C-Direct Insurance Company
201KM GROUP PROJECT
CASE STUDY 3
Case Study 3 The C-Direct- Insurance Company
Developed by Peter Race, Henley Management College
Call centres have fast become one of the most important channels for organizations and their customers to interact. There are around 4,000 call centres in the UK today,employing over 400,000 people. The direct sell insurance industry is increasingly using call centres to access and service its market. The C-Direct -Insurance Company has its call centre in Newcastle, England. The company itself is just 6 years old and specialises in selling automobile insurance policies direct to customers.
The process
Advertising and promotion initiatives attract customers’ interest and generate enquiries to the CD Call Centre. These lead to the provision of quotations for personal car insurance. In order to provide the quotation, CD operators need to collect the customer’s personal and vehicle related data (in total 17 items) and input them to the computer. The process is as follows:
Customers call the CDCall Centre (the focus of this case) by a freephone telephone number and submit the required information. This is entered directly into a computer terminal during the call, their questions answered, and quotation provided within 12 minutes. Customers can pay by credit card and receive immediate insurance cover. Customers receive their personal insurance offer confirmed in writing by mail, about 23 days after initial contact.
Mr Small, the Operations Manager, is responsible for all operations in the Call Centre. The Call Centre employs 105 people in three shifts over a core day between the hours of 0800 and 2000. The resources for the Call Centre are:
· its facilities – for example the buildings and the staff’s workspace/workstations
· the equipment – for example, computers/systems
· the People who use them.
Car insurance is compulsory in the UK, so customers are price sensitive and tend to shop around to compare the
CASE STUDY 3
Case Study 3 The C-Direct- Insurance Company
Developed by Peter Race, Henley Management College
Call centres have fast become one of the most important channels for organizations and their customers to interact. There are around 4,000 call centres in the UK today,employing over 400,000 people. The direct sell insurance industry is increasingly using call centres to access and service its market. The C-Direct -Insurance Company has its call centre in Newcastle, England. The company itself is just 6 years old and specialises in selling automobile insurance policies direct to customers.
The process
Advertising and promotion initiatives attract customers’ interest and generate enquiries to the CD Call Centre. These lead to the provision of quotations for personal car insurance. In order to provide the quotation, CD operators need to collect the customer’s personal and vehicle related data (in total 17 items) and input them to the computer. The process is as follows:
Customers call the CDCall Centre (the focus of this case) by a freephone telephone number and submit the required information. This is entered directly into a computer terminal during the call, their questions answered, and quotation provided within 12 minutes. Customers can pay by credit card and receive immediate insurance cover. Customers receive their personal insurance offer confirmed in writing by mail, about 23 days after initial contact.
Mr Small, the Operations Manager, is responsible for all operations in the Call Centre. The Call Centre employs 105 people in three shifts over a core day between the hours of 0800 and 2000. The resources for the Call Centre are:
· its facilities – for example the buildings and the staff’s workspace/workstations
· the equipment – for example, computers/systems
· the People who use them.
Car insurance is compulsory in the UK, so customers are price sensitive and tend to shop around to compare the