Sources and Uses of funds is a fund flow statement which explains the various sources from which funds have been raised and the uses these funds were put to. This statement is similar to a balance sheet since liabilities and assets are themselves sources and uses of funds respectively. The major difference however, between a Sources and Uses of funds statement and balance sheet is the former captures the movements in funds, while the latter merely presents a static picture of the sources and uses of funds.
On account of this property, the Sources and Uses of funds would enable one to analyze how the banks financed its fixed assets, discharged its liabilities, paid its dividends and taxes and so on.
The Structure of Sources and Uses of funds of foreign Banks in India are as follows: Sources of funds | Uses of funds | Capital | Cash and Balances with RBI | Reserve and Surplus | Balances with Banks and Money at Call and Short Notice | Deposits | Investments | Demand Deposits | Loans and Advances | Savings Bank Deposits | Bills Purchased and Discounted | Term Deposits | Cash Credits, Overdrafts,etc. | Borrowings | Term Loans | Other Liabilities and Provisions | Fixed Assets | | Other Assets | Total Liabilities | Total Assets |
Source: RBI Website (www.rbi.org)
List of Foreign Banks Operating in India as on March 31, 2008 | Sr no. | Name | No. of Branches in India | 1 | Abu Dhabi Commercial Bank Ltd. | 2 | 2 | Arab Bangladesh Bank Ltd. | 1 | 3 | American Express Banking Corp. | 1 | 4 | Antwerp Diamond Bank N.V. | 1 | 5 | Bank International Indonesia | 1 | 6 | Bank of America | 5 | 7 | Bank of Bahrain & Kuwait BSC | 2 | 8 | Bank of Nova Scotia | 5 | 9 | Bank of Tokyo- Mitsubishi Ltd | 3 | 10 | BNP Paribas | 8 | 11 | Bank of Ceylon | 1 | 12 | Barclays Bank Plc. | 5 | 13 | Calyon Bank | 5 | 14 | Citi Bank N.A. | 39 | 15 | Shinhan Bank | 2 | 16 |