The merger of U.S. Citizen Bank and Louisiana Purchase Bank (LPB) in 1998 resulted in a formation of a financial powerhouse possessing core competencies in commercial lending and innovation. Upon recognizing the much needed annuity-driven market potential existing within the U.S. college population‚ the LPB pioneered the student credit card program in 1989. Indeed‚ the student credit card program proved to be more profitable with net income margin around 6 percent compared to that of 4 percent for
Premium Bank Debt Credit card
Term Topic Paper 9/7/2012 The two companies I chose to analyze thoroughly for my term paper both operate in the Heavy Equipment industry. The firms are Japanese based Komatsu Ltd. and the American headquartered company Terex. Komatsu Ltd. headquarters are located in Tokyo‚ Japan while‚ Terex has their headquarters in Westport‚ Connecticut. Komatsu Ltd. is traded on the Tokyo Stock Exchange under the ticker symbol (KMTUY) while Terex is traded on the New York Stock Exchange under the ticker symbol
Premium Revenue
Scott Equipment Organization is investigating various combinations of short- and long-term debt in financing assets. Assume the organization has decided to employ $10 million in current assets and $15 million in fixed assets in its operations next year‚ and EBIT for next year is $8 million. The organization’s income tax rate is 40%. Stockholders’ equity will be used to finance $15 million of assets‚ with the remainder financed by short- and long-term debt. The organization is considering implementing
Premium Finance Inventory Generally Accepted Accounting Principles
1 Know about different types of office equipment and its uses 1.1 Identify different types of equipment and their uses Printer; Scanner; Photocopier; Laminator; Telephone; Computer; Franking Machine; Binding Machine; Shredder; 1.2 Describe the different features of different types of office equipment 1.3 Explain why different types of equipment are chosen for tasks 2 Understand the purpose of following instructions and health and safety procedures 2.1
Premium UCI race classifications Tour de Georgia
CONSUMER PURCHASE DECISION 2 Consumer Purchase Decision There are many reasons that a consumer chooses a certain product. It may be that it is environmentally friendly‚ a great design or it might be as simple as the price of the product. As a business organization we must be able to conduct our research and decipher what is most important to our target market. The consumer buying decision process is a systematic way of looking at how a consumer makes the decision to purchase a product
Premium Marketing
alternative. Market Research has become an important tool in today’s competitive world. The neck to neck competition has made this a choice as identifying the problem and finding solutions to it. This opportunity as provided by you helped us to have a fair idea of the subject. The research done by us is focused on studying the factors that affect the purchasing decisions for laptops in India. The study started with identifying the significant traits of the purchase of laptops by people residing
Premium Scientific method Brand Marketing
The History of Swimming The sport of swimming has been recorded since prehistoric times; the earliest recording of swimming dates back to Stone Agepaintings from around 7‚000 years ago. Written references date from 2000 BC. Some of the earliest references to swimming include theGilgamesh‚ the Iliad‚ the Odyssey‚ the Bible‚ Beowulf‚ Quran and other sagas. In 1778‚ Nikolaus Wynmann‚ a German professor of languages‚ wrote the first swimming book‚ The Swimmer or A Dialogue on the Art of Swimming (Der
Premium Swimming
Personal protective equipment From Wikipedia‚ the free encyclopedia "Safety helmet" redirects here. It is not to be confused with hard hat. Drug Enforcement Administration (DEA) agents wearing Level B hazmat suits Personal protective equipment (PPE) refers to protective clothing‚ helmets‚ goggles‚ or other garments or equipment designed to protect the wearer’s body from injury. The hazards addressed by protective equipment include physical‚ electrical‚ heat‚ chemicals‚ biohazards‚ and airborne
Premium Occupational safety and health Personal protective equipment Protection
satisfaction and Attitude: Employee satisfaction is supremely important in an organization because it is what productivity depends on. Satisfied employees are more likely to be creative and innovative and come up with breakthroughs that allow a company to grow and change positively with time and changing market conditions. The objectives of the paper are: - i) to measure the level of employee satisfaction at Tata Steel‚ ii) to see the effect of the measures being taken to enhance employee satisfaction
Premium Management Educational psychology Employment
Use of Personal Protective Equipment 1. Purpose It is a requirement of the School of Chemistry and the University that appropriate personal protective equipment (PPE) be employed to minimise risks which may be present within a laboratory or workplace. This guideline discusses the various basic types of which are available to laboratory workers‚ briefly outlining their use‚ application and maintenance. 2. Scope This procedure applies to all personnel working in the School of Chemistry laboratories
Premium Personal protective equipment Goggles Chemistry