Preview

Sources and Uses of Funds of Foreign Banks

Powerful Essays
Open Document
Open Document
1261 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Sources and Uses of Funds of Foreign Banks
SOURCES AND USES OF FUNDS OF FOREIGN BANKS
Sources and Uses of funds is a fund flow statement which explains the various sources from which funds have been raised and the uses these funds were put to. This statement is similar to a balance sheet since liabilities and assets are themselves sources and uses of funds respectively. The major difference however, between a Sources and Uses of funds statement and balance sheet is the former captures the movements in funds, while the latter merely presents a static picture of the sources and uses of funds.
On account of this property, the Sources and Uses of funds would enable one to analyze how the banks financed its fixed assets, discharged its liabilities, paid its dividends and taxes and so on.
The Structure of Sources and Uses of funds of foreign Banks in India are as follows: Sources of funds | Uses of funds | Capital | Cash and Balances with RBI | Reserve and Surplus | Balances with Banks and Money at Call and Short Notice | Deposits | Investments | Demand Deposits | Loans and Advances | Savings Bank Deposits | Bills Purchased and Discounted | Term Deposits | Cash Credits, Overdrafts,etc. | Borrowings | Term Loans | Other Liabilities and Provisions | Fixed Assets | | Other Assets | Total Liabilities | Total Assets |
Source: RBI Website (www.rbi.org)

List of Foreign Banks Operating in India as on March 31, 2008 | Sr no. | Name | No. of Branches in India | 1 | Abu Dhabi Commercial Bank Ltd. | 2 | 2 | Arab Bangladesh Bank Ltd. | 1 | 3 | American Express Banking Corp. | 1 | 4 | Antwerp Diamond Bank N.V. | 1 | 5 | Bank International Indonesia | 1 | 6 | Bank of America | 5 | 7 | Bank of Bahrain & Kuwait BSC | 2 | 8 | Bank of Nova Scotia | 5 | 9 | Bank of Tokyo- Mitsubishi Ltd | 3 | 10 | BNP Paribas | 8 | 11 | Bank of Ceylon | 1 | 12 | Barclays Bank Plc. | 5 | 13 | Calyon Bank | 5 | 14 | Citi Bank N.A. | 39 | 15 | Shinhan Bank | 2 | 16 |

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Week 2 Quiz Acc380

    • 715 Words
    • 5 Pages

    | Fund created to account for all resources and revenues to be used for the construction or acquisition of capital assets…

    • 715 Words
    • 5 Pages
    Satisfactory Essays
  • Satisfactory Essays

    • What were the three largest differences between your Bank and its peer group in the core ROE decomposition analysis?…

    • 292 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    Cash Flow Statement

    • 3707 Words
    • 15 Pages

    In financial accounting, a cash flow statement, also known as statement of cash flows or funds flow statement is a financial statement that shows how changes in balance sheet accounts and income affect cash and cash equivalents, and breaks the analysis down to operating, investing, and financing activities. The primary purpose of a statement of cash flows is to provide relevant information about the cash receipts and cash payments of an enterprise during a period. Essentially, the cash flow statement is concerned with the flow of cash in and cash out of the business. The statement captures both the current operating results and the accompanying changes in the balance sheet. As an analytical tool, the statement of cash flows is useful in determining the short-term viability of a company, particularly its ability to pay bills.…

    • 3707 Words
    • 15 Pages
    Powerful Essays
  • Powerful Essays

    Butler Lumber

    • 1432 Words
    • 6 Pages

    Uses of funds are: accounts payables, inventory, fixed asset accounts, buyout of Mr. Stark, long term and short term debt.…

    • 1432 Words
    • 6 Pages
    Powerful Essays
  • Good Essays

    Alpha Corporation

    • 693 Words
    • 3 Pages

    i. Sources of Cash: Net Cash provided by continuing operations, Proceeds from disposal of depreciable and other assets.…

    • 693 Words
    • 3 Pages
    Good Essays
  • Good Essays

    Carrefour Case Analysis

    • 821 Words
    • 4 Pages

    Most of the sources have been utilized to fund Building &Equipment and also to generate more cash for the firm. A good portion of the sources have also been used to create more Inventories from 1968 to 1971. Land has been acquired during these four years as also other fixed assets and current assets.…

    • 821 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Strength of the Indian banking industry lies in its asset quality, growth and profitability over its global peers over the last few years. The banking index has grown at a compounded annual rate of over 51 percent since April 2001 as compared to a 27 percent growth in the market index for the same period. Geographical reach and market penetration have expanded at a very fast pace over the past few years. Customer base is constantly growing. High capital inflows have appreciated a lot over the years. Liquidity position has been quite comfortable in the recent times. The buoyant capital market coupled with an appreciating rupee vis-à-vis US dollar has been attracting large foreign institutional inflows during the last two years. Indian banks are considered to have clean, strong and transparent balance sheets relative to other banks in comparable economies in its region. Thanks to reforms and stringent regulatory measures taken by RBI Indian banks are considered to have clean, strong and transparent balance sheets thus good quality of assets relative to other banks in comparable economies in its region.…

    • 640 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    An American Depositary Receipt (abbreviated ADR) represents ownership in the shares of a non-U.S. company that trades in U.S. financial markets. The stock of many non-US companies trade on US stock exchanges through the use of ADRs. ADRs enable U.S. investors to buy shares in foreign companies without the hazards or inconveniences of cross-border & cross-currency transactions. ADRs carry prices in US dollars, pay dividends in US dollars, and can be traded like the shares of US-based companies.…

    • 1816 Words
    • 8 Pages
    Powerful Essays
  • Satisfactory Essays

    3. While opening the account, were you aware of SST services provided by your bank?…

    • 548 Words
    • 3 Pages
    Satisfactory Essays
  • Powerful Essays

    Adr / Gdr in India

    • 13281 Words
    • 54 Pages

    The Indian economy is the second fastest growing economy in the world after China with a growth rate of 6.5%. India seems to have become an investor’s haven with high returns on investments for foreign Institutional investors. Indian companies are recording higher profits and are gaining global recognition because of operations in several countries. However, for international presence, Indian companies need funds from time to time to expand their business. Companies either raise funds from the domestic market or through international market. For international funding, the most popular source amongst the Indian companies in the recent times has been American Depository Receipts (ADR) and Global Depository Receipts (GDR). The Finance Ministry has projected inflows of $4.5 billion through the ADR/GDR/FCCB (Foreign Currency Convertible Bond) route during the current fiscal year. This chapter deals with the concept of ADR/GDR, the process involved in such issues and the recent changes made by the government in the regulations for ADR/GDR.…

    • 13281 Words
    • 54 Pages
    Powerful Essays
  • Powerful Essays

    The present study tries to examine the determinants of Foreign Institutional Investments in India, which have crossed almost US$ 12 billions by the end of 2002. Given the huge volume of these flows and its impact on the other domestic financial markets understanding the behavior…

    • 5980 Words
    • 24 Pages
    Powerful Essays
  • Powerful Essays

    The Indian Banking sector is rapidly globalizing, making it important for Indian banks to ensure their practices match those of the best banks in the world. Several Indian banks are pursuing global strategies, as Indian companies globalize and people of Indian origin increase their investments in India. It s observed that n surface level all Indian banks have same profitability but there are dramatic differences in underlying economics. Indian banks have historically had access to superior talent relative to other global banks leading to superior organizational performance on average. The Asset Liability management survey shows that treasury is significant contributor to bank earnings in India. The treasury divisions at Indian banks are integrated profit centers that manage capital market businesses and credit and market risk. It is encouraging to see that several attackers have leapfrogged on this front and are using sophisticated risk management techniques on par with those implemented by global banks. However, risk management practices in public sector banks are at a nascent stage and simply conform to regulatory and compliance measures.…

    • 3370 Words
    • 14 Pages
    Powerful Essays
  • Powerful Essays

    To meet the credit requirements of MSME units NSIC has entered into a Memorandum of Understanding with various Nationalized and Private Sector Banks . Through syndication with these banks, NSIC arranges for credit support (fund or non fund based limits) from banks without any cost to MSMEs. Furthermore the MSMEs can upgrade their competence in terms of business and technologies by getting rated through independent, renowned and professional rating agencies empanelled with NSIC. The empanelled rating agencies are CRISIL,ONICRA,SMERA-D&B,CARE, India Ratings,BRICKWORK and ICRA. The MSE’s which get rated under NSIC-Performance and Credit Rating Scheme not only has a liberty to get rated from any one of rating agencies of its preference but it also invariably increases their creditability in business and help them in getting timely credit from banks at liberal rates of interest. All documentations pertaining to completion and submission of a credit proposal to banks shall be undertaken by NSIC thereby saving cost and time to MSME. To send in your loan enquiries , please contact at the below given addresses : dmbd@nsic.co.in, bts@nsic.co.in. To download loan application forms from the banks under BANK CREDIT FACILITATION SCHEME the website address of the banks are given:- S.No.…

    • 379 Words
    • 2 Pages
    Powerful Essays
  • Good Essays

    Bank Names

    • 1650 Words
    • 7 Pages

    12) Whether any litigation is pending in court of law/ appellate authority of India/ Tax dept/ Excise Dept/ Customs dept against the : (tick appropriate boxes) :*…

    • 1650 Words
    • 7 Pages
    Good Essays
  • Satisfactory Essays

    sources of bank funds

    • 418 Words
    • 2 Pages

    Tier 1 is used to describe the capital adequacy of a bank. It is the core measure of a bank’s financial strength from a regulators point of view. It includes equity capital and disclosed reserves. It also may include non-redeemable non-cumulative preferred stock.…

    • 418 Words
    • 2 Pages
    Satisfactory Essays

Related Topics