Climate change has taken significant changes throughout the years on Earth. These changes have affected the in more than one way. A Simple way to describe Global warming would be to say that it refers to an average increase in the Earth’s temperature and this increase may cause changes in climate. As the Earth warms up it may lead to significant rise in sea levels‚ chaotic weather patterns‚ and catastrophic droughts. The issues of climate change around the world are caused by human activities. Hurricanes
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Organisational culture is the pattern of assumptions‚ vaules and norms shared by organisational members. The culture of an organisation can affect the operations of a company and how successful it is. Organisational culture contains four basic elements; basic assumptions which are un-said but happen‚ shared values which show what is important in the company‚ norms which the employee should follow and artefacts which show the culture of the organisation. An example of organisational culture
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Organisational structures at First Steps Nursery and Matalan Activity 2- Analyse how businesses are organised This is an organisation chart of First Steps Nursery. This is an organisational chart of Matalan. Hierarchical- hierarchical organization is an organizational structure where every entity in the organization‚ except one‚ is subordinate to a single other entity. This arrangement is a form of a hierarchy. In an organization‚ the hierarchy usually consists of a singular/group
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Introduction1 The term ‘‘banking’’ can be applied to a large range of financial institutions‚ from savings and loans organisations to the large money-centre commercial banks in the USA‚ or from the smallest mutually owned building society to the ‘‘big four’’ shareholder owned banks in the UK. Many European countries have large regional/cooperative banks in addition to three to five universal banks. In Japan‚ the bank with the largest retail network is Sumitomo Mitsui Banking Corporation‚2 but its main
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The Case of Bangladesh Mohammad Abu Sayeed*‚ Piyadasa Edirisuriya** and Mohammad Hoque*** This study attempts to examine the impact of asset and liability management on the profitability of commercial banks in Bangladesh. Commercial banks are segmented into high profitable and low profitable and private and public banks. While applying Statistical Cost Accounting (SCA) methods study finds high earning banks experience higher returns from their assets and lower returns from their liabilities
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INTERNATIONAL BANKING UNIVERSITY OF MUMBAI MASTERS OF COMMERCE (BANKING AND FINANCE) SEMESTER I 2012-13 SUBMITTED BY SARMISTHA SASMAL PROJECT GUIDE PROF. DR. TUKARAM B. GADWE SYDENHAM COLLEGE OF COMMERCE & ECONOMICS ‘B’ ROAD‚ CHURCHGATE‚ MUMBAI- 400 020 |DECLARATION | I‚ Miss. Sarmistha Sasmal‚ the student of M.Com (Banking & Finance)(Semester-I)
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affect the economy both at the macro level and micro level. At the macro level‚ alarming degrees of NPAs have a detrimental effect on the macro economy. A high level of NPAs or loss could cause significant banking crisis or banking distress. This causes a serious liquidity and credit risk on the banking system‚ which unless managed effectively would jeopardize the same. Loan Defaults Loan default occurs when a debtor has not made a scheduled payment‚ or has violated a loan condition of the debt contract
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DECLARATION We hereby declare that‚ this project is the result of our own original research and no part of it has been presented for any purpose. Other people’s ideas used have been duly acknowledged. Candidates Name: …………………………… Signature……………………………………… Date…………………………………………… Candidates Name: …………………………… Signature……………………………………… Date…………………………………………… Candidates Name: …………………………… Signature……………………………………… Date…………………………………………… Candidates Name: …………………………… Signature………………………………………
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organizational ethics can only be achieved by proactive leadership whereby employees from diverse backgrounds are provided a common understanding of what is defined as ethical behavior through formal training‚ thus creating an ethical organizational climate. In addition‚ changes are needed in the regulatory system‚ in the organizational ethics initiatives of business schools‚ and in societal approaches to the development and implementation of organizational ethics in corporate America. According to
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the completion of this study. Above all‚ I thank almighty God who always provides me with proper health and strength and this has contributed much to the completion of my study. Next is my project supervisor‚ who spent his time‚ knowledge and skills in guiding me towards successful understanding and completion of the study. To me it has been a real learning experience. Azania Bank officials who cooperated very well with‚ by providing any information I needed for my study. My heartfelt gratitude
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