Topic : Microcredit Repayment in Malaysia
TOPIC : MICROCREDIT REPAYMENT IN MALAYSIA
1.0 Hypotheses
1. To investigate whether gender of borrower influence microcredit repayment.
Hypothesis 1
Ho: Gender of borrower does not influenced microcredit repayment.
H1: Gender of borrower does influence microcredit repayment.
2. To investigate whether types of business activities influence microcredit repayment.
Hypothesis 2
Ho: Types of business activities does not influenced microcredit repayment.
H1: Types of business activities does influence microcredit repayment.
3. To investigate whether amount of loan influence microcredit repayment.
Hypothesis 3
Ho: Amount of loan does not influenced microcredit repayment.
H1: Amount of loan does influence microcredit repayment.
4. To investigate whether repayment period influence microcredit repayment.
Hypothesis 4
Ho: Repayment period does not influenced microcredit repayment.
H1: Repayment period does influenced microcredit repayment.
RESEARCH METHODOLOGY
2.0 Overview
This chapter is discussing about the research design, data collection method, research instrument, questionnaire design and sampling frame to meet the objectives of the study. In this study, descriptive research will be conduct to obtain the information needed. It will involve acquiring primary data, preparing questionnaires and sampling method as well as deciding on how the variables will be measure and being analyse. This study will be conducted among the teachers at Sekolah Menengah Kebangsaan Tengku Ampuan Jemaah, Port Klang, Selangor.
3.0 Data Collection Method
There are two ways in gathering data for the study. First is the primary data which is specially collected by the researcher and second is the secondary data or any information gathered from resources collected and published by others.
3.0.1 Primary Data
Primary data refer to information obtained first-hand by the researcher on the variables of interest for the specific purpose of the study (Sekaran,
1.0 Hypotheses
1. To investigate whether gender of borrower influence microcredit repayment.
Hypothesis 1
Ho: Gender of borrower does not influenced microcredit repayment.
H1: Gender of borrower does influence microcredit repayment.
2. To investigate whether types of business activities influence microcredit repayment.
Hypothesis 2
Ho: Types of business activities does not influenced microcredit repayment.
H1: Types of business activities does influence microcredit repayment.
3. To investigate whether amount of loan influence microcredit repayment.
Hypothesis 3
Ho: Amount of loan does not influenced microcredit repayment.
H1: Amount of loan does influence microcredit repayment.
4. To investigate whether repayment period influence microcredit repayment.
Hypothesis 4
Ho: Repayment period does not influenced microcredit repayment.
H1: Repayment period does influenced microcredit repayment.
RESEARCH METHODOLOGY
2.0 Overview
This chapter is discussing about the research design, data collection method, research instrument, questionnaire design and sampling frame to meet the objectives of the study. In this study, descriptive research will be conduct to obtain the information needed. It will involve acquiring primary data, preparing questionnaires and sampling method as well as deciding on how the variables will be measure and being analyse. This study will be conducted among the teachers at Sekolah Menengah Kebangsaan Tengku Ampuan Jemaah, Port Klang, Selangor.
3.0 Data Collection Method
There are two ways in gathering data for the study. First is the primary data which is specially collected by the researcher and second is the secondary data or any information gathered from resources collected and published by others.
3.0.1 Primary Data
Primary data refer to information obtained first-hand by the researcher on the variables of interest for the specific purpose of the study (Sekaran,
References: 1. A.H Roslan and Mohd Zaini Abd Karim, UUM, (2009) Determinants of Microcredit Repayment in Malaysia, 45-52. 2. Sekaran, U. (2010). Research Methods for Business, A Skill Building Approach, 5th edition, John Wiley & Ltd. 3. Sekaran, U. (2003). Research Methods for Business, A Skill Building Approach, 4th edition, John Wiley & Sons Ltd. 4. World Bank (2001) World Development Report: Engendering Development: Through Gender Equality in Rights, Resources and Voice. New York: World Bank and Oxford University Press. 5. World Bank (2007 Finance for All? Policies and Pitfalls in Expanding Access. A World Bank Policy Research Report, The World Bank: Washington. 6. Wydick, B. (1999) Can social cohesion be harnessed to repair market failures? Evidence from group-based lending in Guatemala, Economic Journal, 109(457): 463–75. 7. Zikmund, W.G (2003). Business Research Methods, 7th Edition, Thomson South Western, United States of America. 8. Malhotra, N.K (2004). Marketing Research. An Applied Orientation, 3rd Edition, Prentice Hall International, Inc, New York, USA.