Accounting and Finance Financial Planning (AF4324) Lecturer: Dr. Allen Ng‚ CFA E-mail: afallen@polyu.edu.hk Office: M507l Role and Purpose This is an introductory course on financial planning and a course that has been recognized by the Institute of Financial Planners of Hong Kong (IFPHK) as a substitute for Module One in its education program (i.e.‚ those who have passed this course will not be required to take Module One of the education program for Certified Financial Planners). It contributes
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THE PHILIPPINE FINANCIAL SYSTEM 2.1 Basic Building Blocks of a Financial System Financial System is the system that allows the transfer of money between savers (and investors). It can operate on a global‚ regional or firm specific level. Gurusamy‚ writing in Financial Services and Systems has described it as comprising "a set of complex and closely interconnected financial institutions‚ markets‚ instruments‚ services‚ practices‚ and transactions”. Basic building Blocks of Financial System 1. Money
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of devotion” should be highly esteemed for the sacrifice they made. Lincoln establishes his ideas through the usage of rhetorical devices such as‚ an appeal to ethos‚ parallelism‚ and juxtaposition. Lincoln never uses the words “I‚” or “you‚” to address his audience‚ but instead uses “we‚” “our‚” and “us‚” to establish ethos and connect with the audience -- the North and the South. He repeats these words through out the entire speech‚ using similar diction to tie the whole piece together. The phrase
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The Policy Goals of Regulation It is commonly understood that financial regulation should be designed to achieve certain key policy goals‚ including: (a)safety and soundness of financial institutions‚(b) mitigation of systemic risk‚ (c) fairness and efficiency of markets‚ and (d) the protection of customers and investors. These broad goals‚ while clearly important‚ do not take into account an additional factor that has come to be regarded as critical in any well-functioning regulatory system; namely
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measures were soon put into place to lessen the heavy load the Great Depression created‚ but America would not fully recover until after 1939. Franklin Delano Roosevelt delivered his first inaugural address as the thirty-second president of the United States on March 4‚ 1933. The first inaugural address is a monumental speech. America reached a dark place in history and Roosevelt wanted to revive their spirits ("Franklin D. Roosevelt’s First Inauguration‚
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TOPIC “STUDY ON IMPACT OF FINANCIAL INCLUSION IN RURAL AREAS WITH SPECIAL REFRENCE TO SBI IN MANDLA DISTRICT” 2.INTRODUCTION India’s growth story in the years ahead will be the story of inclusive growth in which growth will not be treated as an end itself‚ though faster growth will be the main goal. Our twelfth five year plan also focuses for inclusive growth which states faster‚ more inclusive and sustainable growth. FINANCIAL INCLUSION Financial inclusion or inclusive financing
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REPORT OF THE COMMITTEE ON FINANCIAL INCLUSION January 2008 Preface Access to finance by the poor and vulnerable groups is a prerequisite for poverty reduction and social cohesion. This has to become an integral part of our efforts to promote inclusive growth. In fact‚ providing access to finance is a form of empowerment of the vulnerable groups. Financial inclusion denotes delivery of financial services at an affordable cost to the vast sections of the disadvantaged and low-income groups
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creators of the Constitution were unsure of how to address slavery in the document and instead described them as “other peoples”. The creators of the Constitution seemed like they themselves didn’t know whether they should limit or ban slavery. The Constitution seems to address slavery in three different sections: the three-fifths compromise‚ the slave trade clause‚ and the fugitive-slave law. If we examine these three sections of the Constitution that address slavery‚ we should be able to identify whether
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here are some rhetorical devices of Gettysburg Address by Abraham Lincoln: ll. 1-2 "dedicated to the proposition that all men are created equal" -> historical illusion‚ quote eg. l.3 and l.4 inclusive we -> to involve the listeners l.9 "little note" - "long remember" -> antithesis ll. 5-6 "gave their lives" - "nation might live" -> antithesis l.8 "living and dead" -> antithesis ll.7 "we cannot dedicate‚ we cannot consecrate‚ we cannot hallow" -> anaphora‚ parallelism‚ asyndeton‚ climax -> increase
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Abraham Lincoln uses anaphora‚ antithesis‚ and allusion in his speech‚ "The Gettysburg Address"‚ to motivate and inspire fellow Americans to finish the almost-completed task that the soldiers fought for ‚ equality. In the third paragraph‚ President Lincoln declares‚ "we can not dedicate-we can not consecrate-we can not hallow-this ground." Abraham is referring to the field in which the Battle of Gettysburg was fought. He believes that the Americans should dedicate the field to the soldiers‚ that
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