Asset-Liability Management “Asset-Liability Management (ALM) can be defined as the ongoing process of formulating‚ implementing‚ monitoring and revising strategies related to assets and liabilities to achieve an organization ’s financial objectives‚ given the organization ’s risk tolerances and other constraints”[1]. ALM also is known as balance sheet management. In banking activity the gap between assets and liabilities can bring some consequences where the following risks are arose
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The Effects of Auto-Tune on the Music Industry A Term Paper Presented to Ms. Edwina Bensal Department of English and Applied Linguistics College of Education‚ De La Salle University In Partial Fulfillment of the Requirements for Basic Research Skills / English for Specific Purposes (ENGLRES) 2nd Trimester‚ AY 2010 – 2010 By Doroja‚ Juan Marcos R. Licup‚ Trisha Anne T. November 18‚ 2010 I. Introduction Music demands perfection. In the music of today‚ Auto-Tune‚ which is a software
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A CAPLIN WHITE PAPER Single-Dealer Platforms in aCAPLIN Cleared World BY PAUL www.caplin.com APRIL 2012 Far from signaling the end of singledealer platforms‚ the impending raft of new regulation in the US and Europe will create a new business environment in which the direct online channel is more important than ever for both banks and their clients. Paul Caplin‚ CEO of Caplin Systems Ltd. founded the company in 2000 Soon after the publication of the Dodd Frank act in the US‚ some early commentators
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How to get an affordable auto insurance plan It is mandatory for everybody driving a vehicle on a public road to have an auto insurance cover. You can obtain an auto insurance plan rates from an insurance plan company‚ car insurance cover brokers or their agents in your area. Whatever you opt for‚ it is advisable that you do some homework in comparing the rates provided by the insurance policy companies in the market. Settling for the first insurance coverage on offer may not be a great idea. Comparing
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Grand Theft Auto: V Grand Theft Auto: V‚ the latest installment in the Grand Theft Auto franchise is a vast open world based video game that grabs the player by the throat and keeps you up all night playing non-stop. Unlike previous Grand Theft Autos‚ Rockstar‚ the game’s producer lets you play as three main characters instead of one: each with their own unique personalities and stories. This time‚ it is nothing short of that very essence which makes the game so real‚ but also an epic fiction
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Subject: Negligence Liability of Accountants ______________________________________________________________________ Facts By law‚ accountants may be responsible for customers that hire them in various legal theories‚ including contract‚ fraud and negligence. Accountant malpractice happened when he or she violates the duty of reasonable care‚ knowledge‚ skills and judgment that he or she is due to a client or to the laws to provide auditing and other services. South Asset Management Co hired
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Doctrinal bases of liability 4 1.1. Reasonable Care and Skill . 4 1.2. Fiduciary Law 5 1.3. Knowing Receipt‚ Inconsistent Dealing‚ and Assistance 6 1.4. Emerging Standard: Due Diligence‚ Suitability‚ Good Faith 7 2. Duty to advise and the liability for the advice given 8 2.1. Duty to advise 8‚ 9 2.2. Liability for advice given 10 Referencing 12 Introduction In this report I defined the duties and liabilities of a Banker under Advisory and Transactional liability in Banking
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Cash Management for Auto Dealerships Introduction Dr. Hershauer stated in Lecture 11‚ “Cash is king”‚ which is only three small words that emphasize significant meaning for managers to operate efficiently. This statement depicts one of the top priorities of why businesses‚ not only automotive dealerships‚ maintain success. New business entrants may believe the idea that you are out of business when you show an operating loss‚ but Hershauer (2011) proves that you are out of business when you are
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Police Negligence and Liability 1 Running Head: Police Neglect/Liability Police Negligence and Liability Police Negligence and Liability 2 Abstract The purpose of this paper is to examine factors involved in police negligence and the extent of liability the officers hold. Are police officers held accountable for their misjudgments or reckless behavior when they are at fault? This paper exams relevant cases in which police officers have been
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Auditor Liability in Canada A & B Is it reasonable for a potential investor or existing shareholder to rely on audited financial statements that a corporation makes available for public consumption? Should an investor be able to sue a corporation’s auditor if audited financial statements materially misrepresent the financial status of the company audited? a. Should a potential investor only be able to sue the corporation? b. Should there be any limit on the auditor’s liability? Negligent
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