to effectively cater to target groups and unchanging poverty levels (Tony Addison 2008). This essay focuses on advantages and drawbacks of micro-credit schemes. Advantages of Micro-Credit Micro-credit scheme is not only to allow the poor obtaining an opportunity to change their lives but also to improve the economic conditions in our society. Firstly‚ the most and important advantage towards micro-credit is that it gives the poor an opportunity to loan a small amount of money. Nowadays‚ financial
Premium Poverty Microfinance Grameen Bank
DEPARTMENT OF ECONOMICS Uppsala University Thesis Work Economics D Author: Jonathan Mårtensson Tutor: Lennart Berg Term and Year: Autumn 2005 Portfolio optimisation - improved risk-adjusted return? Abstract In this thesis‚ portfolio optimisation is used to evaluate if a specific sample of portfolios have a higher risk level or lower expected return‚ compared to what may be obtained through optimisation. It also compares the return of optimised portfolios with the return of the original portfolios
Premium Variance Stock Arithmetic mean
Introduction The world we are living these days is rapidly changing with high and fast increasing of development in technology. Technology itself is a big contributor of uniting each separate society into a global society; Globalization. Several meanings of globalization are as wide as it can be interpreted in any circumstances we are having today‚ in any concept of aspects‚ such as economy‚ trade‚ development‚ culture‚ and so one. Globalization refers to a full accessibility that every country can be interconnected
Premium International trade International trade Globalization
Homeschooling In today’s society‚ homeschooling is looked down upon. Many think the students involved will lack social skills. Some people are against it because they think it gives younger children a sense of authority by being able to plan their own schooling. Others are opposed to homeschooling just because it is uncommon in society and they do no want to be outcasts. To home school a child it does require much more attention and time than traditional schooling‚ but the results prove it can be
Premium Homeschooling Alternative education Unschooling
GLOBAL EVENTS & LEADERSHIP - Human-Oriented Principles Leadership Starbucks Coffee Company grew from a small‚ regional business into the undisputed leader in the specialty coffee industry by buying only the best quality coffee and providing an unmatched store experience. It was on new fad for specialty coffee‚ building for long-term success by acting on human-oriented principles that build a company “with soul”. In fact‚ the number one guiding principle in Starbucks’ mission statement was to
Premium Coffee Starbucks Espresso
ISYS100 – Final Research Paper Weighting: 33% Due Date: Tuesday 31st January 2012 (Due between: 8.30am – 1pm) SIBT Front Office (Ryde or City Campus) Questions: Your job is to complete one of the following research questions: (Please remember that you are to only answer one question) 1) Discuss the importance of improving the Digital Divide between all countries of different socio-economic climates. 2) ISYS100 was designed to help students see how Information Technology has made our
Premium World Wide Web
Benefits of Online Social Networking While there are risks inherent in online social networking‚ there are also many potential benefits. Social networking can provide opportunities for new relationships as well as strengthening existing relationships‚ whether your kids’ friends are close to home or across the world. It’s important to be vigilant when your kids are getting involved in online social networking‚ but it’s also good to encourage positive relationships through various avenues‚ including
Premium Social network service
become more productive‚ competitive thereby raising quality of goods‚ services and the worlds living standard. Secondly‚ several companies from the more developed countries have already ventured to establish foreign operations or branches to take advantage of the low cost of labor in the poorer countries. This kind of business activity will provide more influx of cash or investment funds into the less developed countries. However‚ one cannot deny the negative effects which havederived from globalization
Premium Asia Economics New Zealand
Therefore‚ the effort should be strengthened to provide a better application in financial institutions. This recommendation will help AITAB to be accepted in current practices. Hopefully‚ AITAB can contribute to the Malaysian economic growth and development of Islamic banking. STRONG PUBLIC ACCEPTANCE In Malaysia‚ AITAB offer a better features compared to conventional hire-purchase and this features contributed to attract customers prefer to Islamic products. Customers who are more concerned about
Premium Sharia Sharia Contract
Another disadvantage Judith had to endure was the inability to make her own decisions‚ including but not limiting‚ rights to the money which she had collected‚ and the husband in which she would marry. Woolf expresses the weight of Judith’s opinion about her marriage‚ “Soon‚ however‚ before she was out of her teens‚ she was to be betrothed to the son of a neighboring wool-stapler.”(47). Woolf explains what would happen if Judith were to refused the arranged marriage‚ “the daughter who refused to
Premium Marriage Family Woman