One of the disrespectful scenes that I saw was when John Q’s wife yelled at him through the phone and told him to do something, while she couldn't do anything about the situation but pushed him to do something extreme like holding hostages at the Hope Hospital. This also demonstrated the deep pain that both parents were going through at the time. The reason being, the wife pressured her husband who she loved dearly to do something very dangerous. It also shows how that John Q was having deep pain because he did something most people wouldn't dare to do.
Yes the couple did have fund for “rainy days” because in this one scene where they went to his work office where he spoke with his boss shows that he had insurance to cover for him. He