What is the Sarbanes-Oxley Act of 2002 and what is its purpose? The Sarbanes-Oxley Act of 2002 was designed and passed to protect investors of corporations from the possible acts of fraudulent accounting activities by corporations. The SOX Act’s purpose is to commend and force ethical business practices among businesses across all industries. The overall goal was to protect financial records that organizations keep to help further protect against any and all accounting fraud. Major corporations like
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PROSPECTUS SUPPLEMENT (To REMIC Prospectus dated May 1‚ 2002) $250‚000‚000 Guaranteed REMIC Pass-Through CertiÑcates Fannie Mae REMIC Trust 2002-46 The CertiÑcates We‚ the Federal National Mortgage Association (""Fannie Mae ’ ’)‚ will issue the classes of certiÑcates listed in the chart on this page. Payments to CertiÑcateholders We will make monthly payments on the certiÑcates. You‚ the investor‚ will receive ‚ interest accrued on the balance of your certiÑcate‚ and ‚ principal to the extent
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PROFITABILITY RATIOS OF CVS WITH A COMPARISON TO WALGREENS Contents Introduction-----------------------------------------------------------------------------------------------------------------------------------3 Gross Profit Margin-------------------------------------------------------------------------------------------------------------------------4 Net Profit Margin---------------------------------------------------------------------------------------------------------------------------7
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I am a frequent user of the social networking site Facebook‚ and am only slightly ashamed to admit to it. But this being the case‚ I am regularly forced to read the statuses of about 230 people‚ most of whom are my friends‚ some are acquaintences and none are strangers. This has led to a list of formula Facebook statuses that deserve a cyber-slap‚ but which are trotted out with soul-destroying frequency. So‚ let me introduce you to the only slightly fraudulent‚ top ten list of Irritating Facebook
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AUTHOR: GARIMA SINGH Research Scholar Singania University Title of the Research study: “Variables Affecting Profitability & Growth in Insurance Industry-A case Study of HDFC Standard Life Insurance” Introduction: HDFC Standard Life Insurance Company Limited is one of India’s leading private insurance companies‚ which offers a range of individual and group insurance solutions. It is a joint venture between Housing Development Finance Corporation Limited (HDFC Limited)‚ India’s leading housing
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fingers‚ and bucket like wavy blonde hair. She had been the principle at Endeavor ever since I had been in kindergarten‚ she knew me well and told me that I would do just fine‚ and sent me on my way. I watched the day melt down until the bell rang after lunch and recess signaling the start of art. I was one of the last to enter the room that was buzzing full of excited students. The smell of wet paint‚ pencil shavings‚ and dried Elmer’s glue rushed over me while I scanned the area for any possible
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The New York Times article reported China’s disregard for workers in its growing factories. Stearns and Chapman’s excerpt wrote that although working conditions were not great and wages low‚ it was still an improvement compared to life before the Industrial Revolution. The Testimony for the Factory Act of 1833 provided testimonies from workers and owners about how the factories were run. Last‚ Engle’s excerpt was about the poor lifestyles of the workers in the city and how it matched the poor working
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The Middle Ages is a period‚ more famous as “Dark Ages” due to the oppression and the corruption of the church‚ the Black Plague and the lack of progress in people’s life. The common event used to mark the beginning of the Middle Ages is the year the Western Roman Empire fell. One reason this year is not very accurate is that even though the western part fell‚ the eastern kept it up for another thousand years and its influence was still in power despite being weakened through the centuries. With
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Nicholas II came to the throne during an arduous time in Russian history. It was a combination of factors‚ including his political ineptitude that led to the fall of the Romanov dynasty and eventually cost Nicholas II‚ the Tsarina Alexandra and their five children their lives. Russia was late in modernising‚ partly due to the Tsar?s lack of reforms‚ and was behind Britain‚ France and the United States. Russia was also slow to emerge from feudalism‚ and was undergoing difficulty as industrial and
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The Worldwide Amphibian Decline Introduction Amphibians are extremely vital in the ecosystem as secondary food consumers since they are the prey items for vertebrates and invertebrates and control the biological pest. However‚ in recent years there has been a rather huge extinction of all kind of species recorded around the world. They are declining in an alarming rate‚ with over 43 percent of species in a state of decline (Lips et al.‚ ND). Amphibians‚ such as frogs‚ toads‚ salamanders
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