Deluxe Corporation Ninth Annual Institutional Investor Forum Sidoti & Company‚ LLC Jeff Johnson‚ Treasurer and Vice President Investor Relations September 24‚ 2010 Presentation Scope ■ Comments are limited to information already publicly released: – 10-K for 2009‚ filed February 19‚ 2010 – 10-Q for Q2 2010‚ filed August 5‚ 2010 ■ All estimates and projections are subject to risks and uncertainties that could cause actual future results to differ materially from those estimated or projected
Premium Revenue Income statement Small business
Microbiology: study of small living things study of bacteria: bacteriology study of viruses: virology study of parasites: parasitology study of fungi: mycology NOT ALL BACTERIA ARE PATHOGENS (disease causing) antibiotic: used to treat bacterial infections and diseases (penicillin‚ mold‚ 1929) bioremediation: using bacteria to clean up toxins pathogenesis: ability of an organism to be pathogenic virulence factors: toxins‚ receptors‚ cellular composition innate immune response v.s
Free Bacteria Cell wall Amino acid
What is the effect of a non-volatile impurity on the boiling point of a substance? of a volatile impurity? A non volatile impurity which is added to the volatile liquid‚ it’s boiling point will increase. It is due to some of effective surface area which is available for evoperation is occupied by non volatile substance. If another volatile impurity is added then 1) if it does not chemically react with given liquid then boiling point will decreade due to increase in vapour pressure. 2) if it chemically
Free Distillation Temperature
Human Demography: The study of age-structured populations Lab Preparation: Read the lab and be on time. There will be a quiz. Also‚ we’ll be riding a bus to the field location. If you want to join us for lab‚ don’t miss the bus! Bring your lab manual‚ a hard notebook or clipboard‚ paper and charcoal (for rubbings) and wear warm‚ possibly waterproof clothes. We’ll be outside for a good portion of the lab regardless of the weather. Background: Demography Demography is the descriptive study
Free Demography Population Cemetery
The VSEPR Model 10.33 Predict the shape or geometry of the following mole- cules‚ using the VSEPR model. a. SiF4 b. SF2 c. COF2 d. PCl3 10.34 Use the electron-pair repulsion model to predict the geometry of the following molecules: a. GeCl2 b. NF3 c. SCl2 d. XeO4 10.35 Predict the geometry of the following ions‚ using the electron-pair repulsion model. a. ClO3? b. PO43? c. SCN? d. H3O? 10.36 Use the VSEPR model to predict the geometry of the fol- lowing ions: a. N3? b. BH4? c. SO32? d. NO2
Premium Molecule Molecular geometry Atom
A prominent Anglo-indian‚ Derozio played a major role in introducing western attitudes into Indian intellectual life. He taught literature and history at Hindu College‚ Calcutta and was perhaps the first nationalist poet of modern India. Drawing inspiration from French Revolution‚ he inspired his pupils to think freely and rationally‚ question all authority‚ oppose meaningless customs and traditions. He started a discussion group—the Academic Association—to enable interaction amongst students. He
Premium Bengal Kazi Nazrul Islam Kolkata
The Medicines Company Case 1. What is the value of Angiomax to a hospital? 1.1 Angiomax Vs. Heparin Angiomax is considered as a potential substitute for heparin. It has 3 major advantages when compared with Heparin. First‚ the effects of Angiomax are more accurate and more predictable. Second‚ it works better among patients at risk for bleeding‚ where heparin often proves problematic. Third‚ the product works faster than heparin and patients do not need to wait for 2 – 3 hours to identify the
Premium Variable cost Costs Fixed cost
for instance‚ you must already sow the seed in the middle of December. Cabbage will grow well on most well drained soil types. That means that water must not lay on the ground surface too long after the plants have been watered. Where this is the case‚ compost must be dug into the soil. Shallow soils on a hard rocky‚ clayey or lime layer‚ must be avoided. Cabbage takes up many plant nutrients from the soil. We put plant nutrients into the soil by digging compost and fertiliser into it. A great
Premium Agriculture Cabbage Soil
Chemistry 211 Organic Chemistry I Bilal R. Kaafarani www.bilalkaafarani.com bilal.kaafarani@aub.edu.lb Office: 416 Chemistry O.H.: 2:00-3:20 PM‚ MW Chem 211 B. R. Kaafarani 1 Lectures Chapter 1 2 3 7 4&8 5 6 9 10 11 12 Chem 211 Material covered Structure Determines Properties Alkanes & Cycloalkanes: Introduction to Hydrocarbons Alkanes & Cycloalkanes: Conformations and cistrans Stereoisomers Stereochemistry Alcohols & Alkyl Halides. Nucleophilic Substitution Structure & Preparation
Premium Alkene Organic reaction Organic chemistry
C H EM 301A - O rganic Chem istry L ecture N otes © Dr. Peter de Lijser‚ 2011 Introduction – Welcome to O-chem! “What is Organic Chemistry?” Organic chemistry is the chemistry of Carbon. “Why is Organic Chemistry Important for me?” Organic Chemistry is the central science for many other fields: • Medicine/Pharmacy: • Biochemistry: • Industrial Applications: • Reaction Mechanisms: What do "Organic Chemists" do? • Discover new reactions • Improve old reactions
Premium Atom Covalent bond Chemical bond