A Project Report on Loan Procedure of Consumer Durable Product At Bajaj Finserv Lending
A
PROJECT REPORT ON
“A STUDYOF LOAN PROCEDURE OF CONSUMER DURABLE PRODUCT
AT
BAJAJ FINSERV LENDING LTD, PUNE”
BATCH 2012-2014
SUBMITTED TO
“UNIVERSITY OF PUNE” IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE AWARD OF THE DEGREE MASTER OF ADMINISTRATION
SUBMITTED BY
SUSHIL MAHADEV DESAI
MBA (FINANCE)
UNDER THE GUIDENCE OF
PROF. PADMALOCHANA BISOYI
Pimpri-Chinchwad Education Trust’s
S.B. PATIL INSTITUTE OF MANAGEMENT
SECTOR 26, PRADHIKARAN, NIGDI,
PUNE-411044.
DECLARATION
I ,the undersigned hereby declare that Project Report entitled “A STUDY OF LOAN PROCEDURE OF CONSUMER DURABLE PRODUCT AT BAJAJ FINSERV LENDING” written and submitted by me to University of Pune , In partial fulfillment of requirement for the award of the degree of MASTER OF BUSINESS ADMINISTRATION under the guidance of PROF.PADMALOCHANA BISOYI is my original work and the conclusion drawn therein are based on the material collected by me.
Place: Pune SUSHIL DESAI
Date Research Student
TABLE OF CONTENTS
LIST OF TABLES
TABLE NO.
NAME OF THE TABLE
PAGE NO.
1.1
Difference between the NBFC and Commercial Bank
14
2.1
Organization Chart of Bajaj Finserv
22
2.2
Performance Highlights
25
3.1
Scheme Chart for Loan Approval
36
4.1
Gross Loan Deployment of Bajaj Finserv
38
4.2
Case Study 1
40
4.3
Case Study 2
42
4.4
Case Study 3
44
4.5
Case Study 4
47
LIST OF FIGURES
FIGURE NO.
NAME OF THE FIGURE
PAGE NO.
2.1
Different Departments
18
2.2
Organizational Hierarchy
19 - 21
2.3
Product Profile of The Organization
23
2.4
Strength of The Organization
25
2.5
Weakness of The Organization
27
2.6
Opportunities of The Organization
27
2.7
Threats of The Organization
28
4.1
Gross Loan Deployments
39
4.2
Flow Chart of The Application Process For Loan Approval
51 - 52
4.3
Surrogates Required for Loan Approval
54
Acknowledgement
I consider it
PROJECT REPORT ON
“A STUDYOF LOAN PROCEDURE OF CONSUMER DURABLE PRODUCT
AT
BAJAJ FINSERV LENDING LTD, PUNE”
BATCH 2012-2014
SUBMITTED TO
“UNIVERSITY OF PUNE” IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE AWARD OF THE DEGREE MASTER OF ADMINISTRATION
SUBMITTED BY
SUSHIL MAHADEV DESAI
MBA (FINANCE)
UNDER THE GUIDENCE OF
PROF. PADMALOCHANA BISOYI
Pimpri-Chinchwad Education Trust’s
S.B. PATIL INSTITUTE OF MANAGEMENT
SECTOR 26, PRADHIKARAN, NIGDI,
PUNE-411044.
DECLARATION
I ,the undersigned hereby declare that Project Report entitled “A STUDY OF LOAN PROCEDURE OF CONSUMER DURABLE PRODUCT AT BAJAJ FINSERV LENDING” written and submitted by me to University of Pune , In partial fulfillment of requirement for the award of the degree of MASTER OF BUSINESS ADMINISTRATION under the guidance of PROF.PADMALOCHANA BISOYI is my original work and the conclusion drawn therein are based on the material collected by me.
Place: Pune SUSHIL DESAI
Date Research Student
TABLE OF CONTENTS
LIST OF TABLES
TABLE NO.
NAME OF THE TABLE
PAGE NO.
1.1
Difference between the NBFC and Commercial Bank
14
2.1
Organization Chart of Bajaj Finserv
22
2.2
Performance Highlights
25
3.1
Scheme Chart for Loan Approval
36
4.1
Gross Loan Deployment of Bajaj Finserv
38
4.2
Case Study 1
40
4.3
Case Study 2
42
4.4
Case Study 3
44
4.5
Case Study 4
47
LIST OF FIGURES
FIGURE NO.
NAME OF THE FIGURE
PAGE NO.
2.1
Different Departments
18
2.2
Organizational Hierarchy
19 - 21
2.3
Product Profile of The Organization
23
2.4
Strength of The Organization
25
2.5
Weakness of The Organization
27
2.6
Opportunities of The Organization
27
2.7
Threats of The Organization
28
4.1
Gross Loan Deployments
39
4.2
Flow Chart of The Application Process For Loan Approval
51 - 52
4.3
Surrogates Required for Loan Approval
54
Acknowledgement
I consider it