Bank Capital Components Tier 1: Tier 1 is used to describe the capital adequacy of a bank. It is the core measure of a bank’s financial strength from a regulators point of view. It includes equity capital and disclosed reserves. It also may include non-redeemable non-cumulative preferred stock. A comparison between a banking firm’s core equity capital and total risk-weighted assets called the tier 1 ratio. It is the ratio of a bank’s core equity capital to its total risk-weighted assets (RWA)
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Unit VI DIVIDEND POLICY Dividend Policy • The return to the shareholders either by way of the dividend receipts or capital gains • It decides the Retention ratio & Pay out ratio • Earnings to be Distributed – High Vs. Low Payout • Objective – to Maximize Shareholders Return • Effects – Taxes‚ Investment & Financing Decision 2 A few models which studies this relationship & the dividend policies of firms are given below • • • • • Traditional Position Walter Model Gordon Model
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The Securities Scam of 1992: This was the mother of all Indian financial scandals. It exposed the utter lawlessness and absence of supervision in the money markets; it allowed funds to be transferred with impunity from banks and corporate houses into the equity markets; and saw thousands of crores of bank funds to move in and out of brokers’ bank accounts in what was later claimed as a “accepted market practice”. A Special Court under a separate act of parliament was set up and over 70 cases
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Mutual Fund Performance in Bangladesh: An Analysis of Monthly Returns Md. Hashibul Hassan* Tahmina Akhter† Abstract Extensive research has evaluated mutual fund performance in different financial markets which led to mixed results (Soderlind et al.‚ 2000; Korkeamaki and Smythe‚ 2004); however‚ very limited work has been done to evaluate Bangladeshi mutual funds. This paper focused on measuring risk adjusted performance of 13 closed end mutual funds on the basis of monthly Net Asset Value. For
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Additional Funds Needed Method: Most companies expect growth in sales‚ which means its assets also must grow. Asset growth requires additional funds‚ so the firm may have to raise additional external capital if it has insufficient internal funds. If we assume that none of the firm’s ratios will change‚ we can use a simple approach‚ the Additional Funds Needed (AFN) method‚ to forecast financial requirements. • Required Increase in Assets In a steady-state situation in which no excess capacity
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The Nigeria Ecological Fund Office Aroboinosen Hillary Department of Agricultural and Bio-Resources Engineering‚ Federal University of Technology‚ Minna‚ Niger State‚ Nigeria E-mail:aroby_hillary@yahoo.com Abstract Nigeria has a total land area of 983‚213 km2 occupied by about 140 Million people: The interaction of these millions of people with their environment has left indelible mark on the landscape. Deforestation‚ desertification‚ flooding‚ erosion and all kinds of pollution as well
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WEST ORANGE‚ NJ - On Saturday‚ September 13‚ the First Annual “Caroline Fund 5k” will be held in Caldwell beginning with a 7:30 am registration at St. Aloysius Church parking lot‚ 219 Bloomfield Avenue. The event will honor the life of Caroline Vandemark‚ who passed away from inoperable brain cancer on June 26‚ 2013‚ with proceeds to be donated to The Caroline Vandemark Fund for Brain and Spine Tumor Research at the John Theurer Cancer Center in Hackensack. Caroline was a compassionate young woman
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PLAN Introduction…………………………………………………………………...……3 1. About World Wide Fund for nature…………………………………………4 1.1. History of WWF….………………..…………………………………4 1.2. History of the panda logo of WWF………...…………………………5 1.3. WWF’s mission……………………………………………..………...6 2. WWF in Ukraine…………………………………………………………..7 2.1. WWF Danube-Carpathian Programme Office………………………..7 2.2. WWF’s mission………………………………………………………7 2.3. WWF guiding principles……………………………………………8 3. Danube-Carpathian Region………………………………………………….9 3.1. WWF
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1/10/12 LABOUR WELFARE FUND LABOUR WELFARE FUND‚ ALL APPLICABLE STATES IN INDIA S.N. State Applicablit of the LWF Act Categor of Emplo ees to be covered Applicabilit Contract Labours? Contribution period Periodicit (month) Lost Da for submission Emplo ee Emplo er Total Form to be filled in DD or Cheque in Contribution Contribution Contribution for pa ment favour of Adress of the LWF Commisioners Other Details 1 Andhra Pradesh The provisions of the Act shall be restricted to establishments
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Insurance Companies and Pension Funds Insurance Companies Insurance companies assume the risk of their clients in return for a fee‚ called the Premium. Most people purchase insurance because they are risk-averse-they would rather pay a certainty equivalent (the premium) than accept a gamble What is Insurance? A contract (policy) in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments
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