emphasized the importance of credit-risk management in the present era. The high default rates and bankruptcies are now more important factors in credit risk management. The interest rate was very high in that scenario. In 1999 banks‚ regulators and financial market practitioners were considering the credit risk management inevitable because of various reasons: The sophisticated risk management techniques in a regulatory environment were needed to be emphasized. The refinements in credit-scoring techniques
Premium Operational risk Risk management Market risk
Starbucks‚ Whole Foods and Google are three Fortune 500 companies that exhibit unique loyalty by their employees and have developed non-traditional methods for increasing employee motivation. They have achieved this success in part because of their ability to communicate with their employees. It is because of this communication that they are able to motivate employees through intrinsic rewards. Creating Motivation: Analysis of Google‚ Starbucks‚ and Whole Foods Introduction
Premium Motivation Starbucks Howard Schultz
Game Theory and Financial Market Regulation -- Chen Sun This paper examines the rationale for regulation of financial market by using game theory models. The paper first introduces Game Theory‚ examines the necessity of normal market regulation by using Game Theory‚ and finally applies Game theory models to Financial information market and concludes that‚ to achieve a healthy financial market‚ regulation is necessary to 1) increase cost of financial information manipulation and 2) bring back the
Premium Game theory Economics
resources (human‚ financial‚ material‚ intellectual or intangible). From western perspective‚ they usually emphasize on seeking tremendous profits regardless how they get it. They will do what ever it takes in order to achieve their targets. The main thing for them is profit maximization. Whereas‚ the Islamic approach to management it is an emerging discipline‚ often referred to as Islamic management‚ looks at the management of organizations from the perspective of the knowledge from the revealed
Premium Qur'an Muhammad Islam
Cheryl Albury in the book” Perspectives from Inner Windows‚” reveals many of the social problems that we face in Bahamian society. In her stories “Waiting for Love” and “Pot of Gold” she uses them to reflect on some of the characteristics of Bahamian Men. From these two stories Albury portrays men as manipulative and selfish. In “Waiting for love” we are introduced to the relationship of Stafford and Phyllis a young couple from Exuma. Stafford‚ evil in his ways‚ preys on naïve Phyllis‚ coaxing
Free Interpersonal relationship Marriage
Introduction 5 Brief History & Current Happenings 5 Apple Products & Services 7 Business Strategy 9 INDUSTRY ANALYSIS 10 SWOT Analysis 10 Industry Overview 13 FINANCIAL ANALYSIS 16 Short-Term Liquidity Analysis 16 Current ratio 16 Acid Test (or Quick Test Ratio) 16 Accounts Receivable Turnover 17 Inventory Turnover 17 Days in Sales Receivables
Premium Apple Inc. Financial ratios Balance sheet
b. What is the reasons of the US financial crisis 2008 b. Chapter 2: the world effect a. How did the financial crisis affect the whole world b. Why did the financial crisis affect the world c. Chapter 3: The Egyptian economy before the financial crisis a. the economy before b. GDP before c. Inflation d. Unemployment e. Net exports d. Chapter 4: The Egyptian economy after the financial crisis a. the economy after
Premium Monetary policy Recession Inflation
The financial services sector is emerging from the worst financial crisis for 80 years. Tighter regulation‚ an overhang of debt in the west and the immense growth in the power of banks in emerging economies will transform the landscape of banking. The global financial system suffered a profound and traumatic shock in September 2008 when US investment bank Lehman Brothers collapsed. As market players withdrew from the financial system‚ credit dried up and world trade collapsed‚ there
Premium Bank
Food Preferences and Taboos: An Anthropological Perspective Across the world‚ there is an extensive range of animals and plants of which humans have at their disposal for consumption. Despite this though‚ many cultures and societies engage in preferences and taboos of which restrict their dietary range. The term “food taboo” has been used to describe the practice of where people deliberately avoid consuming a food‚ which is otherwise perfectly okay to eat (Lien‚ 2004). The question of what makes
Premium Culture Anthropology
Transfer of Non-Performing Assets between Banks and Beyond Niloy Pyne comments on the recently issued ruling of the Supreme Court‚ in the case of ICICI Bank Limited Versus Official Liquidator of APS Star Industries Ltd. & Ors. on whether non-performing assets (NPAs) can be transferred between banks without the concurrence of the borrowers. Background This case involved a transfer of Non Performing Assets (NPAs)‚ relating to the borrower‚ APS Star Industries Ltd.‚ from ICICI Bank to Kotak
Premium Bank Finance Debt