to effectively cater to target groups and unchanging poverty levels (Tony Addison 2008). This essay focuses on advantages and drawbacks of micro-credit schemes. Advantages of Micro-Credit Micro-credit scheme is not only to allow the poor obtaining an opportunity to change their lives but also to improve the economic conditions in our society. Firstly‚ the most and important advantage towards micro-credit is that it gives the poor an opportunity to loan a small amount of money. Nowadays‚ financial
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melting point; for annealing 800 degrees are needed. Iron‚ by comparison‚ has a melting point of 1538 degrees Celsius. Its low melting point makes copper easy to smelt‚ cast‚ and remelt without special furnaces or a heavy investment of fuel. Another advantage of copper is that it can be recycled without any loss of quality. As pure copper is too soft for structural elements or most practical appliances‚ it needs to be hardened and strengthened. It is therefore combined with
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become more productive‚ competitive thereby raising quality of goods‚ services and the worlds living standard. Secondly‚ several companies from the more developed countries have already ventured to establish foreign operations or branches to take advantage of the low cost of labor in the poorer countries. This kind of business activity will provide more influx of cash or investment funds into the less developed countries. However‚ one cannot deny the negative effects which havederived from globalization
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Benefits of Online Social Networking While there are risks inherent in online social networking‚ there are also many potential benefits. Social networking can provide opportunities for new relationships as well as strengthening existing relationships‚ whether your kids’ friends are close to home or across the world. It’s important to be vigilant when your kids are getting involved in online social networking‚ but it’s also good to encourage positive relationships through various avenues‚ including
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BP IFRS (Name) (Institutional Affiliation) Introduction Impact of any change in the business environment is always felt on the processes and procedures into place. In the past few years‚ overall business environment has gone tremendous ups and downs. During the last two decades‚ multinational companies have grown like they had never done ever in the history. Nations like India and China which have great population and market potential but were earlier following socialistic
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Another disadvantage Judith had to endure was the inability to make her own decisions‚ including but not limiting‚ rights to the money which she had collected‚ and the husband in which she would marry. Woolf expresses the weight of Judith’s opinion about her marriage‚ “Soon‚ however‚ before she was out of her teens‚ she was to be betrothed to the son of a neighboring wool-stapler.”(47). Woolf explains what would happen if Judith were to refused the arranged marriage‚ “the daughter who refused to
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Advertising can be regarded as having two separate functions‚ one of persuading and one of informing consumers. Against some who claim that persuasive advertising using irrational means is moral as long as the product or service it represents is good or useful‚ this paper argues that by denigrating human reason such advertising is always immoral. On the other hand‚ advertisements which present information in a straight-forward and truthful way are always moral no matter what they advertise; indeed
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they use the Internet more often than they really need. Surfing on the net becomes more important than meeting with friends or going to the classes at the university and the reality they start to live in is the virtual reality. Another important advantage of the Internet is that it has become the most easily accessible and the best resource collection. It is used for the research purposes not only by the university students but also by the children from primary schools as
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Handphone also known as mobile phone or cell phone or smart phone‚ and is an electronic device used for mobile telecommunications (mobile telephony‚ text messaging or data transmission) over a cellular network of specialized base stations known as cell sites. Martin Cooper invented the handphone. He is a Motorola researcher and executive. Martin made the first call on a handheld mobile phone on April 3‚ 1973. Cells for handphone base stations were invented in 1947 by Bell Labs engineers. Handphones
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B04 Wong Lap Jack A0126596U Convergence or Coincidence??? Evolutionary convergence is the process by which unrelated or distantly related organisms of different lineages evolve similar smorphology‚ organs‚ and adaptations‚ but that were not present in the last common ancestor of those groups. Evolutionary convergence involving unrelated organisms living in similar environments but in different places or even in different environments. Similar or different environments have several challenges
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