2012 Supplement to the Annual Report Table of Contents Overview 1 2012 at a Glance 2 Financial Information 9 13 18 21 26 32 34 36 Upstream Highlights United States Other Americas Africa Asia Australia Europe Operating Data Downstream 44 Highlights 45 Refining and Marketing 46 Lubricants 46 Supply & Trading 47 Chemicals 48 Transportation 49 Operating Data 56 57 57 57 Other Businesses Technology Power Generation Mining Chevron Energy Solutions Reference 58 Glossary of Energy and Financial Terms
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Michigan’s Comprehensive Annual Financial Report Governments and not-for–profit organizations prepare financial statement just as businesses making a profit. The financial reports governments and nonprofit organizations use is a comprehensive annual financial report (CAFR). Both annual reports contain similar information such as management’s discussion and analysis and financial statements. The CAFR includes varies other information concerning the governmental structure‚ budget‚ population‚ and
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red-lettered day‚ on which the schools and govern ment and private offices remain closed. Early in the morning‚ the young students sing in chorus the national anthem in accompaniment of flute and drum marching together in processions in the streets. National flags are hoisted in the houses‚ schools‚ colleges‚ and offices. It is a great day for India. In Delhi Red Fort Parade Ground‚ millions of Indians from different parts of the coun try gather to listen to the annual speech of the Prime
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Discrimination and Racism in Country Lovers and the Welcome Table Donna Robertson ENG 125: Introduction to Literature Lyndsey Lefebvre November 18‚ 2012 Discrimination and Racism in Country Lovers and the Welcome Table Racial discrimination has affected black people of the United States as well as Africa for many years. Although racial discrimination is against the law in both countries today‚ many people believe that it still exists. This essay will compare and contrast the racial
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repayment schedule is calculated on a $170‚000 loan but the net amount the borrower receives is only $163‚200. What is the effective annual interest rate charged on such a loan assuming loan repayment occurs over 156 months? Assume the interest rate is .75% per month. (Do not round intermediate calculations. Round your answer to 2 decimal places.) | Effective annual interest rate | % | 3) Suppose you take out a $1‚000‚ 4-year loan using add-on interest with a quoted interest rate of 23.25%
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Understand the current competencies of individuals and teams Describe the methods of conducting individual and team competence reviews Team Review Methods • Formal bi-annual performance appraisals- these take place within the company on a bi-annual basis‚ objectives are set against corporate aims and then reviewed within the appraisal process. • Action plans- these are set as a way to meet a requirement‚ normally these come from the appraisal process‚ for example a training need could be established
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Steinway & Sons was founded in 1853 by German immigrant Henry Engelhard Steinway in a Manhattan loft on Varick Street. Henry was a master cabinet maker who built his first piano in the kitchen of his Seesen‚ Germany home. The first piano produced by the company‚ serial number 483‚ was sold to a New York family for $500. It is now displayed at the Metropolitan Museum of Art. Over the next forty years‚ Henry and his sons‚ Henry‚ Jr.‚ Albert‚ C.F. Theodore‚ William‚ and Charles developed the modern
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LJB Company Prepared by: Tracey Maier 08/06/2013 Table Of Contents Introduction …………………………… 3 Findings ……….……………..…………. 4 Summary & Conclusion …………… 8 Works Cited ……………………….…… 9 Introduction President‚ I’ve had the pleasure of reviewing your company prior to going public. Often businesses fail in their Initial Public Offering (IPO) due to a few key misses in their internal controls. Your company is clearly on the way up very quickly and going public will help finance
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Corporate Annual reports are produced by companies every year to be filed at companies House by Law and they are sent to its shareholders in order to inform them on their success throughout the year of trading. All Corporate annual reports have similar structures and they consist of both non-statutory items which are the informational parts of the report and the statutory items which give some insight into the financial matters of the company. The report proposes to provide information that is useful
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My amazing American Revolution paper There were many factors that led to the American Revolution‚ such as the stamp act‚ French and Indian war‚ and the Townshend Acts. Even though each of these causes were very important the Stamp act was the most important and ultimately overturned the American government of that time. The Stamp act was this important because it caused the Boston tea party and led to the intolerable acts. I will be explaining these factors from the economic‚ cultural‚ and psychological
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