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Sme Banking Survey Sector Report
SouthAsia Enterprise Development Facility (SEDF)
Results of the Banking Survey of the SME Market in Bangladesh Sector Report

February 2006

SouthAsia Enterprise Development Facility (SEDF)
Results of the Banking Survey of the SME Market in Bangladesh Sector Report February 2006
© PA Knowledge Limited 2006

Prepared for:

Prepared by

MIDAS PA Consulting Group The Chrysler Building 405 Lexington Avenue New York, NY 10174 USA. info@paconsulting.com www.paconsulting.com e.Gen Consultants Ltd. 14A Chandrashila Suvastu Tower, 69/1 Panthapath, Green Road, Dhaka 1205, Bangladesh. T: 8621256-9 F: 8621260 em: egen@neksus.com www.egen.com.bd

House-5, Road-16, Dhanmondi, Dhaka-1209, Bangladesh. Telephone: 8116094-5, 81161867, Fax: 8111188 midas@bd.drik.net www.midasfl.com

ACKNOWLEDGEMENT We express our sincere gratitude to the entire SEDF team, especially Mr. Gilles Galludec, Program Manager, and Ms. Awhona Choudhury, Financial Market Specialist, for their support, involvement and encouragement in the preparation of this document. We also thank financial institutions, industry associations and SMEs who participated in this survey.

i
Sector Report – Results of the Banking Survey of the SME Market in Bangladesh

Foreword… FOREWORD The SouthAsia Enterprise Development Facility (SEDF) is a multi-donor funded initiative to support the establishment and growth of private small and medium sized enterprises (SMEs) in Bangladesh, Bhutan, Nepal and northeast India. SEDF is managed by the International Finance Corporation, the private sector arm of the World Bank Group. Through past interactions with Banks and Financial Institutions (FIs) and during various programs conducted by SEDF on SME sector development in Bangladesh, non-availability of information on characteristics and behaviors of small and medium sector participants has been highlighted as a key bottleneck. To bridge this information gap, SEDF has decided to establish a comprehensive project
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