CHAPTER 1: INTRODUCTION This project was undertaken to understand‚ analyze and review the “CREDIT APPRAISAL SYSTEM” at “HDB Financial Services”. The project is basically done to analyze the appraisal process and criteria’s set by the institution for obtaining Loan against Property. In addition the project also focused on financial performance of HDBFS. 1.1 Purpose of the Study The main purpose of study is to know how the loans are granted against property and how the worthiness of the
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Implementing change in a department of organization can be difficult. Management must have a plan before implementing the change. The manager’s role and responsibility in implementing change within a department is very important. The manager’s role is to assess the change that needs to take place‚ come up with a plan to implement a change‚ implement the change‚ and evaluate the change in a timely order. To have a successful implementation of a new process‚ the manager must be involved in each step
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With reference to different types of performance appraisal‚ discuss how effectively performance appraisal meets the needs of the employer and the employee. “Performance appraisal” is a discrete‚ formal‚ organizationally sanctioned event‚ usually not occurring more frequently than once or twice a year‚ which has clearly stated performance dimensions and/or criteria that are used in the evaluation process. Furthermore‚ it is an evaluation process‚ in that quantitative
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3.0 Employee Registration System for Mustang Security Agency Inc. The proposed system was used to correct the deficiency that the manual filing process has. The system gives an accurate result. It also provides printable information of the employees and also on their previous assigned companies. 3.1 System Overview The following were the different modules of the proposed system and its capabilities with regards to registration process. Registration Module This module allows the staff of
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“The web was going to be the great educator‚ but the cult of the amateur is now devaluing knowledge‚” says net entrepreneur Andrew Keen in his book The Cult of the Amateur. Would you agree or disagree with this statement? Is the Internet killing our ability to think critically by providing us with too much information and too many voices? Our ability to think critically directly relates to how we use our brains in our everyday lives. So many people use the internet for emailing
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Weather and the World I have heard the words “The game has been rained out.” It makes me so angry because I want to play some sports. The weather really effects the way we all live life. At football and baseball games they have precautions towards rain and lightning. At my games we have to wait 20 minutes after we see lightning or hear thunder. I don’t like those rules because I want to play some ball and they are making me wait. Weather affects everybody because we all live
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INTRODUCTION Library System is the one who is responsible in managing all the transactions in a library. A library system can be in manual terms‚ which is the typical kind of library system. Manual library system is performed by manual means such as manual recording of borrowed books and returned books and etc. This kind of library system is susceptible to many problems such as time consuming process and prone to errors. Due to improving technology today‚ the typical library system is replaced by a much
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Center‚ 1 Training Center‚ 78 branches‚ over 300 transaction offices all over the country‚ 3 subsidiaries in Vietnam‚ 2 subsidiaries in other countries‚ 1 representative office in Singapore and 5 joint ventures. With more than 13.560 employees so the organization’s performance appraisal procedure is very focused. This is one of the difficult operations affect the success and development of the organization. When the performance appraisal procedure is adequate interest will be a great motivation for the
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RESEARCH METHODOLOGY * INTRODUCTION: Credit appraisal means investigation/assessment done by the bank before providing any loans and advances/project finance and also checks the commercial‚ financial &industrial viability of the project proposed its funding pattern and further checks the primary & collateral security cover available for recovery of such funds. CHAPTER 1 INTRODUCTION TO BANKING SECTOR A snapshot of the banking industry The Reserve Bank of India (RBI)‚ as the
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Implementing Electronic Health Records (EHR) a Difficult Task Ahsun Jaat Student #: 211593118 Tutorial #3 TA: Vishaya Naidoo Due Date: November 14th‚ 2012 Introduction Electronic Health Records (EHR) are a system developed for doctors to document health records electronically as oppose to the old fashion way of writing everything down on paper and relying on memory to help patients with their medical problems (Ash 2004). Technology has now turned into need for almost every individual living
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