Preview

Working Capital Finance to Smes

Powerful Essays
Open Document
Open Document
18251 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Working Capital Finance to Smes
PGDIB SUMMER PROJECT 2006-2008

“Working Capital Financing to SMEs”

AT

The Hong Kong and Shanghai Banking Corporation Limited

TABLE OF CONTENT

INDEX TO CONTENTS PAGE NO.

1. Executive Summary 1 2. Introduction 2 3. Review of literature 3 4. Objective of the Project 7 5. Research Methodology 7 6. Company Profile 8 7. Factoring Overview 12 8. Factoring at HSBC 16 9. SWOT Analysis of Factoring 27 10. Comparative Analysis 31 11. Future of Factoring in India 33
12. Business Credit at HSBC (BLOC) 35
13. SWOT Analysis of BLOC 49
14. Comparative Study of BLOC 52
15. Recommendations 53
16. Conclusion 55
17. References
18. Appendices a. Glossary of Terms b. Indicative Offer c. Suitability Note d. Executive Summary(CARM) e. KYC form f. Processing fee Sheet g. Yield Sheet h. Negative Profile List

EXECUTIVE SUMMARY

The project
Continue Reading
View Writing Issues

You May Also Find These Documents Helpful

  • Good Essays

    Movie Analysis: Fly Boys
    • 657 Words
    • 3 Pages

    Movie Analysis: Fly Boys

    As World War I rages in Europe and Allied forces in France, Italy, and England find their resolve quickly diminishing due to the overwhelming force of the German juggernaut, a handful of brave American soldiers volunteer to join their French counterparts in learning to fly and fighting for freedom from above as the true story of the legendary Lafayette Escadrille comes to the screen in a breathtaking war adventure from Academy Award-winning director Tony Bill and famed producer Dean Devlin. They have come from all over the United States, ready and willing to put their lives on the line despite their country's initial pledge to not get involved with the all-consuming war that rages throughout Europe. Few could have foreseen the challenges faced by the world's first fighter pilots, however, and upon arriving at their aerodrome in France, the aspiring aviators are assigned to a new squadron…

    • 657 Words
    • 3 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    PSY 325 Week 5 Final Paper
    • 625 Words
    • 3 Pages

    PSY 325 Week 5 Final Paper

    This section will provide a general introduction and review relevant literature to the topic being studied. The research studies being critiqued will also be introduced in this section. In the Introduction, the research hypothesis associated with each study should also be clearly defined.…

    • 625 Words
    • 3 Pages
    Satisfactory Essays
    Read More
  • Powerful Essays

    STRATEGIES FOR ATTENTION CONTROL FOR INTERMEDIATE STANDARD ADOLESCENT STRING STUDENTS
    • 57855 Words
    • 232 Pages

    STRATEGIES FOR ATTENTION CONTROL FOR INTERMEDIATE STANDARD ADOLESCENT STRING STUDENTS

    Faculty of Education Clayton Campus Gippsland Campus Peninsula Campus STATEMENT OF COMPLETION OF THESIS MASTER OF EDUCATION Name: Matthew Alexander COHN Student ID: 11636955 Project Title: Strategies for Attention Control for Intermediate Standard Adolescent String Students Project Grade: Date qualified: HIGH DISTINCTION 30 July 2003 POBox6 Monash University Victoria 3800, Australia Telephone: +61 3 9905 2819 Facsimile: +61 3 9905 5400 www.monash.edu.au ABN: 12 377 614 012 STRATEGIES FOR ATTENTION CONTROL FOR INTERMEDIATE STANDARD ADOLESCENT STRING STUDENTS Matthew Cohn B.Mus. Per. (Melbourne University)…

    • 57855 Words
    • 232 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    camouflage in fashion
    • 1485 Words
    • 7 Pages

    camouflage in fashion

    RESEARCH METHODOLOGY- This paper is based on a review of the literature and takes a…

    • 1485 Words
    • 7 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    External Sources of Finance for start-ups and SMEs
    • 2088 Words
    • 6 Pages

    External Sources of Finance for start-ups and SMEs

    The limited availability of financial resources is one of the major constraints faced by start-ups and SMEs. What are the major sources of finance for start-ups and SMEs and why are such firms at a disadvantage in accessing external sources of finance?…

    • 2088 Words
    • 6 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Xbox Makreting Plan
    • 1672 Words
    • 7 Pages

    Xbox Makreting Plan

    The xbox is one of the most incredible inventions that have reached the market place in the last decade. The xbox Console in a video gaming and multimedia platform brand designed and manufactured by Microsoft and the first model was launched in November 2001 in the USA. The product is more than just a gaming device that is viewed through a computer monitor or television. The games are very interactive you are able to connect online to play and communicate with other people throughout the world.…

    • 1672 Words
    • 7 Pages
    Powerful Essays
    Read More
  • Best Essays

    working capital mgmt of consumer goods companies
    • 1289 Words
    • 6 Pages

    working capital mgmt of consumer goods companies

    Working Capital refers to that part of the firm’s capital, which is required for financing short-term or current assets such a cash marketable securities, debtors and inventories. Funds thus, invested in current assets keep revolving fast and are constantly converted into cash and this cash flow out again in exchange for other current assets.…

    • 1289 Words
    • 6 Pages
    Best Essays
    Read More
  • Powerful Essays

    A Report on Sme Financing in India
    • 3301 Words
    • 14 Pages

    A Report on Sme Financing in India

    Many SMEs in emerging markets often rely on informal sources of capital, such as borrowing from relatives, to meet finance needs. However, when a small or medium enterprise does access formal channels, it typically looks to a bank as its primary source of financial services. Banks have begun to turn their attention toward this untapped market and their service of SMEs is a major factor in increasing SME access to finance. Although, numerous issues surface when it comes to SME lending, banks, by employing a range of measures, such as risk adjusted pricing, credit scoring models, and SME-tailored non-lending products are developing ways to mitigate risks, lower costs, and increase the overall benefit accrued from SME banking.…

    • 3301 Words
    • 14 Pages
    Powerful Essays
    Read More
  • Better Essays

    Masscots in Advertising
    • 7163 Words
    • 29 Pages

    Masscots in Advertising

    Mascots - A person, animal, or object believed to bring good luck, especially one kept as the symbol of an organization such as a sports team.…

    • 7163 Words
    • 29 Pages
    Better Essays
    Read More
  • Powerful Essays

    Smes' Available Financial Source and Why It Is Difficult to Be Raised?
    • 2126 Words
    • 9 Pages

    Smes' Available Financial Source and Why It Is Difficult to Be Raised?

    This paper will have a brief introduction of what kind of financial sources are available for small or medium-sized enterprises (SMEs). Moreover, these sources have been categorised as 3 different types, namely, first, Self-Raised ability; second, loan from bankers; third, support from government and local authorities. All these three type of sources are very important for SMEs. The difficulties of raising finance for SMEs have been analysed in this article. In addition, the bankers lending criteria shows it is very difficult for SMEs to get funding compare to those big firms. At the end of this paper, the success story of Chinese SMEs shows the importance of government and local authorities in helping them raising fund.…

    • 2126 Words
    • 9 Pages
    Powerful Essays
    Read More
  • Satisfactory Essays

    Sme Challenges to Access to Finance
    • 400 Words
    • 2 Pages

    Sme Challenges to Access to Finance

    1. SMEs usually have limited financial resources compared to a large company. Often it is hard to finance the standard model for software process improvement (SPI) activities. They try to avoid excessive overhead for the full custom standard process implementation.…

    • 400 Words
    • 2 Pages
    Satisfactory Essays
    Read More
  • Good Essays

    Assessment of Working Capital Finance
    • 2669 Words
    • 11 Pages

    Assessment of Working Capital Finance

    Abstract: The purpose this study is to highlight the application of working capital policy and the performance…

    • 2669 Words
    • 11 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    Working Capital Management
    • 296 Words
    • 2 Pages

    Working Capital Management

    Working Capital is the required for maintenance of day to day business operations. The present day competitive market environment calls for an efficient management of working capital. The reason for this is attributed to the fact that an ineffective working capital management mat force the form to stop its business operations, may even lead to bankruptcy. Hence the goal of working capital management is not just concerned with the management of current assets and current liabilities but also in maintaining a satisfactory level of working capital. Holding current assets in substantial amount strengthens the liquidity position and reduces the riskiness but only at the expense of profitability. Therefore achieving risk-return trade off is significant in holding of current assets. While cash outflows are predictable it runs contrary in case of case of cash inflows. Sales program of any business concern does not bring back cash immediately. There is a time lag that exists between sale of goods of services and sales realization. The capital requirement during this time lag is maintained by the operating cycle concept. This study gives in detail the working capital management practices in BALIC. Management of each current asset, namely cash management, accounts receivable management is studied permanent to BALIC. Similarly management of accounts payable, deposit is studied to understand the managing of current liabilities. A part from this concept of operating cycle is studied. The research methodology adopted for this study is mainly from secondary source of data which include annual reports of BALIC, and website of the company. The use of primary sources is limited to interviews with few of the employees in credit department. The study of working capital management has shown that BALIC has a strong working capital position. The Company is also enjoying reasonable profits…

    • 296 Words
    • 2 Pages
    Satisfactory Essays
    Read More
  • Powerful Essays

    Business Finance for Small Business
    • 3400 Words
    • 14 Pages

    Business Finance for Small Business

    Business financing takes on many forms, from the traditional to the contemporary. This paper explores the various ways a small business entrepreneur might consider financing his or her enterprise. The type of financing pursued by any entrepreneur will largely depend on the type of business being financed, the amount of financing needed, and the type of relationship one wants with the financier. There are four major types of business financing: the bank loan; personal financing; venture capital; and crowdfunding. The report will explain how each type of financing can be obtained and will match that financing to the best type of business suited to obtain it.…

    • 3400 Words
    • 14 Pages
    Powerful Essays
    Read More
  • Satisfactory Essays

    Small Business Finance
    • 2384 Words
    • 10 Pages

    Small Business Finance

    Marginal revenue is extra income made when selling an additional product like a car manufacturer selling 1 extra car, marginal cost would be how much the manufacturer would spend on making the additional car including parts and labor and marginal revenue product would be the extra income with the subtraction from the marginal cost generated from parts/labor because the work created the car to sell.…

    • 2384 Words
    • 10 Pages
    Satisfactory Essays
    Read More

Related Topics