Introduction: Medical Malpractice
Subtopics:
Negligence
Wrongful Deaths
Commonly Undiagnosed and Misdiagnosed Conditions
Medical Malpractice Insurance
Conclusion
Work Cited
"7 Commonly Misdiagnosed Illnesses." AARP. N.p., n.d. Web. 11 Nov. 2013.
"7 Examples of Medical Negligence." PersonalInjuryClaimsBlawg RSS. N.p., n.d. Web. 11 Nov. 2013.
Fremgen, Bonnie F. "Chapter 6/ Professional Liability and Medical Malpractice." Medical Law and Ethics. 4th ed. Upper Saddle River: Julie Levin Alexander, 2012. 133+. Print.
"Medical Malpractice." Walkup, Melodia, Kelly & Schoenberger. Walkup, Melodia, Kelly, & Schoenberger, n.d. Web. 11 Nov. 2013.
"Medical Malpractice." Wikipedia. Wikimedia Foundation, 11 Nov. …show more content…
A wrongful death is the taking of a patient’s death life due to the negligent or willful act by a healthcare professional. Wrongful death statutes vary from state to state and define who may sue and what limits may be applied. To win a wrongful death case the plaintiff must prove that the physician or healthcare professional’s actions was the immediate cause of death. Compensatory damages are the common damages that are awarded in wrongful death case. Punitive damages may be given if the defendant’s actions were particularly reckless. Some states allow the surviving spouse or children of a victim to sue for damages due to pain and suffering they experienced due to the death. Many other states however, put a limit on the amount of money that can be awarded in a wrongful death law …show more content…
Claims-made insurance covers the healthcare professional for the claims made while the policy is in effect. Occurrence insurance covers the healthcare professional for all injuries and incidents that occurred while the policy was in effect regardless of when they reported the malpractice or the claim was made. If an injury occurred in one year but the claim for insurance was made a year later, then the claim would be denied in a claims-made insurance policy. Under an occurrence insurance policy if an injury occurred the year the policy was in effect and the claim was made two years later, than the claim would be covered. Occurrence insurance tends to be a little more pricy than claims-made insurance. This is because the healthcare professional or employer that is under the occurrence insurance policy is pre-paying for the tail cost even if it does not get used. Malpractice insurance is very important especially as a physician, although it is expensive, in the long run it could be worth