shortage of liquid cash. To have a proficient system the bank has to be sure to be liquid to avoid any problems. (Chapter 1) To help avoid this problem the government lays down regulations for the banks through prudential supervision (Chapter 2). The Australian regulatory power is Australian Prudential Regulation Authority (APRA)‚ whereas in Singapore it is Monetary Authority of Singapore (MAS). The key concept of their job is to assure the people that their money is in safe hands. Keeping the capital
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1) The marketing mix consists of 4P’s. Explain how each part of the mix can be used to stimulate a response from the chosen target market. The 4P’s‚ price‚ product‚ place‚ and promotion that make up the marketing mix play a vital part in stimulating a response from the chose target market. These will ultimately be the deciding factors as to whether the target market will purchase the product or not. Although there are 4P’s‚ most companies will look a bit further to the 7P’s in order to stimulate
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Journal One - The Stock Market Game First submission Date 26/10/2009 | Table 1 | | | Company | Shares bought | Share Price | Change | 3i Group | 2000 | £2.95 | £5‚900.00 | BP | 2000 | £5.65 | £11‚300.00 | Prudential | 4000 | £6.33 | £25‚320.00 | Sainsbury’s | 2000 | £3.39 | £6‚780.00 | | | | | TOTAL | | | £49‚300.00 | CASH HELD | | | £50‚700.00 | | | | | Original amount | | | £100‚000.00 | Profit/Loss | | | 0 | I will undertake
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reporters had posed as a customer at three top private banks -- ICICI‚ HDFC and Axis -- seeking advice on investing up to $2.8 million. The news outlet said the reporter used a hidden camera to record dozens of conversations with bank employees‚ which it posted on its website. ICICI has suspended 18 employees‚ it said in a statement‚ as it investigated the allegations that employees offered advice on concealing funds from tax authorities. "ICICI group conducts its business with the highest level of compliance
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responsibilities in the Australian financial sector: 1. The Reserve Bank of Australia (RBA)‚ Australia’s central bank‚ is responsible for monetary policy‚ systemic stability and the payments system; 2. The Australian Prudential Regulation Authority (APRA) is responsible for prudential supervision of financial institutions including banks‚ credit unions‚ building societies‚ and insurance and superannuation companies. 3. The Australian Securities and Investments Commission (ASIC) is responsible for
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Risk Management in Indian Banks; Public sector‚ Private sector‚ Foreign Banks & Cooperative Banks. 1. Introduction 1.1 Evolution & Growth of Banking in India Banking in India was defined under Section 5(A) as "any company which transacts banking‚ business" and the purpose of banking business defined under Section 5(B)‚"accepting deposits of money from public for the purpose of lending or investing‚ repayable on demand through cheque/draft or otherwise". In the process of doing the above-mentioned
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THE DEVELOPMENT OF HOUSING FINANCE IN THE CHANGING BUSINESS SCENARIO Mr.P.S.Ravindra** ABSTRACT Traditionally in India‚ most people used to depend on their provident fund and gratuity amounts received after retirement while considering buying a home. However‚ with the emergence of housing finance as a major business in the country‚ an increasingly large number of people are going for housing loans. The housing sector in India is facing an estimated shortage of 4.1 crore houses and according
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SUMMER TRAINING PROJECT REPORT ON (COMPRATIVE STUDY OF ULIPs OF TATA-AIA LIFE INSURANCE) FOR THE PARTIAL FULFILLMENT OF THE REQUIREMENT FOR THE AWARD OF MASTER OF BUSINESS ADMINISTRATION UNDER THE GUIDANCE OF: - UNDER THE SUPERVISION OF:- PROF. SATENDRA SINGH MR. RAKESH PANDY Submitted By:-
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FUNDAMENTAL FACTORS INFLUENCING INVESTMENT IN MUTUAL FUNDS - EIC APPROACH - A CASE STUDY OF RCAML - Prof. K.Viyyanna Rao* - Ms. Nirmala Daita** ABSTRACT The Indian mutual fund industry is witnessing a rapid growth as a result of infrastructural development‚ increase in personal financial assets‚ and rise in foreign participation. There are many of factors contributing to this phenomenon.
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along! SUBHIKSHA‚ THE ailing retailer‚ is mired in controversy. Bitter accusations and recriminations between ICICI Ventures on the one hand and Subhiksha’s promoter and managing director R Subramanian‚ on the other‚ are aggravating the situation. Who is right and who is wrong? Success has many takers and failure‚ none. And faults are thick when love is thin. Just take a look at what ICICI Ventures‚ a minority shareholder in Subhiksha with a 23 per cent stake‚ said of Subhiksha‚ not long ago: “Subhiksha
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