NORTH- ~)IJAND Cost Economies in EU Banking Systems Yener Altunbas and Philip Molyneux This paper examines the cost structure of four EU banking systems using the translog cost function methodology. The results indicate strong evidence of economies of scale across all output sizes for the French‚ German and Spanish systems. In contrast‚ the Italian system appears to exhibit constant and diseconomies of scale. Costs also appear to be subadditive across all output ranges apart from the Italian
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Teresa Elimar Aráuz Medal Alcohol‚ Cigarettes and Drugs‚ a Problem for Teenagers Can you imagine how hard it is dealing with a drunk and smoker teen as a parent? One of the worst nightmares as a parent is finding out that our teenager has started smoking or drinking‚ inclusively both at the same time. Many teenagers are tempted to try alcohol and cigarettes or drugs at some stage in their life. This addiction causes: Risk to their health‚ break relations between parents and son/daughter‚ and future
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American political and governmental system is led by democracy. According to political scientist Larry Diamond‚ democracy is a system of government where citizens of a state are involved in the decision making of the country. They are part of the major stakeholders who decide how a country should be governed other than the Government itself outlining what is right for them. Citizens of a democratic country are allowed to vote and freely choose a leader who they want to govern them and lead the country
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TEEN ALCOHOL AND DRUG ABUSE JENNIFER PIPPIN UNIT 9 PROJECT CM 107 PROFESSOR WRIGHT I. INTRODUCTION: A. What Is Teen Substance Abuse? B. Why Do Teens Abuse Drugs and Alcohol? C. What Problems Can Teen Substance Abuse Cause? D. What Are the Signs? II. PREVENTING TEEN SUBSTANCE ABUSE: A. How Can It Be Prevented? B. Is Treatment Needed? C. Why Are There So Many Different Treatment Programs? III. DEALING WITH SUBSTANCE ABUSE: A. How Can Parents
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When a nation develops their government the ideas of national‚ state‚ and local governments become a point of interest. Should there be small state and local governments? Should there only be a national government? The United States of America has a federal government. Federalism is a split government system with state and local governments as well as a national government. There certainly is advantages to both levels of government. However‚ if there are advantages‚ then‚ undoubtedly‚ there are disadvantages
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The economy of Latin American countries such as Argentina have often focused on only one main product at a time and imported many of the other products needed. Argentina especially followed this economic strategy in the late 1800’s. Latin American countries focus on one product it does well and does not stray from that product. The countries were just following trends and taking advantage of what the market dictates is a worthwhile product. This strategy can fall short of having long-term success
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and local governments has provided a vital role in defining federal relations. The relationship has been defined by a few factors: Congress‚ the Supreme Court or other courts‚ and funding policies The courts must address questions concerning the powers of the state and federal government. Early Supreme Court decisions mirrored the views of Chief Justice John Marshall‚ who favored a strong national government. In defining commerce in the Gibbons v. Ogden case‚ he argued that Congress ’s power to regulate
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Introduction Over the past decade‚ medical costs have increased more rapidly than other consumer costs. Americans spent 2.5 trillion on health care in 2009 according to Medicare’s Office of the Actuary. That figure translates into approximately $8‚086 per person‚ or 17.6 percent of the nation’s gross domestic product (GDP).1 Health care costs more than tripled from 1990 to 20092 and are projected to rise to 19.6 percent of GDP in 2019.3 “The 4 percent increase from 2008 levels represented
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Future Generation Philippine International School Bldg. No. 223-225‚ Al Baljourashi St.‚ Suleimaniah District Riyadh‚ Kingdom of Saudi Arabia EXPENSES OF OFWs IN RIYADH (A Research Proposal) In Partial Fulfillment of the requirements in Research in Research Methodology Agupitan‚ Kristofferzhen A. Grade 9 – Descartes Tr. Melanie C. Dubiao Table of Contents I. Chapter I the Problem: Rationale and the Background of the study4 1.1 Background of the Study4 1.2 Statement of the
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Alcohol and drug abuse among the youth and the adult population is a growing social problem in the United States. The teenage population is very influential to when around its peers. With peer pressure and social roles‚ teens tend to try and be like the person they look up to‚ and will do just about anything to look and seem cool in an effort to fit in. Adults tend to turn to alcohol and drugs due to life experiences‚ such as getting laid off of a job‚a death of a family member or friend‚ or simply
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