products to tap their savings and other services are included in retail banking. The retail banking concept has been expanded to include services provided to small and medium sized business and also high net worth individuals . The concept of wholesale banking In the whole sale banking the focus is on corporate‚ i.e. companies‚ firms‚ proprietorship concerns‚ Public Sector‚ Institutions‚ societies‚ Trusts‚ clubs etc. Why retail banking Since the year 1991 the process of disintermediation
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Case Study: Chase’s Strategy for Syndicating the Hong Kong Disneyland Loan (A) Q1. How should Chase have bid in the first round competition to lead the HK$3.3 billion Disneyland financing? 1.Three ways to approach this deal 1) bid to win‚ 2) bid to lose and3) no bid. Chase chose to bid to lose on the first round‚ but just enough to make it to the short list. Also‚ since Chase is one of Disney’s relationship banks‚ Chase would not want to ruin this relationship by not bidding
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CASE 2: COSTCO WHOLESALE IN 2012: MISSION‚ BUSINESS MODEL‚ AND STRATEGY. Costco was founded by Jim Sinegal and Jeff Brotman. The first Costco store began operations in Seattle in 1983. In December 1985‚ Costco became a public Company. In August 1999‚ the name was changed to Costco Wholesale Corporation. The Strategy-Making and Strategy-Executing Process in Costco: 1. Developing a strategic vision‚ mission‚ and core values: Mission: to continually provide our members with quality goods and services
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traveling in Hong Kong” in more cities in China. China people are attracted by the reputation of “Shopping Paradise” in Hong Kong and they have high consuming power‚ so more people from China will come to Hong Kong for traveling. The sales of the air tickets will increase as the turnover of airline from cities in China to Hong Kong increase. - China and Taiwan started the direct flights policy in 2009‚ and more cities in China will launch the direct airlines to Taiwan‚ so Hong Kong can’t enjoy
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ELIZABETH BISHOP ’S "THE FISH" Elizabeth Bishop is a poet that is often admired for her vivid descriptive poetry. Her interest in reading and writing came early in life as she suffered from several illnesses that caused her to spend many hours alone. (Gale) Many critics admire Bishop ’s objectivity "because she was interested in viewing details spontaneously‚ without imposed rationalizations‚ in the manner of a naturalist" (Gale). Bishop is also known for writing poems about ordinary experiences
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is a highly admired writer. In her poem‚ “The Fish‚” a reader can enjoy the very specific analysis of a fish. While it may seem confusing‚ there are certainly multiple ways of possibly interpreting this poem. The poem is a continuous‚ with no stanzas‚ description of a fish and also the relationship between her and the fish. While it may be gruesome and overly-descriptive‚ it leaves many questions for the reader. In Elizabeth Bishop’s poem‚ “The Fish” she uses similes‚ adjectives‚ and imagery to show
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Social security had been developed in Hong Kong as a public commitment since the 1970s. The Comprehensive Social Security Assistance Scheme (CSSA) is one of the social welfare programs in Hong Kong‚ which aims to provide a safety net for those who cannot financially support themselves to meet the basic needs. With the low birth rate in Hong Kong‚ the immigrants from Mainland China has formed a significant proportion Hong Kong’s total population. According to the Census and Statistics Department‚
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Q3. The major generational changes for post-80 have been a hot topic among the society. Some people say that both the China and Hong Kong post-80’s attitudes towards the society are totally different from that of the past generations. Before talking about how the generational changes are and what the similarities or differences between the China and Hong Kong generation‚ the definition of “post-80 generation” is that: The term “post 80” stands for the generation who was born between 1980 and
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permanent identity card‚ claiming that he was a permanent resident under art.24(2)(4) of the Basic Law. Article 24(2)(4) provided “Persons not of Chinese nationality who have … ordinarily resided in Hong Kong for a continuous period of not less than seven years” were permanent residents. X had lived in Hong Kong since the 1960s‚ but between I 1994–97‚ had been in prison for non-immigration offences. Seven years had not elapsed since his release from prison. The lower courts held that he was not a permanent
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Maids to Order in Hong Kong: Stories of Migrant Workers by Nicole Constable Nicole Constable‚ in Maid to Order in Hong Kong: Stories of Migrant Workers describes the physical and psychological lives of those domestic workers in the homes of Chinese in Hong Kong‚ their attitude towards their own lives and work‚ and the attitudes of the workers and the Chinese toward one another. Constable’s primary purpose‚ from a scholarly perspective‚ is to document the particulars of the lives of these
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