EFF=(1+Inom/M)M-1=（1+5%/365)365-1=5.13% For the T-note 1000=910(1+I)270‚ I=0.034936%‚ EFF=(1+Inom/M)M-1=(1+0.034936%)365-1=13.60% The greatest effective rate of return is 13.60% per month From the three solution methods above‚ I should invest in the T-note. Question 2 Down payment is $35000 Monthly payment is $1600 Monthly rate= 4.49%/12=0.3742% Using the financial calculator‚ N=360‚ I=0.3742%‚ PMT=1600‚ FV=0. PV=$316‚133.6481 PVtotal=$35000+$316‚133.6481=$351‚133.6481 The maximum price of the house I can afford
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High Costs for Cutting Education: Opposing the CSU Budget Cuts I. Introduction It is no secret that California’s state university system is facing cuts across the board as a result of tough economic times. Those who approve of these cuts have valid arguments but fail to look at the negative results from lowering funds for higher education. There will be an increase in people within the lower income earners as a result of these cuts. High school graduates with the potential to attend a university
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by helping us live longer‚ happier lives. Friendship is defined as a distinctively personal relationship that is grounded in a concern on the part of each friend for the welfare of the other‚ for the other’s sake‚ and that involves some degree of intimacy. Friends are present in our live for more than just the company. (Helm 1) They can be our moral support for our accomplishments and downfalls‚ our own personal therapists when going through hard times‚ or even take the place of a family member
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organization needs to ¡°keep pace with the speed at which new products are coming to market in their sector¡± (reference). The pharmaceutical company is in a fast paced industry‚ and it is important for them to better recognize and implement the effects of improving the up-to-datedness of employees. Areas that require the awareness of employees include: what competitors are producing‚ what new regulations and guidelines may come up concerning pharmacy‚ externalites‚ etc.‚ will assist in helping
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Since its invention in 1928‚ the television has had a tremendous effect on many aspects of society. Now‚ unlike film‚ people could sit in the comfort of their own homes and look into different worlds and situations which they have never experienced before. Shortly after the implementation of the television set into the American household‚ the television series was developed and has dominated the air waves ever since. The television series offered an element that film could not. Rather than viewing
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strategies to enrich jobs. Assignment Specifications Students are required to read the following case and prepare an analytical report to answer the questions given at the end of it. Word Limit: 2000 Words [excluding References & Appendices Page] KEEPING SUZANNE CHALMERS Thomas Chan hung up the telephone and sighed. The vice president of software engineer¬ing at Advanced Photonics Inc. (API) had just spoken to Suzanne Chalmers‚ who called to arrange a meeting with Chan later that day. She didn’t
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Keeping Up With the Jones’s Case Study Directions: Complete Parts 1-6 of this case study. http://www.sciencecases.org/jones/jones.asp Submit Answers to the Following Questions: Part I: 1. What two parameters are responsible for creating the movement (filtration and reabsorption) of fluid across the capillary wall? The hydrostatic pressure (or blood pressure) and osmotic pressure (water pressure) are responsible for balancing and creating the movement of fluid across the capillary
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personality test 2. The subjects of the written examination‚ the time allowed and the maximum marks allotted to each subject will be as follows: (a) For Admission to Indian Military Academy‚ Indian Naval Academy and Air Force Academy. English • • Time Duration: 2 hrs. Maximum Marks: 100 General Knowledge • • Time Duration: 2 hrs. Maximum Marks: 100 Elementary Mathematics • • Time Duration: 2 hrs. Maximum Marks: 100 (b) For Admission to Officers’ Training Academy English • • Time Duration: 2 hrs. Maximum
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going on enjoyable rides and helping individuals to move their belongings. For some‚ it is like their mini house. No kidding! Therefore‚ the way you keep your abode clean and fresh‚ it is also imperative to keep your car fresh. When it comes to keeping a car spotless‚ the main thing that snaps in our mind is its smell. The awful smell in the car may make you look foul before your companions. As a matter of fact‚ if your car isn’t hygienic and smells horrible inside‚ no one is going to ride with
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The Importance of Keeping Appointments I am writing this essay as a plan of action because I managed to miss a scheduled appointment. Missing a scheduled appointment may seem like a rather minute infraction but if you think about it and trace it back far enough it has a negative impact on all parties involved it effects the army as a whole‚ the government‚ tax dollars‚ every American and possible most of the population of the planet even if they don’t know it or feel an impact from it on some
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