gang robbery with firearm‚ rape and sexual abuse. What is the main cause of crime and its imperative relationship to poverty? Such a question at first may seem unanswerable because we could never pin point the exact cause of such worldwide problems. Crime and poverty have been around from time was time and there is no doubt that crime is on the increase not only in the world but also in Philippines. Nevertheless‚ although there are many who see crime as a means of survival there are others who indulge
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CHAPTER 5 TIME VALUE OF MONEY (Difficulty Levels: Easy‚ Easy/Medium‚ Medium‚ Medium/Hard‚ and Hard) Please see the preface for information on the AACSB letter indicators (F‚ M‚ etc.) on the subject lines. Multiple Choice: True/False (5-2) Compounding 1. F J Answer: aEASY Starting to invest early for retirement increases the benefits of compound interest. a. True b. False (5-2) Compounding 2. F J Answer: bEASY Starting to invest early for retirement reduces the benefits
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The commoditization in the credit card industry According to the Brand Keys (www.brandkeys.com) Brand Survivability Assessment‚ American Express (# 20) is the only financial brand in the top 50 brands recognized by Americans . Credit cards have become a commodity. From a historical perspective‚ store credit cards were the "modern" thing when they were introduced as new and convenient. They provided an additional touch point for stores with consumers‚ and some actual continuity early on too. But
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The unemployment rate An unemployed person is one who is able and willing to work yet is unable to find a job. The unemployment rate is the number of unemployed workers divided by the total civilian labor force‚ which includes both the unemployed and those with jobs. Measuring the number of unemployed workers actually seeking work is very difficult‚ but there exists several different methods to do so. Each method has its own biases and the different systems that make comparing unemployment
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negative outcomes like overspending‚ overworking‚ credit card debts‚ social and economic problems etc. These negative aspects of consumerism are in majority therefore consumerism is a foe. Consumerism is a foe since it causes overworking by triggering the insatiable nature of human. Each person aims to reach a good‚ qualified life and this ambition causes competition between people. As Annie Leonard mentions‚ we have become a nation of consumers (9). The reason behind this situation is exactly
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“IT IS NOT WHAT YOU LOOK AT THAT MATTERS‚ BUT WHAT YOU SEE” - H.D. THOREAU To look is to see and vice-versa! Admittedly to a layman and also in common parlance‚ we use the two interchangeably or synonymously. However‚ there’s a difference between the two if we contemplate it. ‘Visualisation’ is a curious issue having various aspects of interpretation. To look at something and to actually realise your vision is not always possible. There is just too much‚ all around
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Part I – Relation between BI rate and banks interest rate A. BI rate We take the BI rate‚ as the variable being estimated‚ from the period of 2006 until 2012. We then take the average rate in each year‚ rather than taking the rate in each month. As a note to the year 2012‚ we take the average rate that ranges only from January until August. Figure 1. BI rate (Percent per Annum) Source : Indonesian Financial Statistics‚ Bank of Indonesia‚ http://www.bi.go.id/web/en/Statistik/Statistik+
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If you are responsible‚ I would advise getting one‚ for multiple reasons. 1. Readily available cash that is safe‚ and by safe‚ I mean there are safeguards if it is lost or stolen. Cash and debit cards do not protect you like credit cards do. 2. Secure online shopping. That means fraud protection. 3. Having and using a card will build your credit‚ helping you later when you want a car or home loan‚ or want to refinance loans. Really‚ if you are responsible with your money‚ you have no reason
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to explain parts or all of it using the tools we learned in class. Highlight the sentences that you analyze‚ and hand in the article along with your work. Use written and graphical explanations. (approximately 3 double spaced pages) S&P downgrades top US banks’ credit ratings By EILEEN AJ CONNELLY | AP – Tue‚ Nov 29‚ 2011 NEW YORK (AP) — Standard & Poor’s Ratings Services has lowered its credit ratings for many of the world’s largest financial institutions‚ including the biggest banks in
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Aim: To determine the effect of altering concentration (mol dm-3) of hydrochloric acid (HCl) on the rate of reaction (mol dm-3 s-1) for the following chemical reaction: CaCO3(s) + HCl(aq) CaCl2(s) + H2O(l) + CO2(g) Research question: How does altering concentration (mol dm-3) of hydrochloric acid (HCl) affect the rate of reaction (g/s) for the following reaction: CaCO3(s) + HCl(aq) CaCl2(s) + H2O(l) + CO2(g) Background information: The reaction between calcium carbonate and hydrochloric acid
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