little information about the quality of the borrower (whether a good/safe‚ or a bad/risky borrower.) As a result‚ the bank cannot charge a higher interest rate to compensate the risk of the bad/ risky borrowers as those rates might not be viable for the safe borrowers. This adverse selection problem of the bank is solved by the Grameen Bank lending model. The crux of the Grameen Bank lending model is the feature of joint liability. This feature states that if a certain member of the group is unable
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www.sciencerecord.com Science Series Data Report Vol. 4‚ No. 1; Jan 2012 AN EMPIRICAL STUDY OF RELATIVE EFFICIENCY USING FRONTIER ANALYSIS APPROACH – A CASE OF ISLAMIC BANKS Khizer Ali (Corresponding author) Hailey College of Commerce‚ University of the Punjab‚ Lahore‚ Pakistan Tel: +923458800015 Email: vjkhizer@yahoo.com Muhammad Farhan Akhtar Hailey College of Commerce‚ University of the Punjab‚ Lahore‚ Pakistan Tel: +923464666786Email: vjfarhan@yahoo.com Shama Sadaqat Hailey
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ARE THEY READY TO PUT “AVOCADOS”ON THEIR FACES I. POINT OF VIEW Mr. Willy Tan’s Marketing Consultant II. PROBLEM Mr. Willy Tan was equally enthusiastic about the new product‚ but is confronted with the problem whether to accept or reject Mr. Ricky Bautista’s proposal to market the VCP ‘sbnew line of herbal astringents for distribution in the market controlled byEskinol‚ the leading astringent brand. III. OBJECTIVE To assess and evaluate Mr. Ricky Bautista
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A PROJECT REPORT ON “Comparative Study of IDBI Federal’s Incomesurance with the other products available in the market.” IDBI FEDERAL LIFE INSURANCE CO. LTD. Submitted By: Ravi Gupta 11BSP2089 SUMMER INTERNSHIP PROGRAM 2012 IBS GURGAON A PROJECT REPORT ON “Comparative Study of IDBI Federal’s Incomesurance with the other products available in the market.” Submitted By: Ravi Gupta 11BSP2089 A report submitted in partial fulfilment of The requirements of
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further strengthen the country’s industrial process‚ the govt. has identified SME’s as a priority sector & as the driving force for industrialization. With a view to providing entrepreneurs with assistance and finance in the establishment of SME’s‚ bank play an active role. Global Warming & Its Mitigation Measures Global warming → Global warming refers to the increased temperatures of earth’s surface‚ including land‚ water & near surface of air. → It is the rise of the average temperature of earth’s
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remarked as one of the six great powers in Europe‚ it was the oldest merchant bank in the United Kingdom at the time of its collapse (Robert 2002). Initially its main business was financing foreign trade. After the deregulation of financial market in 1986‚ Barings expanded aggressively into derivative trading and recruited some extreme risk takers. Aiming at being the pioneer in speculative derivative trading‚ The Bank appointed Nick Leeson who seemed to understand financial market as the Chief trader
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evaluation‚ it could cause him to consider leaving the company‚ not only because of the reduced bonus‚ but also because of the feeling of being treated unfairly or not being valued by the company. Losing James would be a significant loss for the bank‚ and it would be hard to find as qualified and dedicated manager as James for this
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Bank Holiday I have read the story under the title “Bank Holiday” by Katherine Mansfield. Speaking about the author‚ I should say that Katherine Mansfield was born in New Zealand in 1888. Katherine is a New Zealand writer and she is known by her short stories which deal with human nature and psychology. This is a philosophical story for a discerning reader who has to read between the lines. Giving the reader a chance to see somebody else s inner life‚ presented directly and indirectly‚ the author
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PROFILE Public Bank was established in August 1966 by its Founder and Chairman‚ Tan Sri Dato’Sri Dr. The Hong Piow. Beginning from a single branch‚ it has grown to be a premier banking group in Malaysia. Since its inception‚ Public Bank has played a fundamental role in improving the quality life of citizens. Today‚ Public Bank is a leading provider of financial services in Malaysia with overseas banking operation in Hong Kong‚ China‚ Cambodia‚ Laos‚ Sri Lanka‚ and Vietnam. The Public Bank Group has a
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Chapter 1: Introduction to Quality TRUE/FALSE 1. People view quality subjectively and in relation to differing criteria based on their individual roles in the production-marketing value chain. ANS: T PTS: 1 DIF: Difficulty: Easy NAT: BUSPROG: Analytic TOP: A-head: Defining Quality KEY: Bloom’s: Knowledge 2. The transcendent definition of quality provides a means by which quality can be measured or assessed as a basis for practical business decisions. ANS: F PTS: 1 DIF: Difficulty:
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