Title Loans Persuasive Speech

Students in Clarksville, Tennessee are among the luckiest. The city has five colleges and universities within its borders. Ambitious students need only apply to the college of their choice and go.

Well, those who have the tuition money can do that. Those who don’t may feel the frustration of being so close and yet not being able to do anything about their aspirations.

But students and their parents who know about title loans in Clarksville know that they don’t have to wait for the money to arrive. They can get the money they need from us here at Title Loans Tennessee, and go to school as planned. That’s because title loans are flexible in a way that most other types of loans aren’t. They may be the next best options to student loans when it comes to financing an education.
Here’s why.
If you get a title loan, you aren’t required to tell the lending institution how you plan on spending that money. You just offer up your car, truck, or motorcycle as collateral for the loan and get your money. Since you have loan security, nothing else is required.

However, the traditional signature loan doesn’t work that way. Instead of collateral, you need a long history of having good credit. But there’s more to it than even that. You also have to explain to the credit union or bank why you want the money and how you’ll use it. And if you don’t have good credit, there’s no way you’re getting that money unless you have a cosigner and even then, it’s iffy.

At this point, you still may have some questions about title loans in Clarksville. You may wonder, for example, if you can use the money to take a holiday. Or if you can pay off a expected visit to the doc-in-the-box. Or if you can use the money to create your own consolidation loan. The answer to all these questions is a resounding “Yes!!!” It all goes back to the collateral-loan thing. If you’ve got collateral, you’ve got a loan.

Title Loans Clarksville: Starting the Loan
Process

You’ll find the ease with which you can borrow money from us isn’t the only reason that we are different from other kinds of lenders. Our application process is different, too! You might be used to having to take a not-so-quick trip down to the bank and fill out a bunch of paperwork before you even think about applying for a loan. Then after your paperwork is finished, you’re on the docket for a long wait in the lobby before you can even think of chatting with a loan officer.

Not so with us. When applying for title loans in Clarksville, you apply right here online. We know how challenging it can be to break away from your work or school schedule to come and see us. Here’s the bottom line. If you have time for a 15-minute java break, you have time to apply for a loan.

Here’s all we need from you:

Name Phone Zip Car’s mileage Car’s year Car’s make

That’s it. Really. Nothing else needed except for you to hit the “submit” button and then sit tight for a few.

Once that happens, we’ll have your info. This is necessary because it tells us how much we can loan to you. It’s based on your vehicle’s market value not on your credit. And you’ll know very quickly how much that amount will be because we send that quote back to you right away.

We also follow this up with a quick call from the local office. This phone call gives you the chance to talk to someone about your loan concerns as well as to get any remaining questions you have answered. It’s a courtesy that we’re happy to provide for you.

Title Loans Clarksville: Your Contract

Title loans in Tennessee come with a number of protections for you. These protections have been placed there by the state and federal officials in charge of making title-loan laws. They set forth mandates for businesses our type. This ensures that you’re protected no matter what.

All of these protections are to be found in your loan contract. It clarifies what you can expect from us as well as the terms of your loan. If you’re uncertain about your total loan amount; your interest rate; or your pay-off date/s, just look in this document. It’ll be all there.

That said, we’re always happy to chat with you about any concerns you have regarding your loan.

A Recap of the Benefits of Getting a Title Loan

While the benefits of title loans in Clarksville may go beyond what we’ve discussed, here’s a recap of just a few of them:

Borrow the money for the reason of your choosing. You never need to tell us how you want to spend the money unless you want to. Really. Pay tuition. Go on vacation. Buy gifts if you want. The money is yours to use. Rebuild your credit by getting a title loan and paying it back. That’s one of the chief benefits of coming to see us if you have bad credit. Fill out our online form to get a quick answer to your loan inquiry. Usually you know within a couple of minutes if you qualify and how much you qualify for. We work closely with you to make sure you have a great loan experience. There are many legal protections for borrowers just like you.

Don’t those sound like excellent reasons for borrowing from us? We’d love to talk to you about your title-loan needs. Contact us today to learn more.