 30th, 2018, and I will save $100 per week for nine months from my part-time job as a nanny. This goal is a short-time goal, but I think that it is attainable through budgeting, less public transportation (ubers), and going to bars less.…
- 315 Words
- 2 Pages
Satisfactory Essays -
This paper examines the development and scope of accessory liability under the second limb of Barnes v Addy as it stands in both England and Australia. As to the law in England, the focus will be on the rearticulation of the principle of accessory liability under the second limb as stated in Royal Brunei Airlines Sdn Bhd v Tan. In particular, it will consider the extent to which the decision has reconciled inconsistencies in earlier authority and remedied those issues propounded to be inherent in the traditional formulation of the principle. At this stage, this traditional principle remains good law in Australia. However, as suggested in Farah Constructions Pty Ltd v Say-Dee Pty Ltd, there is potential for the English approach to be adopted in the Australian context. Such an adoption may be advisable in light of the judicial and extra-judicial commentary suggesting that the orthodox approach is in fact not properly aligned with equitable principles. The discussion of this possibility involves not only an assessment of the advantages and disadvantages of each approach, but also a determination as to the extent to which the separate application of each approach could result in a divergent outcome.…
- 3483 Words
- 14 Pages
Best Essays -
Huck and Jim, from Adventures of Huckleberry Finn portray the theme of freedom throughout the story. Huck and Jim end up meeting each other afterwards both have ran from home, to be free. Huck has run away from home after faking his death to his drunken father. Huck didn’t want to stay longer with his father as it would go downhill for him, as he will get beat or even killed. Jim had become a runaway slave as he ran for his freedom. Jim ran due to him knowing he would have been sold and wouldn’t have seen his family, but instead runs to gain money and buy back his family.…
- 196 Words
- 1 Page
Satisfactory Essays -
Blood-drawing station – dedicated area of a medical laboratory or clinic equipped for performing phlebotomy procedures on patients, primarily outpatients sent by their physicians for laboratory testing…
- 1072 Words
- 6 Pages
Good Essays -
Aim: Provide a detailed retail audit containing market entry strategies, competition and the market place and a retail strategy plan that will allow Save a Lot to secure a bank loan in support of their Australian Franchise…
- 5114 Words
- 21 Pages
Powerful Essays -
Set financial goals… I think it is a great idea to start setting financial goals early in life, so by the time you have to start paying bills and taxes, you will already know how to do financial stuff.…
- 810 Words
- 2 Pages
Satisfactory Essays -
If your desire and want, is strong enough it is worth it to save up enough money, and pay for it with cash. Although this sounds great, sometimes it isn’t all that achievable. The idea of it is that if you save up more money for an item such as a house, car, or television that you will borrow less from a bank or credit card. The scary part about borrowing from lenders is that they charge a large sum of money in interest, so in the long run you’re essentially spending more money out of pocket. Another big reason to save is when buying a house, it is important for you to at least have enough cash for a down…
- 519 Words
- 3 Pages
Good Essays -
I would like to buy a car. I can justify this purchase because I need a car for transportation to my job every day, and it is something I have wanted for a really long time. To financially prepare once I have decided to make the purchase I should start saving most of my pay checks instead of buying things I do not need. I should save my money so I can pay off all or most of my car payment at once.…
- 564 Words
- 2 Pages
Satisfactory Essays -
Being a college student is difficult for me, because my mom is not here to tell me what I should and should not purchase. However, I will heed Cruze’s advice, and stop comparing myself to others on social media, and in person. Yes, I do drive a used car, but after hearing the wise words of Cruze, I am now proud to drive a used car. I know that I have to make a choice between spending my money and saving it, and I intend to save whenever possible to minimize financial stress in the future. Listening to Cruze speak about financial management made me realize that it is never too early to start budgeting and saving. I thoroughly enjoyed her presentation, plus while I was there I won a copy of her newest book Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want. Thus, I will be reading about her advice more extensively and applying it to my own life and…
- 625 Words
- 3 Pages
Good Essays -
Managing your spending, the money that goes out of your accounts each month, is a crucial first step in controlling your financial situation. If you're in debt or not meeting your financial goals you can either cut your spending, boost your income or do both to find the extra money you need to improve. I believe that cutting spending is the most important step you can take to improve your financial situation because if you cannot control your spending it doesn't matter how much your investments return, how high your income goes, or if you have the best insurance, you will still be living basically paycheck to paycheck each month or going into debt. Realistically, there is no level of income you can achieve that an out of control desire to buy cannot spend.…
- 319 Words
- 2 Pages
Good Essays -
Most of my money were going towards eating out, I have to try and omit to spend so much on fast food because it is not healthy and I am not spending my money correctly. In the long run, more stuff starts coming up and I need to start saving up for those times in need. For example, with me graduating high school and going to college, I will need money for certain things, and there will come a time where I might need to limit myself and reduce on some things. I will try to minimize eating out all the time by eating at home. The thirty-day expense track worksheet was of lots of help because I kept track of all my expenses. I had never done that, now I realize how money flies and goes away so easily. Usually, we spend money on a daily basis and sometimes we are not even aware of it. Money really is a big part of our lives because without it we would not be able to have the things we have and want. So much of our money is spent on unnecessary things, or useless stuff. If I would have saved my money I would have had a total of at least two hundred dollars for this last month. Money that could have been well spent on other things. I will try and keep myself from spending on things that are not necessary. One thing I need to start doing is saving up. I am one of those people that when they get money, they spend it right at the chance they get. It is not good because you…
- 699 Words
- 3 Pages
Good Essays -
Time and money management are integral parts of being a college student. With class, homework, and extracurricular activities, many students struggle to find enough time in the day to do everything they need to and still get enough sleep. Also, many college students are unable to manage their money while buying food and other luxuries. After reviewing the articles posted on these topics, some key ideas jumped out to help make me a more effective person.…
- 900 Words
- 4 Pages
Good Essays