|–– | |[Financial Analysis of ANZ and NAB | | Group Assignment | | | |
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Question: What does your research about the organization and the other items you have found tell you about the culture of your organization? ANZ Bank is among the top four corporate banks in Australia. With diverse and wide expansion of market the bank has developed the multicultural environment to support the employees and customers based on their ANZ values. Organizational culture on the ANZ’s view is to focus on the employees and customer’s values and molding according to employees and customer’s
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Recommendation It is recommended that ANZ Bank’s management should reconsider customer value proposition‚ reputation and security risk as a consequence of ANZ Bank recent outsourcing strategy. This report discusses three main issues that ANZ Bank’s management may have to consider if it is to enhance strength and core competency. Customer value proposition Firstly‚ as ANZ Bank has stressed that ‘becomes a super regional bank’ is a core strategy objective (ANZ 2012)‚ ANZ will have to consider the potential
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Case1. ANZ expansion Ansoff product –market matrix classification: Big 4 banks believe that it has limited opportunities to develop further within Australia due to the Australian Government legislative policy‚ consequently‚ they choose to take its existing products and services into other countries to grow.. Expanding into new geographic mkts: An organization is also likely to have strategic reasons for seeking out new mkt which including Maket-related factors : the size and growth of
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performance of Australia and New Zealand Banking Group (ANZ). In this report‚ we summarized the history of ANZ‚ its product and services‚ analysed the current state of bank in term of physical and financial strength and evaluated its performance by looking its financial ratios and comparing with its rivals. Based on its performance‚ we also pointed out the future expectation of ANZ. Moreover‚ the impact of the Global Financial Crisis on ANZ and its response are also provided in the end of the report
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WBC/NAB Comparison WBC has a higher Average ROE of 17.93% compared to NAB’s Average ROE of 16.03% during the 5 year duration period from 2003-2007. This is due to WBC’s ROA of 1.09% being higher than NAB’s ROA of 1.05%. While profitability of WBC is higher than NAB’s‚ NAB’s financial leverage was greater than WBC’s thus producing a higher ROE. NAB also has a higher Net Income compared to WBC. WBC has a higher Average Expense Multiplier of 16.42 compared to NAB of 15.31 as WBC has lower operating
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cultural perspectives have been identified‚ these include: the integration perspective‚ ambiguity perspective‚ as well as the differentiation perspective. The Strength of the cultural perspectives that is described in NAB: Cultural Change Program: Integration Perspective at NAB: this is the most widely applied cultural change perspective. It may be reflected in highly visible and tangible manner all through the organization. It should be noted that there has to be accord in the entire firm and
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ANZ | OFFSHORING Background This strategic report of ANZ’s offshoring strategy examines the effectiveness and drivers of ANZ’s decision to move towards outsourcing internationally‚ analyses the impact of ANZ’s offshore programs on stakeholders‚ explores key risks and opportunities and evaluates the success of ANZ’s offshore system. A | Strategy Analysis February 2012 saw ANZ confirm job cuts to 492 permanent employees‚ 100 of these positions to be moved overseas. In early 2013‚ ANZ again
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I am interested in applying for the ANZ Graduate Program because I have wanted to pursue a career within rural banking even before starting my university degree. The reason behind this being‚ I have a real passion and interest in both the agricultural and banking industries. This passion and interest in agriculture and banking has been developed through my rural up-bringing in the Waikato‚ my enjoyment of working with budgets and numbers and my desire to work closely with clients. Therefore‚ this
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required by the ANZ bank as the bank is finding decline in its sales revenue since last year. Management feels that the customer dissatisfaction is the major reason behind sales declines. The management intends to know the exact reasons behind the customer dissatisfaction through the allocation of the private research team as an outsourcing. This market research is a wide concept which requires conducting an analysis of various concepts for coming up with the conclusion to the ANZ bank. These conclusions
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