INTRODUCTION Definition of Credit Risk Credit Risk is the risk of default by borrower due to inability and/or unwillingness to repay his debts in accordance with the agreed terms and conditions. Factors determining Credit Risk The credit risk of a bank’s portfolio depends on both external and internal factors. The external factors can be economy wide as well as company specific. Some of the economy wide factors are: State of the economy Wide swings in commodity prices Fluctuations
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If the governments of the world adopted a socialist philosophy and economy‚ in recognition of the fact that we are all stuck on this rock together‚ the quality of life for all humans would greatly improve. First‚ there would no longer be a need for war. With a sense of global community and the accompanying economy there wouldn’t be any motivation to wage wars with each other. There would be no super-powers‚ no struggle to attain land or control natural resources. Humans are the only animals in
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Sadra Haji Alli Afzali The Advantages and Disadvantages of Living In Countryside Nowadays‚ the sudden increase of population in the cities is one of the most important concerns of our times. Thus‚ families seek to live in a safer and calmer environment. Hence living in the countryside has a lot of advantages‚ but also some disadvantages. To state a few of the advantages‚ we can consider the fact that the countryside
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Subject English Literature. Although This Booklet is a complied work by The CSS Point. All contents have been collected from different internet sources. The CSS Point is not responsible for any fact/information mentioned in this booklet. Thank You http://www.thecsspoint.com info@thecsspoint.com English Literature | The CSS Point A brief history of English literature Notes Literary forms Literary forms such as the novel or lyric poem‚ or genres‚ such as the horror-story‚ have a history
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The Life of Huey P. Long In Robert Penn Warren’s novel All the King’s Men‚ there are many similarities between the fictional character Willie Stark and the 1928 to 1932 governor of Louisiana Huey Long. In order to cast for the character of Willie Stark for a production‚ one must first understand the complex man Huey Long such as his journey through life‚ political career‚ the impacts of his career after his death. In 1893‚ in the impoverished Winn parish in north Louisiana‚ Huey Pierce Long
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COMPANY PROFILE: FRONTLINE AUTOMOBILES: Frontline Automobiles are authorized dealers of General Motors’ Udupi Frontline Automobiles was established by Jaffer Misbah in the year of 1998. Javed Misbah was the General Manager. At that time Frontline automobiles was the sub dealer for OPEL cars such as Corsa and Astro. Sumith Motors from Bangalore was supplying the cars till 2000. In the year of 2000 Frontline automobiles got the full authorization of sales and service under General Motors. Till 2003
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Political History of Nepal - SLC notes POLITICAL HISTORY OF NEPAL DELHI AGREEMENT AND THE END OF THE RANARCHY. § The cruel Ranas ruled in Nepal for 104 years. Some of the people were well known about the cruel behavior of Ranas. These people got organized with each other and formed an army (liberation army). The liberation army captured the places of Terai like Bhairahawa‚ kailali‚ kanchanpur‚ Malangwa‚ Rangeli etc. and formed their own government. They created awareness among
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“The life of a medieval peasant was just hardship and misery” Does the evidence show this is true? Is a Medieval Peasants life really all bad‚ or were there good times to? Their skeletons show that they did back breaking work‚ because their bones and joints were worn or deformed. The skeletons had arrested growth‚ because of famine or crop failure so they went hungry and only half of the babies born would live to see their 18th birthday! This means they had unsafe births‚ a bad thing for both
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“Literature is the question minus the answer.” This was said by Critic Roland Barthes. The query is‚ what is the question? In the book The Life All Around Me by Ellen Foster‚ which was written by Kaye Gibbons‚ it focuses on a gifted girl who‚ after a long and hard childhood‚ is now getting the life she wants with a new mother. The book focuses on Ellen‚ the main character’s‚ attitude and “go-get-it” mindset. But how much does your attitude and effort really influence your future and accomplishments
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biography piece is called “All But My Life” and the author is Gerda Weissman Klein. The piece we are given is about a girl and her family when World War 2 started to happen and about how life just suddenly stopped and turned horrid with bombs‚ gunfire and explosions‚and how her father was stricken by an illness‚ while all this is happening. Her beloved town was once “gay” and “sparkling” ‚but it had turned frantic‚ her entire country was in fear and what was once beautiful was all gone‚ so quickly. The
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