4. Comparison of traditional credit card and virtual credit card Since the purpose of this article has been figured out which kind of credit card is more useful in the world filled with mobile devices‚ either traditional credit card or virtual credit card. In the previous sections‚ the definitions of traditional credit card and virtual credit card have been illustrated as well as the previous research on this topics by others authors. In this section‚ the comparison of traditional credit card and
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Chemical Kinetics Factors Affecting Reaction Rate OVERVIEW Chemical reactions occur at different rates. In this experiment you will consider some of the key factors that influence the rate of a reaction: nature of reactants - particle size temperature concentration catalysts According to the collision theory‚ the rate of a reaction depends on the frequency of collisions between reacting particles. The more frequent the collisions‚ the faster the rate of the reaction. However‚ in order for the
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Photosynthesis Lab Before you begin‚ save this Lab Report Template on your computer as LastNameAPBIOPhoto Read all the instructions below BEFORE you start! 1. Please go to the following website: http://www.biocourse.com/mhhe/bcc/domains/biolabs.xsp 2. Scroll down and click on the link to Photosynthesis. It is the 6th one down on the left. 3. Read the instructions for entering the virtual lab. There is background information in the online lab manual that will be helpful in interpreting
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Posture | Time (Minutes) | Pulse Rate(Beats/30 seconds) | Pulse Rate x2(Beats/minute) | Lying Down | 1 | 24 | 48 | Standing Up | 1 | 30 | 60 | Pulse Rate after 15 seconds of exercise (Beats/15 seconds) | Pulse Rate x6 in order to measure beats/minute(Beats/minute) | 11 | 66 | 3. Record how long this takes in seconds. - 38 seconds 4. Calculate the increase in the pulse rate immediately after the 15 seconds exercise compared with your standing rate. 66-60= 6. 6 pulses increased
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Lower education rates will raise recidivism rates because many prisoners who lack education and re-enter society will not be self-sufficient as education provides the basis for employment. Heather Ongley Lorena Quintero Amanda Winter Darren Robinson CJA/334 Philip Russo September 17‚ 2012 Introduction Before understanding the research to be conducted‚ one must understand the who‚ what‚ when‚ and why of the issue. Many people know and understand that with a better education they will
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1. Estimate of the risk-free rate pf interest ("U.S. 10-year Treasury" bond rate = 4.78%. Assumed Market Risk Premium = 7.5%. 2. IBM Stock Information a. IBM’s Beta = 1.64 b. IBM’s current annual dividend = $0.80 c. IBM’s 3-year dividend growth rate (g) = 8.2% d. Industry P/E = 23.2 e. IBM’s EPS = $4.87 3. With the information you have‚ use the CAPM to calculate IBM’s required rate of return or ks. CAPM: ks = RF +{ (kM Krf) x Beta} = ks = 4.78% + {7.5% x 1.64) = 17.08% ks
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What factors might contribute to a low or high growth rates in a country? There are three categories of factors that contribute to a low or high growth rates. These categories are the demand factor‚ the efficiency factor‚ and supply factors. Government spending or exports can lead to a higher to aggregate demand and higher economic growth. “Economic growth requires increases in total spending to realize the output gain made available by increased production capacity” (McConnell‚ 2012‚ p. 513)
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Recommendations: Launch the credit card operation in Asia Pacific. Use a customized marketing strategy/customized offerings; Focus on customer service; Enter Australia‚ India‚ Indonesia‚ Philippines‚ Singapore‚ Thailand‚ Taiwan‚ Malaysia‚ India‚ and Indonesia; Further develop Hong Kong market; Enter Korea whenever regulations allow it. Use different appeals/ value prepositions: in India‚ Indonesia‚ Taiwan‚ Thailand‚ Malaysia emphasize status; target upper and upper-middle class; use Citibank and Dinners
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Resting metabolic rate can vary with age independently from body mass changes in the Colorado potato beetle‚ Leptinotarsa decemlineata. Abstract A study was done by Saija Pironine‚ leena Lindstrom‚ and Anne Lyytinen in the Journal of Insect Physiology‚ to investigate the age dependence of resting metabolic rate in Colorado potato beetle (Leptinotarsadecemlineata) from adult emergence until age 10 days. In their hypothesis they expected to see a bell shaped pattern in metabolic rate with adult age
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1) How does an ethnohistory differ from an ethnography and why does Berdan utilize this method for her research? What are the primary lines of evidence that Berdan uses? What are the problems associated with ethnohistories and what additional methods can be used to overcome these problems? A) Enthohistory involves investigating historical records of a culture in order to piece together their way of life‚ while ethnography relies more heavily on the living aspects of a culture such as language‚ customs
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