TERM PRESENTATION
ON
“A STUDY on PERformance evaluation of icici and sbi using fundamental and technical analysis”
MASTER OF BUSINESS ADMINISTRATION
FOR THE SESSION
2013-14
SUBMITTED TO: SUBMITTED BY:
Mr. Pankaj Dhingra Pradeep Kumar
Department of Management Roll no.: 1212270091
SRMGPC, LUCKNOW M.B.A. 3rd Semester
ABSTRACT
The Fundamental Analysis, which aims at developing an insight into the economic performance of the business, is of paramount importance from the view point of investment decisions. The present study attempts to analyze the profitability of the two major banks in India; SBI and ICICI. The variables taken for the study are Operating profit margin (OPM), Gross profit margin (GPM), Net profit margin (NPM), Earning per share (EPS), Dividend per share, Return on Equity (ROE), Return on Assets (ROA), Price Earnings Ratio (PER), Dividend payout ratio (DPR).The study brings out the comparative efficiency of SBI and ICICI.
INTRODUCTION
With the economy surging, things are getting better in the Banking Industry. There are plenty of changes occurs daily.
According to Reserve bank of India’s banking review of 2011 – 2012 there was a notable pick up in demand from industry for investments and a surge in exports. Evidently, the industry’s focus now is on scaling up both domestically and in markets abroad, widening the product and services port folio, and better using technology to make banking more accessible and efficient.
Most of researcher’s conclusion is, Whether or not the sectors actually opens up in 2009, banks should use that as an opportunity to get their growth strategies in place. Not Just through organic growth, but growth through mergers and acquisition. What India need is not a large number of small banks, but a small number of large banks.
As the RBI’s deputy Governor, V.Leeladhar, said at Indian Banking Associations Jan 31 Seminar on “Indian Banks