2. BRIEF ABOUT MUTUAL FUNDS A mutual fund is not an alternative investment option tostocks and bonds; rather it pools the money of severalinvestors and invests this in stocks, bonds, moneymarket instruments and other types of securities. Buying a mutual fund is like buying a small slice of abig pizza. The owner of a mutual fund unit gets aproportional share of the fund’s gains, losses, incomeand expenses.
3. SBI MUTUAL FUND SBI mutual fund private limited is a joint venturebetween „The State Bank of India‟ and SocieteGenerale Asset Management (France) . The fund manages over Rs. 42,100 crores ofassets and has a diverse profile of investorsactively parking their investments across 38 activeschemes.
4. STATE BANK OF INDIA – SWOTANALYSISState Bank of India is the leadingcommercial bank in India, offeringservices such as retailbanking, commercialbanking, international banking andtreasury operations. The bank is theintegral part of State BankGroup, which offers additional servicessuch as mutual funds and insurance
5. STRENGHTS:- Goodwill of the company SBI is the largest bank in India in terms of marketshare, revenue and assets. Strong market position which sustains customer‟sconfidence Strong capital position It has a wide distribution network. It is government owned. Recently bank did well on loan recoveries and lookspromising in its future earnings.
6. WEAKNESS:- Employees show reluctance to solve issuesquickly. Customers‟ waiting period is long when comparedto private banks It lags modernisation Recently it has been seen that, higher provisionsagainst Non-performing assets(NPAs) andmarginal growth in other income dented the bank‟sprofit margin
7. OPPORTUNITIES:- Merger of associated banks with SBI The bank is modernising few of its bankingoperations, there is a better scope of using advancedtechnologies and software to