Loan Origination & Appraisal Techniques Mathew Joseph Senior General Manager Housing Development Finance Corporation Limited - India confidential AUHF - 2007 AGM & Conference Program‚ Ghana - September 2007 Why do we appraise? Is a Selection Tool Quantifies Risk confidential Aids Decision Making Ensure Good Quality business with excellent creditworthiness What is Credit Appraisal? ABILITY confidential INCLINATION OBJECTIVE SUBJECTIVE KNOWLEDGE EXPERIENCE
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SMS based Remote Control System Abstract A modern world contains varieties of electronic equipment and systems like: TV‚ security system‚ Hi-fi equipment‚ central heating systems‚ fire alarm systems‚ security alarm systems‚ lighting systems‚ SET Top Box‚ AC (Air Conditioner) etc.‚ we need to handle‚ ON/OFF or monitor these electrical devices remotely or to communicate with these but‚ if you are not at the home or that place and you want to communicate with these device. So the new technology
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Implementing Electronic Health Records (EHR) a Difficult Task Ahsun Jaat Student #: 211593118 Tutorial #3 TA: Vishaya Naidoo Due Date: November 14th‚ 2012 Introduction Electronic Health Records (EHR) are a system developed for doctors to document health records electronically as oppose to the old fashion way of writing everything down on paper and relying on memory to help patients with their medical problems (Ash 2004). Technology has now turned into need for almost every individual living
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PAGASA • CebuPac cancels 4 Caticlan flights • ’Lawin’ slightly weakens Reporter 1: Typhoon ‘Lawin’ gets stronger‚ heads far northern Luzon Typhoon “Lawin” sped up slightly as it continued its movement towards the northern Philippines‚ the state weather bureau said. At 4 p.m. Wednesday‚ the eye of the supertyphoon was plotted by satellite and surface data at 410 kilometers east of Aparri‚ Cagayan according to the Philippine Atmospheric‚ Geophysical Astronomical Services Administration (Pagasa).
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Laser Based Communication System. Introduction:- An optical communication system for inter and intra building communications can be built using the following three basic component. A light emitting element. 1. A light emitting element‚ which could be a laser diode or light emitting diode. 2. Transmission media such as optical fiber cable or free space. 3. A light receiving element‚ which could employ avalanche photo-diode‚ PIN photo-diode or any other light sensors like LDR. Since the
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Financial Appraisal 1.0 Analysis This report provides an analysis of the performance of ITE Group over three consecutive years (2007-2009)‚ using various financial ratios; for the benefit of potential shareholders‚ lenders or suppliers. The report also indicates how non-financial performance indicators can help an organisation measure performance. This report will also look into the net present value method of appraisal‚ and explain its advantages and disadvantages. 2.0 Main Content The
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Supervisor’s Guide to Performance Appraisals Table of Contents Introduction ...............................................................................................................................3 Benefits of Productive Performance Meetings .......................................................................3 Performance Goals Help Employees .......................................................................................3 Performance Goals Help Supervisors ............
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Research Assignment Objective: To develop biometric based attendance system for STM at different campuses based in Central London. Purpose: To provide accurate and efficient attendance recording system to keep track of students and provide attendance reports to home office. Scope: ▪ To conduct some research into different biometric devices. ▪ To acquire biometric finger print scanner devices ( terminals) ▪ To design and develop the network infrastructure to link the devices to the
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Implementing a Customer Relationship Strategy" The Asymmetric Impa ’et of Poor Versus Excellent Execution Mark R. Colgate Peter J. Danaher University of Auckland‚ New Zealand The benefits of developing customer relationships are well established. However‚ a well-intentioned relationship marketing strategy may fail because of poor implementation. In this study‚ the authors look at the effects of implementing a customer relationship strategy. Specifically‚ they examine the implementation
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Types of Weather 1) Sunny 2) Cloudy 3) Rainy 4) Windy Seasons Seasons are caused as the earth revolves around the sun. Seasons stay the same for a long time. Maybe 3-4 months. Summer‚ Monsoon and Winter are seasons . Apart from the seasons.. .The wind .The closeness to the sea and .The clouds also affect the weather. •The Summer season is from February to May. .The weather is hot and dry. .This type of weather is called a sunny weather. .We cool ourselves by eating ice-creams‚ having cold
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