Emergency Fund Ratio For households with dual-earners‚ like yours‚ we normally recommend you hold in cash or cash equivalents 3-6 months of fixed expenses. These fixed expenses are what would be left if you both lost your job. Certain expenses like: income taxes and contributions to retirement plans would not be included when calculating the size of your emergency fund. You currently hold 15x your expenses in cash and cash equivalents. Since both of you work‚ in addition to earning strip mall income
Premium Net present value Investment Rate of return
Causes Of Road Accidents In Malaysia Time to time‚ half a million of Malaysians died because of road accidents and the highest cases of road accidents are caused by the drivers’ behaviour‚ equipment failure and the road conditions and infrastructure. Because of the road accidents many people have lose their family member or close friend. Besides‚ the road accidents also may effected to government when they have to repair for the broken infrastructure that caused by the accident like lamp stand
Premium Traffic Road transport Road
Traffic accidents can be caused by a number of factors‚ including equipment malfunction as well as the actions of the driver‚ such as speeding or aggressive behaviors like tailgating or unsafe lane changes. The consequences of traffic accidents depend on variables such as the impact‚ number of vehicles involved and if vehicle occupants were protected by safety belts and/or air bags. Reasons for Traffic Accidents How to Prevent Traffic Accidents Distracted Drivers Distracted driving
Premium Causality Tram accident Distraction
An Investigation of the Therac-25 Accidents -- Part III Nancy Leveson‚ University of Washington Clark S. Turner‚ University of California‚ Irvine Reprinted with permission‚ IEEE Computer‚ Vol. 26‚ No. 7‚ July 1993‚ pp. 18-41. Recall that the Tyler error occurred when the operator made an entry indicating the mode/energy‚ went to the command line‚ then moved the cursor up to change the mode/energy‚ and returned to the command line all within 8 seconds. Since the magnet setting takes about 8 seconds
Premium Software engineering Therac-25 Software testing
There is likely a connection between stress and illness. Theories of the stress–illness link suggest that both acute and chronic stress can cause illness‚ and several studies found such a link. According to these theories‚ both kinds of stress can lead to changes in behavior and in physiology. Behavioral changes can be smoking and eating habits and physical activity. Physiological changes can be changes in sympathetic activation or hypothalamic pituitary adrenocorticoid activation‚ and immunological
Premium Psychology Medicine Stress
Road accidents claim far too many lives. What can governments and individuals do to reduce this problem? Throughout this century‚ road accidents happen quite frequently around the world. As a result too many damages are caused and lives are claimed by these accidents. In my opinion‚ there are many things that governments and individuals should do in order to reduce this problem. Some of them I will mention on the following paragraphs. Firstly‚ one possible way to solve this problem would be
Free Traffic Road Road transport
Things That Will Cause a Car Accident Today‚ there are many car accidents‚ some are fatal and some leave passengers with lifelong problems. Car accidents are one of the leading factors why the death rate is continuously rising. In this essay I will discuss how speeding‚ distractions‚ and how the weather cause car accidents. The most distinguished cause of accidents is speeding. People speed for many different reasons. Most of the time people don’t give themself enough time to get somewhere so
Premium Tram accident Automobile Wheel
Road accidents claim 419 lives in three years ITANAGAR‚ Jan 10: Almost every day we hear about road accidents in Arunachal Pradesh. However‚ only few accidents are recorded and made known to public as many of such accidents go unreported and unrecorded. The data available with this daily is alarming. Between 2009-2011‚ 419 people lost their lives involving 826 accidents. One died and four others sustained major injuries‚ when their speeding Maruti ZEN‚ AS/22A/3434 collided with a bus bearing
Premium Road Road transport
Brownsville Emergency Operations Plan Brownsville Texas is located in approximately 30 miles from the Gulf of Mexico and it is vulnerable to a major hurricane like Hurricane Katrina that devastated much of Louisiana in 2005. During Hurricane Katrina many of the things when wrong because emergency leaders were because‚ emergency managers were not prepared for the after mass of the hurricane. It is important for a city to have a structured Emergency Operations Plan in place in the event of a major
Premium Hazard Management Emergency management
Head Prefect of my school‚ wish to give a talk on the reasons why accidents occur and give suggestions to reduce accidents. The rise in the number of road accidents and road fatalities is indeed worrying. Even the road safety campaigns aimed at reducing road accidents have met with little success. Only when there is a change in the mindsets of road users can we expect a decrease in the number of road accidents. The most reason that occur the problem
Premium Tram accident Automobile The Road