Internet Banking Table of Contents Chapter–1– Introduction 0 Chapter–2– Internet Banking a new medium 7 Chapter--3 - International experience 19 Chapter -4 -The Indian Scenario 33 Chapter- 5- Types of risks associated with Internet banking 41 Chapter- 6- Technology And Security Standards For Internet - Banking 49 Chapter -7 - Legal Issues involved in Internet Banking 74 Chapter- 8- Regulatory and supervisory concerns 84 Chapter–9 - Recommendations 98 Annexure 1 111 Annexure 2 112
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SERVICES Indian banks: performance benchmarking report FY12 results kpmg.com/in Basis of preparation As of 30 March 2012‚ top 10 banks by market capitalization have been selected for the purpose of analysis in this report. All the data and statistics in the publication are primarily based on the annual reports published by respective banks besides analyst presentation‚ press releases and earnings call transcripts‚ wherever relevant. All aggregate numbers for the banks in study are either
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Koskosas I. THE PROS AND CONS OF INTERNET BANKING: A SHORT REVIEW THE PROS AND CONS OF INTERNET BANKING: A SHORT REVIEW Ioannis KOSKOSAS University of Western Macedonia‚ Kozani‚ Greece ioanniskoskosas@yahoo.com Volume 1 Issue 1 / December 2011 Business Excellence and Management Abstract Bank fees often strike fear in the heart of the average banking customer. According to a survey by Bank-rate‚ a company that reports on banks and banking‚ customers continue to get smashed with higher fees‚ ranging
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Why does God allow evil? This excerpt was written by Richard Swinburne‚ which overall talks about his beliefs concerning God. His theistic view on the subject can strongly be seen through his writing. Ultimately‚ theism is the belief that there is one god who is the ruler of the world and the universe. Richard Swinburne is the leading advocate of a theistic point of view. His main message was to answer the question “Why does God allow evil?” and I believe he did a great job describing his overall
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Transaction processing system Transaction processing is a style of computing that divides work into individual‚ indivisible operations‚ called transactions. A transaction processing system (TPS) or transaction server is a software system‚ or software/hardware combination‚ that supports transaction processing. • History One of the first transaction processing systems was American Airline SABRE system‚ which became operational in 1960. Designed to process up to 83‚000 transactions a day‚ the system
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Software Engineering Notes Table of Contents INTRODUCTION 5 Definitions 5 Characteristics of a software Product 5 Components of software 6 Types of Software Product 6 History 6 Software Crisis:- 1965-1985 6 Software myths 7 The 4Ps of Software engineering 7 Software Development Life Cycle(SDLC) 8 Waterfall Model 8 Waterfall Strengths 9 Waterfall Deficiencies 9 When to use the Waterfall Model 10 Spiral SDLC Model 10 Spiral Model
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Rob Allison‚ senior accountant manager at for Boise Automation‚ has lost an order of $1.2 million from Northern Paper. There are various things which he could have done differently while approaching Northern Paper for this order to design‚ supply and install an automated control system for its wood-chip handling system. PROBLEM ANALYSIS: 1. Price Analysis The initial price offered by Boise was $1.35 million. According to Jason Li from Northern‚ this price was approximately 30% more than the price
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maintenance‚ life extensions and improved planning. IEDs are a key component of substation integration and automation technology. Substation integration involves integrating protection‚ control‚ and data acquisition functions into a minimal number of platforms to reduce capital and operating costs‚ reduce panel and control room space‚ and eliminate redundant equipment and databases. Automation involves the deployment of substation and feeder operating functions and applications ranging from supervisory
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BANKING SERVICES IN INDIA I. HISTORY OF BANKING IN INDIA There are three different phases in the history of banking in India. 1) Pre-Nationalization Era. 2) Nationalization Stage. 3) Post Liberalization Era. 1) Pre-Nationalization Era: In India the business of banking and credit was practices even in very early times. The remittance of money through Hundies‚ an indigenous credit instrument‚ was very popular. The hundies were issued by bankers known as Shroffs‚ Sahukars
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BANKING: COMPARATIVE ANALYSIS OF PUBLIC AND PRIVATE SECTOR BANKS INTRODUCTION: The economic reforms in India started in early nineties‚ but their outcome is visible now. Major changes took place in the functioning of Banks in India only after liberalization‚ globalisation and privatisation. It has become very mandatory to study and to make a comparative analysis of services of Public sector Banks and Private Sector banks. Increased competition‚ new information technologies and thereby declining
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