Preview

Utilitarianism In Health Care

Good Essays
Open Document
Open Document
404 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Utilitarianism In Health Care
John Stuart Mill approach ethics influenced healthcare administrators because of its utilitarian principles to the realistic approach to challenge tough healthcare decisions. I believe implementing the ACA, was used the utilitarian method, because this was not an easy decision to make. In addition, ACA had to implemented to reduce medical cost in the senior population. In 2012 Medicare spent 377 billion dollars on inpatient hospital stays. Due to the increase in inpatient hospital stays, by the Baby Boomer generation, the modern-economy has experienced positive and negative outcomes (Moore, B, PhD, Levit, K, B.A., Elixhauser, A, PhD, 2015). Medicare and Social Security Administration going bankrupt—this is due to the finite federal budget …show more content…
The ACA has reformed the healthcare system and forced the Medicare/ Medicare to add benefits to the plan that in the past was not a covered service and influence the private insurance companies to add benefits that were not covered. For example, the ACA provides:
• Free preventative care
• Protects individuals from life time caps
• Provides continuity of care
• Protects individuals from being disqualified from the insurance company’s services for preexisting disease or condition
• Forces healthcare providers to work together to provide quality healthcare services
ACA provides equality because it accessible to everyone. It does relay on social economical or diagnosis therefore it makes healthcare easily accessible to all persons to receive quality healthcare. The ACA is considered a cost shared benefit.
Reference
Stewart, Victoria. "Baby Boomers on the Brinks." Http://www6.miami.edu/miami magazine/spring98/aging.html. N.p., n.d. Web. 10 Oct. 15

Preventive Care: Everyone Needs an Ounce of Prevention." Centers for Disease Control and Prevention. Centers for Disease Control and Prevention, 08 May 2015. Web. 24 Apr.

You May Also Find These Documents Helpful

  • Powerful Essays

    Prior to the ACA there were numerous issues regarding health care in the Unites States. One of those issues was adverse selection. Adverse selection is an issue that has been prevalent to insurance of all kinds, especially health insurance. Adverse selection occurs when sellers have information that buyers don’t or vice versa. In the health insurance field it occurs when people make insurance purchase decisions based off their knowledge of their insurability or the likelihood they will make a claim. This can happen in a variety of ways. For example, the applicant might have information about the risk that is not known to the insurer, or the insurer might have access to the information but be unable to incorporate it fully into the price of coverage, due to factors such as antidiscrimination laws or the limitations of the insurer’s rating system. In order to fight adverse selection, insurance companies try to reduce exposure to large…

    • 1518 Words
    • 5 Pages
    Powerful Essays
  • Good Essays

    ACA or the Obamacare has two main focuses, which also known as root causes. They were to increase insurance coverage and cut down cost. With mandatory insurance coverage and introduction of out of pocket limits (the maximum amount of costs for covered services paid out-of-pocket) for individuals and households, the government is trying to prevent the excess health care expense burden that people face due to varying health insurance policy (Bose, 2016). The major coverage provisions of the ACA went into effect in January 2014. The law instituted new national standards for private insurance sold to individuals and small groups in the United States (Rosenbaum, 2011). Insurers selling health plans in these markets can no longer set prices on the…

    • 349 Words
    • 2 Pages
    Good Essays
  • Good Essays

    BUL6810 ACA Paper

    • 2536 Words
    • 6 Pages

    The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care while making an attempt to get the people back in control of their insurance needs (About the Law, n.d.). It has sections dedicated to emphasizing changes to benefits, the rights and protections of the people, new rules for insurance companies to follow, taxes and tax breaks for companies and individuals, ideas about government funding, spending and the creation of committees. There are even sections dedicated to education (Affordable Care Act Summary, n.d.).…

    • 2536 Words
    • 6 Pages
    Good Essays
  • Good Essays

    The ACA makes affordable health care more achievable for most Americans. “Nearly 15 percent of the U.S. population, an estimated 46 million in 2012, had no health insurance during most of the calendar year. Three-quarters of these uninsured are in families with incomes near or below the federal poverty level...the remaining uninsured have annual incomes ranging from two-and-a-half to four times the poverty level...” (aier.org). The main objective of the Affordable Care Act was to increase the number of people with insurance and make it more affordable and obtainable for all. The ACA also doesn't allow insurance companies to discriminate against pre-existing conditions giving more affordable health care for those who are ill or have numerous health problems. It also prevents discrimination of you gender. “The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions are made.”(annfammed.org).…

    • 1277 Words
    • 6 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act or ACA has been a very controversial law. The Affordable Care Act contains many benefits, particularly for low and middle income families and businesses. The Affordable Care Act also contains some obstacles for high earners, and larger firms that don’t insure their employees.…

    • 262 Words
    • 2 Pages
    Good Essays
  • Powerful Essays

    This paper explorers the economic effects of the Affordable Care Act on healthcare, specifically small business. The sources vary from academic, peer-review articles to journalism pieces. Statistics and charts have been done on this subject and spread across a wide array of subjects in correlation with the Affordable Care Act. This paper looks at the effects on insurance companies and in turn, the insurance companies effects on small healthcare businesses.…

    • 3286 Words
    • 14 Pages
    Powerful Essays
  • Good Essays

    The Patient Protection and Affordable Care Act also called the Affordable Care Act (ACA) was signed into law on March 23, 2010. It has been the source of many heated political debates and has been under scrutiny since its inception. Currently, 18 percent of our U.S. gross domestic product is spent on healthcare, that equals out to approximately 2.9 trillion dollars and we don’t have the quality care to show as the results. With the costs continually increasing and the lack of positive results, something has to change in our healthcare system. The Affordable Care Act is the cornerstone to help initiate these changes.…

    • 740 Words
    • 3 Pages
    Good Essays
  • Good Essays

    The ACA was enacted to increase the quality and affordability of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of healthcare for individuals and the government. It introduced mechanisms like mandates, subsidies, and insurance exchanges. The law requires insurance…

    • 869 Words
    • 4 Pages
    Good Essays
  • Satisfactory Essays

    The act are designed so insurance companies will no longer be able to drop clients when they become ill. It has potential to improve health outcomes at all age groups and income at a reduced affordable cost. It encourages employers…

    • 293 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
  • Good Essays

    The Patient Protection and Affordable Care Act (ACA) that was singed into law March 23, 2010 had the greatest impact in healthcare reform in the United States since the creation of Medicare and Medicaid in 1965. This legislation established emphasis on preventive services with focus on primary care, funds for community health initiatives, and improve quality of care. It also afforded health insurance to millions of Americans who are currently uninsured (OJN). The influx of new patients will stress an already strained healthcare system.…

    • 684 Words
    • 4 Pages
    Good Essays
  • Good Essays

    According to Persad (2015) many aspects of the ACA simply attempt to improve cost, quality, or access to healthcare for individuals across the nation. Under the ACA, Medicare and Medical will expand to cover individuals an even larger section of the population. The ACA is a great opportunity for the uninsured, such as the majority of the homeless population, to gain medical insurance. These health insurances will be funded at the federal and state level. There has been no better time in U.S. history for the uninsured to obtain health…

    • 1583 Words
    • 7 Pages
    Good Essays
  • Good Essays

    Affordable Care Benefits

    • 1532 Words
    • 7 Pages

    The incentive to having healthcare insurance was to improve access to medical services and to improve the health of society as a whole. The ACA increased the eight preventative services to ten covered benefits. These ten preventative services have no co-pays and offer a more personalized healthcare plan. Which has improved the early detection of disease such as diabetes and high blood pressure that reduce a patient’s health care risk factors. This is an added incentive for the government as it also lowers the overall cost of healthcare. These benefits were once out of reach for most Americans who had either high co-pays or no insurance at all (Teng,…

    • 1532 Words
    • 7 Pages
    Good Essays
  • Powerful Essays

    In the year 2010, former President Barrack Obama proposed a law that would have the objective of increasing the amount of insured Americans. The law, Patient Protection and Affordable Care Act, also referred to as the Affordable Care Act (ACA) or Obamacare, set policies that are meant to protect the rights and health of the general population and are a clear form of government involvement in health care. This law acted in response to the lack of coverage of many insurance providers. Despite the possible rise in premiums that would result from Obamacare, government involvement in health care should continue due to the increase in the insured population of Americans and the protection it provides to consumers.…

    • 1768 Words
    • 8 Pages
    Powerful Essays
  • Satisfactory Essays

    The U.S. healthcare is the most expensive in the world and yet one of the least in terms of quality when compared with peer countries. Consequently health reform has been on the fore front for several years. However there is no consensus on how best to go about reforming the system. The enactment of the ACA in 2010 was one of the boldest attempts to reform U.S. healthcare. Making healthcare affordable to Americans is one of the main goal of the ACT. There is ongoing debate on whether ACA has made healthcare…

    • 215 Words
    • 1 Page
    Satisfactory Essays