Study
COMMERCIAL BANKING
Course Code: Course Objective:
The aim of this course is to give the student an overview of banking industry and prepare him for various roles in the banking sector.
MBA 410
Credit Units: 03
Course Contents:
Module I: Principles of Banking Retail Banking, Savings and Current Accounts, Loan Products, Plastic Money, Wholesale Banking, Off Balance Sheet Business, International Banking, Correspondent Banking, NOSTRO and VOSTRO accounts – SWIFT, CHIPS, CHAPS, FEDWIRE., Documentary Letter of Credit, NRI Accounts, Remittances and Clearing, Module II: Regulatory Framework Negotiable Instruments Act, Banking Regulation Act, Reserve Bank of India Act, RBI’s Monetary and Credit Policy Module III: Treasury Management Instruments in Treasury Market, Development of new financial products, control and supervision of Treasury management; linkage of domestic operations with foreign operations, Asset Liability Management, Banks Balance Sheet- Components of Assets/Liabilities and their management, Liquidity Management, Interest Rate Management, RBI Guidelines on Asset Liability Management; Stock options; debt instruments; bond portfolio strategy; risk control and hedging instruments, Investments – Treasury bills – Money markets instruments such as CDs, CPs, IBPs; Refinance and rediscounting facilities Module IV: Credit Principles of Lending, Working Capital and Term Loans, Financing SME/MSME, Microfinance, Credit Appraisal Techniques, Credit Rating, Default Probabilities, Credit Spreads, Credit Migration, Credit Monitoring, Documentation Procedures, NPA, Laws relating to securities-valuation of securities-modes of charging securitieslien,pledge, mortgage, hypothecation etc, The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act
Examination Scheme:
Components Weightage (%) CPA 5 TP 5 Q/S 5 A 5 ME 10 EE 70
Text & References:
Varshney, P.N., 2010, Banking Law and Practise, S Chand and Sons Radhakrishnan,
Course Code: Course Objective:
The aim of this course is to give the student an overview of banking industry and prepare him for various roles in the banking sector.
MBA 410
Credit Units: 03
Course Contents:
Module I: Principles of Banking Retail Banking, Savings and Current Accounts, Loan Products, Plastic Money, Wholesale Banking, Off Balance Sheet Business, International Banking, Correspondent Banking, NOSTRO and VOSTRO accounts – SWIFT, CHIPS, CHAPS, FEDWIRE., Documentary Letter of Credit, NRI Accounts, Remittances and Clearing, Module II: Regulatory Framework Negotiable Instruments Act, Banking Regulation Act, Reserve Bank of India Act, RBI’s Monetary and Credit Policy Module III: Treasury Management Instruments in Treasury Market, Development of new financial products, control and supervision of Treasury management; linkage of domestic operations with foreign operations, Asset Liability Management, Banks Balance Sheet- Components of Assets/Liabilities and their management, Liquidity Management, Interest Rate Management, RBI Guidelines on Asset Liability Management; Stock options; debt instruments; bond portfolio strategy; risk control and hedging instruments, Investments – Treasury bills – Money markets instruments such as CDs, CPs, IBPs; Refinance and rediscounting facilities Module IV: Credit Principles of Lending, Working Capital and Term Loans, Financing SME/MSME, Microfinance, Credit Appraisal Techniques, Credit Rating, Default Probabilities, Credit Spreads, Credit Migration, Credit Monitoring, Documentation Procedures, NPA, Laws relating to securities-valuation of securities-modes of charging securitieslien,pledge, mortgage, hypothecation etc, The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act
Examination Scheme:
Components Weightage (%) CPA 5 TP 5 Q/S 5 A 5 ME 10 EE 70
Text & References:
Varshney, P.N., 2010, Banking Law and Practise, S Chand and Sons Radhakrishnan,
References: Varshney, P.N., 2010, Banking Law and Practise, S Chand and Sons Radhakrishnan, T.S.; 2005, Principals of Banking; Macmillan Mishra, R.K.; Banking Sector Reforms and Agricultural Finance; Sonali Publications Padhy Kishore C; Padhy Manoranjan; 2011; Banking Future; Dominant Publishers and Distributors