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A Comparative Study of Lending Performance of the Commercial Banks

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A Comparative Study of Lending Performance of the Commercial Banks
A comparative study of lending performance of the commercial banks

Submitted by:
NIRANJAN PARAJULI
Balkumari College
TU Registration no: 7-1-241-244-98
Roll No: 48/063

Submitted to:
Office of the Dean
Faculty of Management
Tribhuvan University

In the partial fulfillment of the requirements for the degree of
Master 's in Business Studies (MBS)

Narayangarh, Chitwan

January, 2009

Recommendation

This is to certify that the thesis

Submitted by
Niranjan Parajuli

Entitled
“A Comparative Study of Lending Performance of the Commercial Banks”

has been prepared as approved by this department in the prescribed format of faculty of management. This thesis is forwarded for evaluation.

.....…………….................… ….........……………
Mr. Babu Ram Panthi Mr. Bharat Khanal
Thesis Advisor Programme Incharge, MBS

……….....…........…… Mr. Chiranjibi Shrestha Principal
Date:

Viva-voce sheet
We have conducted the Viva-Voce examination of the
Thesis presented by

Niranjan Parajuli

Entitled
“A Comparative Study of Lending Performance of the Commercial Banks”

and found the thesis to be the original work of the student and written according to the prescribed format. We recommended the thesis to be accepted as partial fulfillment of the requirement for

Master Degree in Business Studies (MBS)

VIVA-VOCE COMMITTEE

Chairperson, Research Committee: ……………………….
Member (Thesis Advisor): ……………………….
Member (External Expert): ……………………….

Date:

DECLARATION

I hereby declare that the work reported in this thesis entitled “A comparative study of lending performance of commercial banks” submitted to Balkumari College, Narayangarh in my original work. It is done in the form of partial fulfillment of the requirement for the Master of Business Studies (MBS) under the supervision and guidance of Mr. Babu Ram Panthi, lecturer of Bankumari College, Narayngarh.



Bibliography: Books ➢ Bexley, James (1997), Banking Management, New Delhi: Surjeet Publications. ➢ Clemen, J.H. (1963), Bank lending, London: Butterworth publishers. ➢ Crosses, H.D. (1963), Management policies for commercial banks: New jersey: prentice hall inc. ➢ Dahal, Bhuvan & Sarita. (2002), A Hand Book to Banking, Kathmandu: Asmita Books & stationery ➢ Joshi, P.R., (2002), Research Methodology, 2nd Edition, Kathmandu: Buddha Academic Publisher and Distributor Pvt ➢ Joshi, Shyam, (1998), Banking and Insurance, 1st Edition, Kathmandu: Taleju Prakashan. ➢ K.C. Shekhar and Shekhar, Lekshiny, (2000), Banking Theory and Practice, 18th Revised Edition, New Delhi: Vikas Publishing House Pvt. Ltd. ➢ Khadka, Sherjung and Singh Hridayabir, (2004), Banking and Insurance, priciples, Legislation & Practice: Asia Publication ➢ Kothari, C.R., (1990), Research Methodology: Methods and Techniques, 2nd Edition, New Delhi: Wishwa Prakashan. ➢ Pandey, I.M., (1993), Financial Management, 6th Revised Edition, New Delhi: Vikas Publishing House Pvt. Ltd. ➢ Radhaswamy, M. and Vasudevan, S.V., (1979), Text Book of Banking-Law, Practice and Theory of Banking, New Delhi: S. Chand and Company Ltd. ➢ Radhaswamy, M., (1984), Practical Banking, 3rd Edition, New Delhi: S. Chand and Company Ltd. ➢ Reed, W. Edward, Richard V. Cotter, Edward K. Gill, and Richard k. Smith (1980). Commercial Banking, New Jersey: Prentice Hall Inc. ➢ Rose, Peter (1988), Commercial Bank Management, 3rd Edition, IRWIN. ➢ Sharpe, William F., Alexander Gordon J. and Bailey Jeffery V., (2000), Investments, 5th Edition, New Delhi: Prentice Hall of India P. Ltd. ➢ Shrestha, Madhu Sundar,” (2007), Fundamentals of Banking, 2nd Edition, Kathmandu: Buddha Academic Publishers & Distributors Pvt. Ltd ➢ Webster, S Articles ➢ Pradhan, Madhav Lal (2004) ➢ Pradhan, Radhe S.(1994), “Financial Management and practices in Nepal” ➢ Shrestha, Shiva Raj (2055), “Nepal Bank Patrika, Portfolio Management in Commercial Bank Theory and Practice” p-13 ➢ Shrestha, Sunity (2055), “Lending operation of commercial bank of Nepal and its impact of GDP the business voice of Nepal”, (The special issue of Banijya Sansar), P-23-27, TU, Kirtipur Booklets, Periodicals and Journals ➢ Annual Report 2006/07, EBL, HBL, NABIL and NIBL ➢ Khatri, Sudhir, (2004), One Umbrella Act’s Pros and Cons, New Business Age, Vol: 3, No ➢ NRB Directives, (2062), “Guidelines, Circulars—Unified Directives” ➢ NRB, (2008), Banking and Financial Statistics, Volume No ➢ Subedi, Kamal, (2004), Growth in Major Commercial Banks, New Business Age, Vol. 3, No. 12: 47-48. ➢ Upadhyay, Tirtha, (2004), Comments on Umbrella Ordinance 2004, New Business Age, Vol. 3, No. 12: 16-17. Unpublished Master Thesis ➢ Bist, Dev Singh (2004), “NRB Directives implementation and in impact on selected commercial bank in Nepal”, An Unpublished master’s degree Thesis, Shankar Dev campus, TU, Putalisadak

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