This assignment is worth 10 points.
May 4, 2015
Job Analysis Matrix: Commercial Lines Underwriter
Job Summary
The commercial lines underwriter is responsible for underwriting and maintaining the organization’s business, residential, and religious organization policies. They determine acceptance, rejection, coverage, acceptability, and coverage changes. Their analysis is based upon risk, guidelines, and other criteria.
Specific Tasks
1. Evaluates compliance with established policies by determining if an applicant is eligible for insurance coverage.
A. Task Dimension: Analysis
KSAOs
Importance to Tasks (1-5 Rating)
1. Knowledge of underwriting operations.
4.9
2. Knowledge of underwriting and state-specific practices.
4.1
3. Ability to match policy rating with office guidelines.
4.0
4. Ability to read and interpret laws and guidelines.
5.0
5. Skill in determining acceptable and non-acceptable risks.
5.0
6. Ability to interpret and implement loss-control guidelines.
4.4
2. Supports underwriting practices for enterprise locations by formulating policies for the underwriting process.
A. Task Dimension: Analysis
B. Task Dimension: Calculations
KSAOs
Importance to Tasks (1-5 Rating)
1. Knowledge of underwriting operations.
4.9
2. Knowledge of underwriting and state-specific practices.
4.1
3. Ability to match policy rating with office guidelines.
4.0
4. Ability to read and interpret laws and guidelines.
5.0
5. Skill in determining acceptable and non-acceptable risks.
5.0
6. Ability to interpret and implement loss-control guidelines.
4.4
3. Assists enterprise specialty areas such as loss control and premium