Report of the Working Group on F&U Guidelines For General Insurance Products September 2014 Insurance Regulatory and Development Authority This page has been left blank Shri M Ramaprasad Member (Non-Life) Insurance Regulatory and Development Authority Hyderabad Respected Sir‚ Report of the Working Group on F&U Guidelines I have immense pleasure in submitting the Report of the Working Group on F&U Guidelines vide circular IRDA/NL/CIR/F&U/112/04/2014 dated 17 April 2014. The Report and the Recommendations
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EFFECT OF WORKING CAPITAL MANAGEMENT ON PROFITABILITY OF FIRMS IN MALAYSIA ( M. A.‚ Zariyawati a‚ M. N.‚ Annuar b and A.S.‚ Abdul Rahim c a ‚b & c Univeristi Putra Malaysia‚ Malaysia. ABSTRACT Working capital management is important part in firm financial management decision. An optimal working capital management is expected to contribute positively to the creation of firm value. To reach optimal working capital management firm manager should control the trade off between profitability and
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In this subject‚ Psychology will help you understand yourself and others. You will gain insight about why people behave the way they do‚ presented from a biological‚ behavioral‚ social and clinical perspective. We will explore the inner workings of the brain. It will help you to learn how to apply what you learn to yourself and your environment. Psychology is a science because it is systematic and empirical‚ and it is dependent on measurement. Behavior means activities that can be observed
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English 101 March 24‚ 2014 Obstacles Faced by the Working Poor There are millions of Americans who have jobs but still remain poor despite the strong labor markets; these people are referred to as "the working poor." The working poor are working people whose incomes fall below a given poverty line. Even though these people are working‚ the wages are insufficient causing them to face numerous obstacles that make it difficult for them to provide the basic necessities to maintain a stable life. Some
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201102619 Written communication Argumentative Essay WORKING MOTHERS These days there are a lot of women working outside the house‚ which can affect many people positively or negatively. The Australian feminist Germaine Greer said in one of her interviews‚ “Most women still need a room of their own‚ and the only way to find it may be outside their own homes.” The working mother can affect the family in positive way‚ where her children learn how to be independent‚ help in raising
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The Toyota Way From Wikipedia‚ the free encyclopedia Jump to: navigation‚ search The Toyota Way is a set of principles and behaviors that underlie the Toyota Motor Corporation’s managerial approach and production system. Toyota first summed up its philosophy‚ values and manufacturing ideals in 2001‚ calling it “The Toyota Way 2001.” It consists of principles in two key areas: 1) continuous improvement and 2) respect for people:[1][2][3][4] |Contents
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you work too hard‚ it would lead to stress and despair‚ and to work smarter would be a quicker way to work and unstressful. Harold Courlander was the author of “All Stories are Anansi’s”‚ an african folktale. The theme of this story is “working smarter than harder”. “Working smarter than harder” means to work efficiently‚ to strategized‚ and quicker than to work hard which makes things harder. “Working smarter than harder” shows a lot in the story. “All Stories are Anansi’s” is about a Anansi‚ a
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Working and Attending College What do you rather do‚ work all your life with a low paying job or attend college and get a degree on something you like with a good pay? People often think that attending college and working at the same time is a good idea. What are the effects of working and going to school at the same time? Work‚ school and family will not be the same. Working while attending college can lead to many things. First‚ you can make money to pay for college tuition and books. Second
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amazing author and writes about her experience of working hard and how it pays off. I 100% agree with Dillard’s beliefs about talent and if you work hard towards your goal to achieve it‚ then it will be much more rewarding in the end. Now a day’s people in society feel like ones’ talent just comes naturally without really having to work for them at all. This is exactly the opposite of what Annie’s perspective was on talents. Society today wants the easy way out and they don’t want to work hard to achieve
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DNA‚ which is requiring us to learn‚ but working is another way for people to learn by getting “hand on” experience. Amitai Etzioni wrote‚ “Working at McDonald’s” to indicate how high school students having jobs at their early young ages it is bad for them. Etzioni mention that‚ “two-thirds
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