in credit risk: default by a party to a financial contract and a change in the present value of future cash flows that result from changes in financial market conditions as well as changes in the economic development. Credit risk considerations underlie capital adequacy requirements regulations that are required by financial institutions but financial borrowing as well as lending transactions are sensitive to credit risk‚ to protect themselves firms and individuals turn to rating agencies to obtain
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deserves a certain amount of credit‚ which may safely be granted to him Such creditworthiness is judged by the banker on the basis of his character‚ Capacity & Capital(3C’s):- 1) CHARACTER:- In assessing the creditworthiness of a person‚ the first consideration is ‘Character’ of the person concerned. The word ‘Character’ implies & includes a number o personal characteristics of a person‚ e.g.
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Project Selection – Qualitative Factors Introduction: The selection of a project or a portfolio of projects constitutes one of the main problems that managers are faced with. Decision of selecting an engineering‚ construction or R&D project is often fundamental for business survival. Such decisions usually involve prediction of future outcomes considering different alternatives. These predictions are not known with certainty‚ which results in a high level of uncertainty in managerial
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Subject – Software Testing Structural Testing Objective: 1. Understand Concept of structural testing 2. How structural (code-based or glass-box) testing complements functional (black-box) testing 3. Recognize and distinguish basic terms • • Adequacy Coverage 4. Recognize and distinguish characteristics of common structural criteria 5. Understand practical uses and limitations of structural testing Definition: Judging test suite thoroughness based on the structure of the program itself‚ it
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the investment in fixed assets or long term projects. It helps in estimation of decisions regarding the expenditure concerns. It helps in tackling the outflows which results in long term gains. It also acts as a determining agent that evaluates the adequacy of returns. Careful analysis and reviews are necessary while taking these decisions. Parameters like cost‚ complexity‚ time and irreversibility are evaluated. The calculations involved when applying four common techniques to investing project cash
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having dominion over the created order (Gen 1:26-28 The Bible teaches that the forming of woman from man demonstrates the fundamental unity and equality of human beings (Gen 2:21-23). In Genesis 2:18‚ 20 the word “suitable” denotes equality and adequacy yet it is stated in the bible that men is more superior than women but when men bring forward as a second proof of their superiority the assertion that women have
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Rules of consideration 1. The consideration must not be past. Re McArdle (1951) Ch 669 Majorie McArdle carried out certain improvements and repairs on a bungalow. The bungalow formed part of the estate of her husband’s father who had died living the property to his wife for life and then on trust for Majorie’s husband and his four siblings. After the work had been carried out the brothers and sisters signed a document stating in consideration of you carrying out the repairs we agree that the executors
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1. INTRODUCTION Today banks have a key role in all countries. And their policies and strategies affect economic development‚ employment‚ prices‚ national income‚ etc. The operations of banks are known as one of the most important economic activity in the world. Any activity which requires investments and financial resources undoubtedly requires the involvement of banks and financial institutions. Thus banks have the central role in economy. On the other hand‚ managing of a country’s financial
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Bibliography: Babar‚ H. Z. (2011). camels rating system for banking industry in pakistan. Bank‚ B. (2010). Guidelines on Risk Based Capital Adequacy. revised Regulatory Framwork In Line With Basel 2. Kabir‚ M. A. (2012‚ september). Performance Analysis through CAMEL Rating: A Comparative Study. Journal of Politics & Governance‚ 1‚ No.2/3‚ 16-25. Rahman‚ M. R. (2012). BASEL II and BASEL III Implementation
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affiliation‚ professional interest‚ resource adequacy and work pressure were assessed by seventy teachers from residential schools and sixty four teachers from non residential schools. Comparisons of school climate in the selected residential and non residential schools revealed statistically significant difference on six dimensions‚ namely mission and goal consensus‚ empowerment‚ student support‚ affiliation‚ professional interest and resource adequacy. Teachers in the selected residential schools
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