Formal and informal institutions’ lending policies and access to credit by small-scale enterprises in Kenya: An empirical assessment By Rosemary Atieno University of Nairobi AERC Research Paper 111 African Economic Research Consortium‚ Nairobi November 2001 © 2001‚ African Economic Research Consortium. Published by: The African Economic Research Consortium P.O. Box 62882 Nairobi‚ Kenya Printed by: The Regal Press Kenya‚ Ltd. P.O. Box 46116 Nairobi‚ Kenya ISBN 9966-944-52-4
Premium Debt Bank Financial market
Change Management CheckPoint Axia College at Western University (AXIA) HRM 240 Mrs. Denise Ransom Due Day 4 8/26/2008 5. CheckPoint: Change Management • Due Date: Day 4 [Individual] forum • Submit a response recommendation analysis of 200-300 words of how large firms and small firms could utilize change management concepts to meet growing technology demands. Large firms and small firms could utilize change management concepts to meet growing technology
Premium Management Human resource management Human resources
Principal‚ SMK Jalan Teko‚ 08100 Bedong‚ Kedah. 18 September 2012 Dear Sir‚ Poor Conditions at the School Canteen On behalf of the students of SMK Jalan Teko‚ I would like to bring to your attention the poor conditions of our school canteen. 2. Firstly‚ the workers in the school canteen are extremely rude. They like to shout loudly at the students for no reason. Besides‚ there is a lack of hygiene. The workers do not wear caps to cover their hair. They also use dirty aprons while cooking
Premium Price Cooking English-language films
Past Progress Phaze one involved development of the architects plans‚ this process was completed onJune 5. Phaze two involved submission of the plan’s for county building department approval. Each of the plans were then given to the following 2 contractors for the purpose of eliciting estimates‚ David Gray Construction‚ and Millennium Builders. The lowest bidder was David Gray Construction‚ consequently this firm began construction on July 15. Present Status Phase three includes initial
Premium Construction General contractor Building
Legal Defenses Checkpoint Elizabeth Stebbins 220 March 1‚ 2013 David McNees Legal Defenses Checkpoint Three legal defenses that could be used in court to excuse behavior are insanity‚ self-defense‚ and entrapment. Insanity is when the defendant did not know what he or she was doing at the time of the crime‚ or did not know that it was wrong. It is when the individual is not in their right mind because of mental illness or such. Usually they are sent to psychiatric facilities for treatment
Premium Criminal justice Criminal law Crime
How and why is a social group represented in a particular way? For several centuries now‚ literature has been a tool for various writers to voice their opinions‚ express sentiments‚ or raise awareness about issues. Deeply torn by the oppression he saw in the late 40s in a significantly communist Europe‚ George Orwell makes use of this medium to illustrate a dystopian future under the influence of a totalitarian regime. He comments on and condemns the Soviet communists through the allegorical fable
Premium Communism Soviet Union Marxism
compound is called a coordination compound‚ which mean it contains a compound ion. In the second part of our lab‚ we calculated the amount of Oxalate Ion in our compound using titration. We will use the reaction: 5〖 C_2 O_4〗^(2-) + 2〖 MnO_4〗^- + 16 H^+ □(→┴ ) 10 CO_2+ 2 〖Mn〗^(2+) + 8 H_2 O When stoichiometrically equivalent amounts of titrant is added to the reaction the color changed from clear to pink. This is beneficial‚ because it allows us to calculate the amount of the compound we were looking
Premium Iron Hydrogen Nitrogen
Safety Association‚ sobriety checkpoints are considered legal in the state of New York. Such checkpoints are upheld in the state under the federal Constitution. As a result of such stops‚ many motorists across the state are charged with suspicion of drunk driving. In order to protect themselves‚ and avoid unnecessary arrests‚ it behooves New York drivers to understand their rights when stopped at DWI checkpoints. Responding to questioning Upon stopping at sobriety checkpoints‚ drivers are frequently
Premium Police Crime Police officer
and large amounts of people gathered all over the world. The scientists wanted to make sure citizens had the proper information about the phenomenon. Based on past findings‚ it was determined that crowds have more of an effect on us than we realize. Social psychologist‚ Fergus Neville believes “the validation effect” plays a major part in this process. “The validation effect” is an expansion of the setting the crowd is taking place in‚ whether that be positive or negative (Neville‚ 2017). Therefore
Premium Sociology Psychology Social psychology
of Comprehensive Research‚ Volume 5‚ Page 32 Groups and Group Behavior Dr. I. Chaneta Faculty of Commerce University of Zimbabwe ABSTRACT Groups and teams are a major feature of organizational life. The work organization and its sub-units are made of‚ are groups of people. Most activities of the organization require at least some degree of co-ordination through the operation of groups and teamwork. An understanding of the nature of groups is vital if the manager is to influence the behavior
Premium Leadership Organizational studies and human resource management Organizational studies