or attribute whereby a bill‚ note or check passes or may pass from hand to hand‚ similar to money‚ so as to give the holder in due course the right to hold the instrument and collect the sum payable for himself free from defenses. • The most important feature of negotiable instruments is the accumulation of secondary contracts as they are transferred from one person to another. Common forms of negotiable instruments 1. Bill of exchange 2. Promissory note 3. Check Bill of exchange
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issued debt obligation that matures in 91 days. It is sold at a discount and the buyer is paid the face value at maturity. The yield is the difference between the discounted price and the face value. ii) 90 Day Commercial Paper – it is a promissory note issued by a company that matures in 90 days. In case the issuing company defaults‚ the buyer has no recourse. Similarly to a treasury bill‚ commercial paper is also sold at a discount. iii) 90 Day Bankers Acceptance – it is a short term corporate
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Abstract The company 3M is a diverse company that was incorporated on June 25‚ 1929 with presence in more than 10 industries alone. “3M products are sold through a number of distribution channels‚ including directly to users and through wholesalers‚ retailers‚ jobbers‚ distributors and dealers in a range of trades in a number of countries worldwide” ("3M Co‚" n.d.‚ para. 1) The company head quarters is located in St. Paul Minnesota‚ however 3M has locations all over the United States. 3M is
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La Consolacion College-Bacolod Graduate School Ma. Lourdes S. Alberto MAED-Engl/Lit TEACHING PRACTICUM (English 205) Assignment #1 Observation of Classroom Teaching Course Objectives At the end of the lesson‚ the students will ● explore the use of the think aloud strategy; ● vocalize interactions with text; ● discuss connections between texts and previously acquired knowledge; ● use various types of responses to interact with texts; and‚ ● assess personal level of comprehension
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discoverer……………………………………..……P.10 2.3) How it is accidentally discovered……………………………………………...P.12 2.4) Evidence and working mechanism…………………………………………….P.14 2.5) Effect and influence of the discovery …………………………………………P.15 Chapter 3 - Story of post-it notes 3.1.) Background information……………………………………………………...P.17 3.2) Biography of inventor or discoverer ……………………………………….…P.17 3.3) How it is accidentally
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waterproof sand paper‚ in the early 1940s‚ 3M was diverted into defense materials for World War II which was something the company was not used to be involved in (3M Company History). One of 3M’s most famous things they are known for are the post-it notes and they were introduced in the 1980’s. In the 1990s‚ sales reached the $15 billion mark‚ while this 3M continued to develop an array of innovative products‚ in 2004‚ sales topped $20 billion for the first time‚ with innovative new products contributing
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Introduction 3M stands for Minnesota Mining and Manufacturing Co. It was founded by five businessmen in 1902 at the town of Two Harbors‚ Minn (3M‚ 2012). They originally financed the company to mine the mineral cornundum for grinding wheel abrasives but the investment became a failure because it turned out that the mineral was actually low-grade anorthosite (Goetz‚ 2011). After being done with mining‚ the founders bought a sand paper company but struggled on how to run it. Eventually‚ Lucius Ordway
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Departmentalization is the process of grouping specialized jobs into logical units (Griffin‚ 2013). When deciding what departmentalization type is best for a company managers are faced with several decisions/dilemmas. The following should be considered: • The products they produce • Who their customers are • Where their customers are located Once the above considerations has been taken‚ a manager can then look at the advantages and disadvantages to the different types of departmentalization
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Learning Strategies: Note-taking and Other Ways to Learn Learning Strategies: Note-taking and Other Ways to Learn During the course of a college education‚ students are inundated with an enormous amount of information. Finding a way to wade through all that information and figure out what is important and what is insignificant is essential to being successful in college. One of the ways that students can achieve this goal is through efficient note-taking. Taking notes helps to gain a better understanding
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Most common: accounts payable‚ notes payable‚ commercial paper‚ income tax liability‚ dividends payable‚ and accrued liabilities. * Accounts Payable and Trade Notes Payable 1. Accounts payable are obligations to suppliers of merchandise or of services purchased on open account. * Most trade credit is offered on open account. * Only formal credit instrument is the invoice. * Short term‚ noninterest bearing‚ reported at face amounts. 2. Trade notes payable * Formally recognized
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