Business Issues The profitability of Manzana Insurance Fruitvale branch was declining. There were mainly contributed by‚ Increasing backlog policies since 1989‚ and the number of RUN and RAIN appeared to be stagnating. Rise in late renewals resulted in increasing renewal loss rate. The renewals are decreasing and had a high renewals late rate 44%‚ which led to an extremely high renewal loss rate 47%‚ while Golden Gate’s is at just 15%. High turnaround time. Manzana increased TAT to 5 days‚ Goldengate
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LUMIQUED VS EXEVEA 282 SCRA 125 FACTS: Arsenio P. Lumiqued was dismissed from his position as the Regional Director of the Department of Agrarian Reform-Cordillera Autonomous Region (DAR-CAR). The dismissal was the aftermath of 3 affidavit-complaints filed by private respondent and DAR-CAR cashier Jeannette Obar-Zamudio. The affidavit-complaints charged Lumiqued with malversation due to falsifying gas receipts for reimbursements‚ violation of COA’s rules and regulations on concealing unliquidated
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words of Pericles as Thucydides recorded them: “For we have opened onto us by our courage all seas and lands and set up eternal monuments on all sides both of the evil we have done our enemies and the good we have done our friends” (book 2‚ chapter 41). Within the next three years Athens would be devastated by a plague that will leave twenty-five percent of the population dead (Littman‚ 2009). In the only known historic account‚ Thucydides describes how the citizens‚ of once proud Athens‚ faced
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The human body is a very complex working system and it requires a lot of energy to function properly. The human body eats food molecules that contain nutrients in order to get the energy needed to function. Once these food molecules are broken down in the human body some of the nutrients are made into glucose‚ which is an energy source. This glucose is not quite usable as one whole thing so our body breaks down even more into other molecules like pyruvate. Eventually the human body needs to make
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ELCANO V HILL 77 SCRA 98BARREDO; May 26‚ 1977 NATURE Appeal from an order of the CFI Quezon City FACTS Reginald Hill‚ a minor yet married at the time of occurrence‚ was criminally prosecuted for the killing of Agapito Elcano (son of Pedro)‚ and was acquitted for ―lack of intent to kill‚ coupled with mistake.‖ - Pedro Elcano filed a complaint for recovery of damages from Reginald and his father Atty Marvin. CFI dismissed it. ISSUES WON the civil action for damages is barred by the
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that is‚ it must be so corrupt and false as to constitute a criminal act or so unprincipled as to be reprehensible to a high degree. 1. Disbarment of lawyer for grossly immoral conduct Ui v. Atty. Bonifacio A.C. No. 3319. July 8‚ 2000. 333 SCRA 35 PONENTE: De Leon FACTS: A complaint for disbarment was filed against Bonifacio on the ground of immorality for having illicit
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1. OUR ANCESTRAL SOCIETY 1. a. Barangay 2. b. Classes: 2. b. 1. Datu or Sultan-dispose 2. b. 2. Maharlika or Freeman 2. b. 3. Alipin 2.b.3.a. Alipin Namamahay 2.b.c.b. Alipin Saguiguilid 2. ROOTS OF OUR AGRARIAN PROBLEM 2.a. 1565 – Miguel Lopez de Legazpi and Urdaneta – First Spanish settlement in Cebu 2.a.1.They decided to move to Manila for two reasons: 2.a.1.a. – Pintados
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see through the protective shroud which exempts its stockholders from liabilities that they ordinarily would be subject to‚ or distinguishes a corporation from a seemingly separate one‚ were it not for the existing corporate fiction (Lim vs CA‚ 323 SCRA 102) Extent: The application of the doctrine to a particular case does not deny the corporation of legal personality for any and all purposes‚ but only for the particular transaction or instance for which the doctrine was applied (Koppel v. Yatco
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Bibliography: 1. Alcantara vs Ponce. 517 SCRA 74‚ 83 (2007) 2 3. Novicio v. Aggabao‚ 418 SCRA 138‚ 143 (2003) 4 5. Christinelli Fermin v. People‚ G.R. No. 157643 6 12. Aquino‚ Ramon C. The Revised Renal Code. Vol III‚ 1988 Edition. Central Lawbook Supply‚ Inc.: Quezon City 13 14. Reyes‚ Luis B. The Revised Penal
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EASTERN SHIPPING LINES‚ INC.‚ vs. POEA (166 SCRA 533‚ G.R. No. 76633‚ October 18‚ 1988) FACTS: In this case‚ there was a certain Vitaliano Saco was Chief Officer of the M/V Eastern Polaris when he was killed in an accident in Tokyo‚ Japan on March 15‚ 1985. His widow sued for damages under Executive Order No. 797 and Memorandum Circular No. 2 of the POEA. The petitioner‚ as owner of the vessel‚ argued that the complaint was cognizable not by the POEA but by the Social Security System and should
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