INANCIAL INCLUSION - A path towards India’s future economic growth by Dr. K. Ravichandran‚ Dr. Khalid Alkhathlan Assistant Professor‚ King Saud University‚ Saudi Arabia SYNOPSIS: Though our country’s economy is growing around 9 percent‚ still the growth is not inclusive with the economic condition of the people in rural areas worsening further. One of the typical reasons for poverty is being financially excluded. Though there are few people who are enjoying all kinds of services from savings to
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Language Barriers Communication is an essential part of our day to day lives. We use it in almost everything we do. Although effective communication does not guarantee success‚ its absence usually assures problems. In the U.S. language barriers can create many problems for non-English speaking immigrants that might include‚ but are certainly not limited to‚ difficulty finding employment‚ difficulty obtaining medical care‚ and difficulty achieving an education. Foreign-born workers are increasingly
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treating equally and fairly‚ needs of learners to be met‚ learners need to attend‚ participate and feel safe and valued‚ abilities and needs recognised. In Mary Francis and Jim Gould s book Achieving your PTLLS Award‚ their definition of inclusion is the process of making learners feel that they are fully part of the learning and social environment. After the initial assessment‚ ice breakers and ground rules have been put in place a short test may be used for example a multiple intelligence
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Great Barrier Reef (‘The Reef’) each year. While this level of tourism is economically beneficial for the Australian economy it has the potential to have an impact on The Reef and its fragile environment. This impact can be of biological and social significance. Potential causes of biological effects on The Reef include: • Coastal or island-based tourism development. Ongoing pollution from discharge of treated sewage and stormwater and loss or alteration of natural coastal areas can elevate
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When people think of a perfect society‚ reasonable equality would probably come to mind. However‚ can the concept of equality go too far? This was the case‚ as far as the societies go in The Ones Who Walk Away From Omelas and Harrison Bergeron. These societies have gone too far to reach total equality. Each over-exaggerates the concept‚ The Ones Who Walk Away From Omelas offers a more enticing community‚ and the overall image of a complete utopia is somewhat unreachable. Both societies in the
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Unilever TERM REPORT ANALYZING THEORIES OF MOTIVATION ANALYZING THE APLICATIONS OF MOTIVATIONAL THEORIES IN SUBMITTED BY: KANZA KHURSHEED AMNA INAYAT SAYEDA SAHAR FATIMA SUMAIRA BUKHARI MUHAMMAD SUBMITTED TO: MRS. SOBIA SHUJAAT DEPT.MANAGEMENT SCIENCES DATED: 10TH /MAY/2010 TABLE OF CONTENT S.NO | TOPIC | PAGE NO | 1 | Acknowledgement | 1 | 2 | Executive Summary | 2 | 3 | Introduction To Organization | 3-4 | 4 | Introduction To Topic | 5 | 5 | Application
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2008). Effective Communication is significant for managers in the organizations so as to perform the basic functions of management‚ i.e.‚ Planning‚ Organizing‚ Leading and Controlling. Communication helps managers to execute their jobs and responsibilities. Communication serves as a foundation for planning. All the essential information must be conveyed to the supervisors who in-turn must connect the plans so as to apply them. Organizing also requires effective communication with others about their
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Equality and Diversity Equality is ensuring individuals or groups of individuals are treated fairly and equally and no less favorably‚ specific to their needs‚ including areas of race‚ gender‚ disability‚ religion or belief‚ sexual orientation and age. This is so all learners feel inclusive in the session and everyone is getting the same opportunities to learn and achieve whether they have a disability or not. S Promoting equality should remove discrimination in all areas. Bullying‚ harassment
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University of Westminster “Integrated marketing communications are far from reality in most companies. A number of strong barriers prevent IMC from being implemented quickly and efficiently.”- De Pelsmacker Managing Marketing Communications 2011 Introduction Integrated Marketing Communications‚ (IMC) has been one of the major communications developments in the last decade of the 20th century (Kitchen & Schultz 1999‚ 2000) It is regarded as a fundamental paradigm shift in the thinking
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which cell has the larger resting membrane potential? Explain. If the permeability to K is higher in A than in B‚ then the resting membrane potential (rmp) will be closer to the equilibrium potential in cell A‚ which means the rmp will be more negative in cell A than in cell B; or in other words‚ the potential difference will be LARGER in cell A. 2. Predict the effect of a reduced extracellular concentration of Na+ on the magnitude of the action potential in an electrically excitable cell. If there
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