The Economics of M‐PESA1 WILLIAM JACK 2 GEORGETOWN UNIVERSITY AND TAVNEET SURI 3 MIT SLOAN First version: October‚ 2009 This version: August‚ 2010 We gratefully acknowledge the support and collaboration of Pauline Vaughan and Susie Lonie‚ and other staff of Safaricom and Vodafone. The survey whose results are reported here was commissioned by the Central Bank of Kenya‚ managed by Financial Sector Deepening
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Go Green Assalamualaikum Wr.Wb. With all due respect to the honorable judges‚ that i love contest participants who are really excited to make this earth greener‚ good morning. First of all‚ let’s thanks Allah SWT‚ because His blessing‚ we all can gather here on this sunny morning. Shalawat and prayer‚ we send to our greatest prophet Muhammad SAW‚ his family‚ his friends and his followers‚ Ameen. I will start my speech by asking a question. Do you already know what it means “go green”? Yes‚
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of congress to take on this issue. In his speech to declare war against Germany‚ his thesis statement was this: "Property can be paid for‚ the lives of peaceful and innocent people cannot be. The present German submarine warfare against commerce is a warfare against mankind." This was a speech to inform and persuade the U. S. Congress and the Senate who had the authority to declare war as stated in The Constitution in section 8 of Article 1. This speech was also to tell the people of the nation
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Green Salamander The Green Salamander is a rare‚ small to medium salamander reaching lengths around 3-5 inches. The scientific name for the green salamander is aneides aenus. The Green Salamander is easily recognized because of the bright green markings on the black background. It has long legs and squared toe tips. The squared toe tips allow climbing to very easy (Waldron). The green salamander is very agile salamander and is able to jump six to ten inches. It is able to crawl
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MAT 300 M&Ms® Project Part 5 (3 pts) Using the methods in Section 8.4‚ test the hypothesis (α = 0.05) that the population proportions of red and brown are equal (pred = pbrown). You are testing if their proportions are equal to one another‚ NOT if they are equal to one another AND equal to 13%. NOTE: These are NOT independent samples‚ but we will use this approach anyway to practice the method. This also means that n1 and n2 will both be the total number of candies in all the bags. The
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Generation M- film on Thursday Essay of Analysis: A response to class videos. * Summarize the analysis by the commentator. What does s/he look at or focus on most? * Which parts are observations or data and which parts are hypothesis or conclusion? * What is not included in the analysis — what else could have been included? * What would you like to ask or tell the commentator? Generation M shows how women are shown on television‚ it talks about the idealized
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monthly real interest rate > .048/12 = .004 ***This is assuming that Mr. Roads does not start receiving payments today‚ but rather at the end of the month 1.*** 180‚000 = Monthly cash payment ((1/0.004)-(1/(0.004*1.004^240)) Annuity Factor M=12‚ n=20‚ rmonthly=.004 180‚000 = Monthly cash payment (154.0933029) Monthly Cash Payments = (180‚000 / 154.0933029) = $1‚168.12 Then add the 750 from Soc. Sec. (which is
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love worth the heartbreak? This is a question that every person has asked at least once in their life. If you could go back and forget every moment you had with someone so that you wouldn’t feel the pain of losing them‚ would you? The Love Song of J. Alfred Prufrock by T.S. Eliot explores this question through Prufrock who is on a journey through life and whose anxieties separate him from the rest of society. Prufrock’s fear of judgment debilitates him‚ rendering him unable to create human connections
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//w w w. doe.gov.my Spearheading a Green Culture Malaysia’s Strategic Green Initiatives During the rise of Western Europe in the 18th century‚ the dominant theme of that era was Industrial Revolution. It was a groundbreaking theme that revolutionalised Western economies‚ socio-economic thoughts and contributed to the creation of the term economies of scale in the Western hemisphere. Today‚ the theme has been gradually substituted by the theme Green Revolution which appears to have penetrated
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decided to compare two Hitchcock films. Ever since I can remember‚ I have seen Alfred Hitchcock films; Psycho‚ The Birds‚ North by Northwest‚ I enjoy his work because I like the suspense‚ and visual effects that he was able to accomplish. Out of all of his films‚ I believe that my favorite Hitchcock films would have to be Rear Window (1954) and Vertigo (1958)‚ because I think that the two incorporate everything that is “Alfred Hitchcock”. Hitchcock films are known for being mysterious‚ cynical‚ as well
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