IB DIPLOMA PROGRAMME PROGRAMME DU DIPLÔME DU BI PROGRAMA DEL DIPLOMA DEL BI N05/1/A1ENG/HP2/ENG/TZ0/XX 88050082 ENGLISH A1 – HIGHER LEVEL – PAPER 2 ANGLAIS A1 – NIVEAU SUPÉRIEUR – ÉPREUVE 2 INGLÉS A1 – NIVEL SUPERIOR – PRUEBA 2 Monday 14 November 2005 (morning) Lundi 14 novembre 2005 (matin) Lunes 14 de noviembre de 2005 (mañana) 2 hours / 2 heures / 2 horas INSTRUCTIONS TO CANDIDATES Do not open this examination paper until instructed to do so. Answer one essay question only. You must
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Solution 1. The term interest rate swap A. refers to a "single-currency interest rate swap" shortened to "interest rate swap" B. involves "counterparties" who make a contractual agreement to exchange cash flows at periodic intervals C. can be "fixed-for-floating rate" or "fixed-for-fixed rate" D. All of the above 2. Suppose the quote for a five-year swap with semiannual payments is 8.50—8.60 percent. The means: A. The swap bank will pay semiannual fixed-rate dollar payments of 8.50 percent
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Higher Education Higher education is the key to new worlds. In past decades‚ college education was seen as a privilege which few had access to. Nowadays‚ it has become a culminating stage in people’s life. Higher education has proved that it has a monetary value‚ as the salary of a person with a college education is higher than that of a person with a high school education. Some people have sold the idea that a higher education is a waste of time and money‚ and that such education should only be
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A Lifetime of Student Debt? Not Likely. Robin Wilson had quite a compelling article‚ showing the potential contrast with the debt vs. the quality of life and stability a degree can provide. Wilson overall points show that the American dream we are all striving for has changed. She is able to demonstrate this through the use of several anecdotes. Wilson interviews with various professionals to see how they use these degrees to better themselves. In doing so she highlights various pros and cons
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private loans and be clear as to which you are referring to. a) What led to the inception of the student loan market? The inception of the student loan market started like any other loan market‚ there were a large amount of borrowers who needed money now to invest in college to make more later that were matched with lenders who had excess funds and wanted return on the funds. The National Defense Education Act of 1958 which provided loans to students in higher education institutions started the
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Chapter 15‚ Question 11 Side Note: The following computations are rounded to the next whole number. Year | GDP | C | I | G | X-M | C% | I% | G% | X-M% | 1965 | 719.1 | 443.8 | 118.2 | 151.5 | 5.6 | 62% | 16% | 21% | 1% | 1975 | 1638.3 | 1034.4 | 230.2 | 357.7 | 16 | 63% | 14% | 22% | 1% | 1985 | 4220.3 | 2720.3 | 736.2 | 879 | -115.2 | 64% | 17% | 21% | -2% | 1995 | 7397.7 | 4975.8 | 1144 | 1369.2 | -91.4 | 67% | 15% | 19% | -1% | 2005 | 12455.8 | 8742.4 | 2057.4 | 2372.8 | -716.7 |
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_____________________ Student’s name : Test A Exercise 1. Put in semicolons‚ colons‚ dashes‚ quotation marks‚ Italics (use an underline)‚ and parentheses where ever they are needed in the following sentences. 1. The men in question Harold Keene‚ Jim Peterson‚ and Gerald Greene deserve awards. 2. Several countries participated in the airlift Italy‚ Belgium‚ France‚ and Luxembourg. 3. Only one course was open to us surrender‚ said the ex-major‚ and we did. 4. Judge Carswell later to be nominated
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consumer culture‚ many Americans have found themselves resorting to debt consolidation. But what is debt consolidation? It is basically the process of securing one loan in for the purpose of paying off another loan. This is done by many people so that they can gather all their loans and credit line so that they can consolidate them into one single loan. This is often a viable option if you have many loans that becomes unmanageable. Debt consolidation provides the borrower the convenience of remembering
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The scientific evidence which lead to the fluid mosaic model 19th Century: The earliest models were very simple‚ as they suggested that lipid soluble substances entered cells faster than water soluble substances; scientists in those days had also figured out that the layers of lipid were layers of fat. However‚ the downfall of the evidence provided was that scientists back in the day were not able to provide information‚ as to how a lipid layer could remain stable in contact with the water surrounding
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thought‚ concern‚ hope‚ and anguish of those beneath him and acts appropriately. A leader means to be someone who lives not for them self but for others and whole heartedly enjoys every single moment of it. To lead is like riding towards the beating war drums of an approaching army. All will hear it: some will flee like cowards after every thump‚ some will pretend like the beats were never uttered‚ but others will answer the call valiantly with a quickness in their steps and a sense of pride like
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